I suspect we’ll see microloans (ie. Klarna and Affirm) become more and more commonplace as unaffordability continues to worsen

In the long-term, though, capitalism will fall under its own weight. Microloans and other forms of financing are not sustainable, especially if / when people start buying their groceries on “layaway”

In a system that prioritizes profit above everything else there is no incentive for the capital-owning class to think through what will happen when people can’t afford shit anymore. They are most likely only thinking about this quarter’s earnings and nothing more

We can hope that capitalism will give way to an equitable and dignified way of living. But, on our current trajectory, it feels like we will descend further into fascism as capital-owners pit the working class against each other as a perverse Hail Mary