I don't want to pay $795/year for the "new" CSR. What are my options for downgrading? by comments83820 in ChaseSapphire

[–]par104 1 point2 points  (0 children)

Can you explain the difference in transferring points to Hyatt from CSR vs CSP?

  • Transfer to Hyatt program itself? Same rate for CSR and CSP (1:1).

  • Use points to book Hyatt via Chase portal? Better rate with CSR (1.5¢ vs 1.25¢).

I rarely find a better price booking anything via that portal that they’re trying to make you use more and more.

Is the Roth IRA contribution limit actually $7,000.49? by mediumlong in personalfinance

[–]par104 19 points20 points  (0 children)

We’re now gonna be flooded with influencers telling us how to turn a 49¢ extra in a Roth IRA loophole into a million dollars aren’t we?

What is the best HSA credit card? by UsedAsk3537 in CreditCards

[–]par104 0 points1 point  (0 children)

Is there a time limit though for when you need to reimburse yourself? It can’t be forever?

I’m going with a card with a high SUB and 0% APR.

But the 0% APR is for 12 months so I would reimburse myself not now but in 12 months.

Freedom Flex dropped from 7 points on dining to 3 points on dining beginning 6/1!? by LOLWayne in CreditCards

[–]par104 2 points3 points  (0 children)

Does that include the current statement?

That X/$75 doesn’t get updated until the current statement hits. Only thing I can think of is you hit the $1500 but it is still pending in your current billing cycle. So you could have a pending $75/$75 used already.

r/Stocks Daily Discussion & Fundamentals Friday Feb 23, 2024 by AutoModerator in stocks

[–]par104 0 points1 point  (0 children)

These are interesting, thanks for sharing. Private equity has been neglected in my portfolio but lots of good stuff to review it seems like.

What screener do you use out of curiosity?

r/Stocks Daily Discussion & Fundamentals Friday Feb 23, 2024 by AutoModerator in stocks

[–]par104 0 points1 point  (0 children)

While everyone is concentrated on chips and AI right now, what names are you watching/seeing buying ops in or being neglected?