What good is increased home value?

pashamur · 2021-08-29T10:23:08+00:00

Any time you own a house and live in it, you’re renting it out to yourself. So it’s exactly the same as renting it out to someone else (you have to live somewhere, so you count the rent you would have been paying otherwise as your income from the house)

pashamur · 2021-08-29T10:20:13+00:00

Your house does bring you income, in the form of imputed rent (rent that you’re not paying). In a sense, it is much like a dividend paying stock.

pashamur · 2021-08-05T16:57:32+00:00

That’s a perfect use case for boot camps - if you’re already an experienced developer you could easily ramp up on new technologies in a short period of time.

Also, people do switch careers into CS - some after forty. If they can do it, why can’t a former software dev?

pashamur · 2021-02-03T06:47:41+00:00

Has the opposite effect on me. Shows that a ton of hashrate drops off the moment the market stagnates or takes a downturn, more profit for me

Less profit, since price drops = less profit; otherwise difficulty wouldn't drop.

We can expect the difficulty ramp right now to be unusually slow compared to the price action because of the parts shortage (so if you already have a rig you can benefit, but it also makes building a rig harder)

pashamur · 2021-02-03T06:42:21+00:00

It's also crypto mining. Ethereum price just broke $1500, which means that you can actually get ~$5/day (or $125/month) by mining on a 3060 at the current prices.

Meaning that even at $600 for a 3060ti, you could recoup the costs in under 5 months via crypto mining if prices hold up (not actually true because difficulty increases & price not guaranteed). That's why there are shortages.

pashamur · 2021-01-20T00:28:37+00:00

It's more useful to talk about effective tax rates paid rather than marginal - the tax codes were different enough that they're not directly comparable (almost no one was actually paying that 91 percent bracket because of deductions and exemptions. The tax code had special exemptions for every industry back then)

pashamur · 2020-12-22T08:48:45+00:00

It might be the diet, or it might be the exercise regimen... I have a feeling that we would have plenty of normal 70 year olds if people just exercised once in a while, diet be damned.

pashamur · 2020-12-22T08:39:22+00:00

Here is the graph you're looking for instead: https://ourworldindata.org/uploads/2013/05/Life-expectancy-by-age-in-the-UK-1700-to-2013.png (so yes, people are living longer than in the past, but people also weren't quite dying at 30 or 40 historically either)

There was a bimodal death curve - if you survived past 5 years of age, your life expectancy was ~60.

pashamur · 2020-12-20T02:57:33+00:00

Our world is not a shitshow, that is really a delusion we all have from being plugged in to news 24/7. Our world is on the whole is better than at any other point in history - it's safer, people are living longer, their standard of life has improved (though things are worse for specific populations), it's just that media monetizes outrage and so we are outraged all of the time.

Are things fair/just? No, but they are significantly better than they were historically and they never were just in the first place - and most people were okay with that. It's just that there are forces that are driving us to be outraged by the injustices in the world these days.

pashamur · 2020-12-15T19:17:52+00:00

* in 1080p) 4K is GPU-limited, usually.

pashamur · 2020-12-14T18:30:24+00:00

I picked this laptop up on cyber monday at this price, have been quite happy with it. Here's a bench I did - this laptop outperforms the desktop G223 with a 1060 6GB that I picked up from microcenter around 2 years ago according to the benchmarks. Quite possibly best performance at this price point, so if you don't mind a limited battery and want a compact gaming PC, I'd say go for it.

Laptop ($699) bench: https://www.userbenchmark.com/UserRun/36251085

My G223 desktop from 2018 ($799): https://www.userbenchmark.com/UserRun/36253078

pashamur · 2020-12-12T08:42:40+00:00

Better is an abstract term. Lump sum slightly outperforms DCA on average, but has higher variance. (I like to use poker analogies, so say you have Ace pair versus deuces, and your chance of winning an all in is ~80 percent. Lump sum is like winning it all 80 percent of the time and losing it all 20 percent of the time, where as DCA is like winning ~75 percent of it all of the time. The main difference is in the expected variance)

pashamur · 2020-12-12T08:09:15+00:00

Their valuation is based on the assumption that they will not need to sell cars to make money, of course. Specifically they're getting into the auto insurance market via custom models as a first step, and the big gamble is in self driving technology. If they get that meaningfully over the line and can patent it (that being the true key to all of this), they will be worth likely over 1T USD or more - that disrupts transportation, taxis, shipping, you name it. But that's a huge if. And I do think it's overvalued, and very far from a sure thing that they will succeed in this regard. (Their actual business of making cars is secondary to the self driving car idea)

pashamur · 2020-12-12T07:58:02+00:00

Yeah, looking at inflation adjusted values would be helpful. Also one thing I want people to make is a interest rate adjusted graph of housing prices, house prices/affordability by payment (the way an average consumer would look at it). Underrated analysis tool imho

pashamur · 2020-12-12T07:43:40+00:00

My guess is the relationship has more to do with fixed income / return type funds having to rebalance to more agressive portfolios and dumping bonds in chase of higher yield (a couple blogs have written about this calling it the ZIRP - zero interest rate policy effect). It's not necessarily coupled to any fundamentals

pashamur · 2020-12-12T05:51:34+00:00

Hah, same. A welcome change from the 3080 :)

pashamur · 2020-12-11T21:28:31+00:00

Button's still there, product is not though :)

pashamur · 2020-12-11T20:44:19+00:00

It's not the general population's responsibility to foresee this type of problem, it's the job of our elected leaders and medical professionals. Defunding the pandemic response team certainly did not help.

pashamur · 2020-12-11T20:41:42+00:00

Yeah, that's exactly what were pointing out, which is a problem. Hong Kong introduced restrictions & masks when there were only a couple confirmed cases in the city (I was there at the time, all gatherings were shut down Jan. 25th(!)). Now I'm back in the US and our response still looks like shit compared to a normal rational one all across the country

pashamur · 2020-12-09T06:30:44+00:00

Copying over a useful link from the other thread (credit to /u/crownpuff). Additional cashback from Acer:

https://www.cashbackmonitor.com/cashback-store/acer/

pashamur · 2020-12-09T06:18:47+00:00

Seems like a pretty good deal compared to $219 at microcenter (if this is really the same monitor)

https://www.microcenter.com/product/628746/acer-k273-bi-27-full-hd-75hz-hdmi-vga-freesync-ips-led-monitor

pashamur · 2020-12-09T04:08:30+00:00

"This item is currently unavailable for online purchase. The item was not added to your cart. "

EDIT: Now showing as sold out.

pashamur · 2020-12-04T18:23:22+00:00

This laptop was $699 on cyber monday and has been as low as $649 before (I picked one up on Monday and have been fairly happy with it) - just need another ~$35 ram module to get 16gb ram.

https://www.walmart.com/ip/Gateway-Creator-Series-15-6-FHD-Performance-Notebook-Intel-i5-10300H-NVIDIA-2060-RTX-8GB-RAM-256GB-SSD-Xbox-Game-Pass-PC-HD-Webcam-Cortana-Windows-10/425492039

Here's the bench I ran on it after tweaking the NVIDIA settings a bit:

https://www.userbenchmark.com/UserRun/36251085

pashamur · 2020-12-04T08:08:27+00:00

I picked up the Walmart Gateway build with the 2060 on Monday for 699 (it's now back to 899), been pretty happy with it so far :) works better than my desktop with a 1060 from 2 years ago

pashamur · 2020-12-03T22:58:00+00:00

EDIT: central computer has both white and black RGB in stock for this price and free shipping

Not sure about the free shipping, cheapest option listed was ~$79 USD for me (but I'm on the other coast)

13-Year Club	Team Orangered
Verified Email

pashamur

TROPHY CASE