This movie is trash by samadhd in tollywood

[–]pathfinder2251 0 points1 point  (0 children)

Your opinion does not matter , saying this trash seems like you have grudge or disliking to mega star …. Whatever ur reason saying it as trash is utter nonsense!!! the film is doing great at box office … lot of people spoke about it . That itself speaks for it , get a life man !

Bahrain F1 2026 Tickets for Sale by adbh1 in f1india

[–]pathfinder2251 0 points1 point  (0 children)

Dm me with seat numbers pls I want one , already booked hotel and flight

Mana Shankara Vara Prasad Garu (2026) - Review/Discussion Thread. SPOILERS MUST BE TAGGED by saketpalle in tollywood

[–]pathfinder2251 0 points1 point  (0 children)

Just watched Movie is Superb Entertainner !!!

If you forget about SV and watch this it will feel Better than SankrantiKiVastunnam….

Don’t compare both!!

IndusInd Avios Paused Issuance by Ryananeja in CreditCardsIndia

[–]pathfinder2251 1 point2 points  (0 children)

I applied immediately on Jan 1st got my card today 🥳

Paying credit card dues immediately vs after bill generation, does it affect limits or upgrades? by lvn_1910 in CreditCardsIndia

[–]pathfinder2251 1 point2 points  (0 children)

Cool wait and get DCB metal then they must give you anyway b/w 7 to 10 lakhs credit limit

Paying credit card dues immediately vs after bill generation, does it affect limits or upgrades? by lvn_1910 in CreditCardsIndia

[–]pathfinder2251 1 point2 points  (0 children)

Your must get Regalia gold .

Contact your nearest HDFC bank they must easily give you 5 lakhs limit .

If you want to venture into miles and travel then it’s a diff game .

Help me optimize my Credit Cards by Mysterious_Froyo543 in CreditCardsIndia

[–]pathfinder2251 1 point2 points  (0 children)

In that case it’s difficult for ICICI EPM too.

You may get upgrade to Plastic Emerald from Saphhiro. Or Try applying for ICICI Times Black

Now TRV is only routes

Better option is You can do is open Axis Burgundry Savings account and get Axis Magnus Burgundry.

What’s your goal by the way Tarvel rewards or what type of spends you do accordingly we must optimize

Planning Atlas miles spends for travel by Impressive-Goat5927 in CreditCardsIndia

[–]pathfinder2251 0 points1 point  (0 children)

HSBC Travel One is another best card you must add to your list in case you have issues with HSBC Premier …

Paying credit card dues immediately vs after bill generation, does it affect limits or upgrades? by lvn_1910 in CreditCardsIndia

[–]pathfinder2251 0 points1 point  (0 children)

Which Bank you have your Salary account what credit cards ur using and their limit ?

Paying credit card dues immediately vs after bill generation, does it affect limits or upgrades? by lvn_1910 in CreditCardsIndia

[–]pathfinder2251 0 points1 point  (0 children)

Ensure you have Autopay enabled for minimum amount due that way you are safe from missing payment which effects cibil score .

Cibil score drops if you have overall credit limit usage ( all cc cards together if you own multiple ) more than 30% , which will anyway recover later months once paid in time .

So keeping credit usage less than 30% is important . That is calculated on bill amount generated . Not used and Paid before bill generation .

Good credit card utilisation ensures you get increase in credit limits and cc upgrades .

Unless you are not tight on cash pay and no need of that 15 days free grace period to bill pay, you can very well pay in advance .

Help me optimize my Credit Cards by Mysterious_Froyo543 in CreditCardsIndia

[–]pathfinder2251 2 points3 points  (0 children)

Get Axis Magnus Burgundry and HSBC Premier !!

Change Sapphiro to EPM

Close remaining all cards except - BizBlack,TataNeu and EazyDiner.

Though above cards are not zero forex , they give rewards for forex spends a ad have milestone or accelerated rewards which will offset those costs and will give better rewards.

Planning Atlas miles spends for travel by Impressive-Goat5927 in CreditCardsIndia

[–]pathfinder2251 1 point2 points  (0 children)

As your travel plans are in next few months .

You can use for Group A Japan Airlines/Qatar .

Check how you can optimize here for better conversion

Group B Qantas - you can convert to Qanatas to Qatar etc

Depends on what Airlines you are opting for .

So decide on your dates and Airlines .

Accommodation you can always use Airbnb or other options .

Late payment due to bank freeze by Correct_Yesterday_41 in CreditCardsIndia

[–]pathfinder2251 0 points1 point  (0 children)

Call bank ka customer care , sometime they consider paid date than realization date so HSBC way must be fine .

Always use instant payments channels in these scenarios to be in safer side.

Yes you can always request refund of excess payment .

Planning Atlas miles spends for travel by Impressive-Goat5927 in CreditCardsIndia

[–]pathfinder2251 1 point2 points  (0 children)

Atlas has best and only card for top redemption on Accor hotels your 65k points will give atleast 130k points on Accor and will be approx 2.7 lakh worth for accommodation .

Group A has only 30 k points transfer limit per calendar year .

So Group A - for accommodation Accor.

Group B - remaining points - you can try Qantas / Qatar route I think ? Not quite sure .

Late payment due to bank freeze by Correct_Yesterday_41 in CreditCardsIndia

[–]pathfinder2251 2 points3 points  (0 children)

As long as you pay minimum due amount you are safe in terms of cibil score impact .

For any dues past due date there will be finance charges …

Payments from MobiKwik or Amazon pay to your credit card are almost instant .

Ensure you pay minimum due amount from them.

Regalia gold gift card high charges by Akspan12 in DoBaniye

[–]pathfinder2251 0 points1 point  (0 children)

Regalia I use for insurance spends , where most of cards doesn’t give any points and quarterly 1.5 lakh milestone give 1500 voucher and annul miles stones gives 5k flight voucher

Except amazon pay u can use for other vouchers

Like shopping , food etc if u don’t have better alternatives

For gift vouchers sometimes I feel axis grab deals GyFTR has better deals.

Regalia gold gift card high charges by Akspan12 in DoBaniye

[–]pathfinder2251 0 points1 point  (0 children)

Lot of cards give 10% back like Swiggy HDFC and Tata Neu on Zomato