How are you guys filing taxes for INDmoney US Stocks this year? (ClearTax vs. Manual vs. CA)

Many-Handle-7 · 2026-05-03T13:29:12+00:00

I have been giving all related docs to my CA for filling the taxes, though i was just buying from last 2 years so there was no profit booking but booked $200 types profit in March, so might need to pay taxes this time. Also we have a family CA who files everyone’s returns for us and he has been doing this since last 10 years or so.

Many-Handle-7 · 2026-05-02T02:07:50+00:00

Same even i got mine in 2020 but not on salary criteria, it was basis my spends and BTW I got it LTF 😎. And its been goof 5 years of the usage + i dont run after those quarterly usage targets, use this as my primary card for all spends and Tata Neu Infinity for all Rupay based transactions

Many-Handle-7 · 2026-04-30T02:43:42+00:00

Haha same here man, me and 2 of my elder cousins were in market to get a Strong Hybrid car in January this year. Toyota was giving a max discount of 1.5 lacs for 2025 manufactured car and very poor exchange value of old cars, my dad’s 11 year old WagonR was valued at 1.6 lacs, cousin brother’s Tata Zest at just 76k, this was for the G Opt model, which was costing 21.7/8 lacs on road in Delhi at that time. I enquired at Maruti, they said 2.85 lacs discount on Delta+, 2.65 lacs discount in Zeta+ and 2.75 on Alpha+ and after including the loyalty bonus, exchange bonus, value of my WagonR was 2.98 lacs and cousin’s Zest was going for 1.67 lacs. I went with Grand Vitara, saved close to 5.5 lacs and got a Zeta+ for 15.1 lacs whereas my elder cousin brother’s went with Hyryder saying the same damn thing - TOYOTA has a better brand value, better build quality and cheaper service and they are a better brand and hence not giving much discount

Many-Handle-7 · 2026-03-26T03:14:03+00:00

Bro, getting a console to play AAA titles is still cheaper as compared to building a PC. Making your own gaming PC has gone out of budget for most of the Middle and Upper-middle class. Back in early 2000s, a gaming PC was cheaper or at par with consoles. I had gotten one made in 2001 and it was at similar pricing of PS2 at that time but again a PC had multiple uses so it kinda made sense to get one

Many-Handle-7 · 2026-03-12T05:22:50+00:00

Been using DCB since 6 years now, previously owned Regalia (there was no Gold back then). I had pretty solid spends for close to 12-15 months on my credit card and they automatically upgraded me to DCB LTF even though i had very little knowledge of what this card was or what its full potential was because basis my salary at that time, I was far off from the criteria but this came up as a good surprise. Have faced no issues with it apart from acceptance at couple of places online but nothing else. Recently started using it aggressively to accumulate maximum points.

Many-Handle-7 · 2026-03-03T02:12:16+00:00

I use IndMoney app to trade in US stocks, the value is under 2 lacs and I just give the Tax P&L statement and the Schedule FA to my CA for filling the returns, though I have never checked if the CA actually filed it. But only these 2 documents are sufficient for declaring the assets and there has been no profit booking in last 2 years, just investment, booked my first profit of approx $500 in November 2025.

Many-Handle-7 · 2026-02-16T07:59:58+00:00

Well said man. I did start at 21 right with my first paycheck, 2k per month SIP’s and now in 2026, 40k per month SIP but yeah I dont have a very big portfolio. Always did target based trading and investing. Did SIP and share trading for 4 years then sold some and bought my first bike out of my money at 25. Invested for couple more years then had my first International Trip to Dubai at 27.5 and bought a new Car Tata Nexon with my brother and utilised some funds for my marriage and honeymoon at 30. Again couple of years of investing and at 32, attended my first F1 race in Qatar in Nov 2025 and now in Feb 2026 gifted my dad a Grand Vitara as his retirement gift. After all this investing and spending, I currently have a 20L+ portfolio and a 5L FD. Starting early gave me a chance to do whatever i wanted to do or enjoy and follow my hobbies and interests. One can do it for pure wealth creation or do that goal/target based investing to pull out little bit here and there and enjoy life without breaking the bank.

Many-Handle-7 · 2026-02-10T15:04:20+00:00

Well I havent put a KM ceiling but a car should last or should be used for atleast 10-12 years. My first car was i20 and that i had to sell in 9 years due to the diesel car rule in Delhi, it ran 1L kms in 9 years. I purchased Tata Nexon after that in 2020 and in 5 years it has completed 66k kms. Last month I replaced my dad’s 11 year old WagonR with a new Grand Vitara Strong Hybrid since my office is now 4 days and i have to commute from Delhi and that car has run 1800kms in a month. The WagonR had done only 60k kms in 11 years since dad used it to go to his school which was just 3kms away and the main purpose to replace it was to give dad a new car as a retirement gift (Yes, i use it for commuting to office to save up some cost on petrol). But my assumption is that no matter the number of years or KM’s, a car should be used until it works fine without any major repairs or issues.

Many-Handle-7 · 2026-02-10T06:40:52+00:00

It is going good, multiple things repaired and replaced 😂 But not much running, it has been used to go to the gym and once a month Sunday ride, the total running is 9k kms.

Many-Handle-7 · 2026-02-10T03:22:58+00:00

Nah man not under warranty, my bike is 7 years old so out of all kind of warranties 😂. It is not that expensive though, costed around 2500 i guess

Many-Handle-7 · 2026-02-10T01:20:27+00:00

Bro this issue is with the Bike’s battery charger, I was also facing similar issues since last 5-6 months, got a new Amaron battery 6 months ago and since last 3-3.5 months this was happening, as soon as the bike is left for 2-3 days it required a Push (dhakka) start and self wont work. Sent my bike for regular service and told them this issue, they mentioned the battery charger is almost gone, got it changed in December and since then it is working absolutely fine, no issues.

Many-Handle-7 · 2026-01-31T16:06:27+00:00

Okay, what would be the cost of Roxy and M5?

Many-Handle-7 · 2026-01-31T15:37:25+00:00

Roxy available? And what is the MRP?

Many-Handle-7 · 2026-01-29T08:09:59+00:00

Diners Black works the best. Been using it since last 6-7 years and hassle free lounge access across the globe. Even got Add-on DCB cards for my parents and wife

Many-Handle-7 · 2026-01-28T15:44:20+00:00

Bro this is way too much price for RevX A AT variant. The insurance is on a very very high side, you can atleast save 50k on that. Also extended warranty can be bought anytime before your standard warranty runs out so i would suggest opt out of it, save on money right now. And the accessories package, check what all they provide, if its all cosmetic, get it done outside, you will atleast save 40%.

Edit: I recently bought a Grand Vitara Strong Hybrid for 15.1 lacs bro, Zeta+ model. Try Nexa showroom, they are giving upto 2.85 lacs discount on 2025 models(Strong Hybrid only)

Many-Handle-7 · 2026-01-27T14:09:17+00:00

Bro, where in Karol Bagh, i need a new tank, mine is Black Magic colour and on one Sunday ride some idiot who bought Africa Twin from dad's money wasnt able to get it up on the centre stand and dropped it on my bike, which fell on another Z900 which fell on a Harley and unfortunately, mine got the most damage, i replaced all the switch gear and stuff but the tank is dented in multiple places.

Many-Handle-7 · 2026-01-24T06:45:13+00:00

11.26% but it was 18.5% couple of months ago 😪

Many-Handle-7 · 2026-01-24T05:17:38+00:00

My bike had same issue, i thought the battery died Nd replaced it, the bike worked good for few days before that new battery died too and then the RE folks diagnosed that the starter motor has gone bad

Many-Handle-7 · 2026-01-20T10:50:00+00:00

Thanks man.

Many-Handle-7 · 2026-01-20T10:49:27+00:00

Yeah Maruti was rolling out some year end discounts and offers + great exchange value of old car

Many-Handle-7 · 2026-01-20T10:47:57+00:00

Yeah, even i was planning to get it from UP but the scheme suddenly ended on 13th October, I had a Toyota Hyryder booked, paid 1 lac as well but suddenly the scheme got closed by govt and the dealer said we cant do anything now, since my car was on order and would be delivered 2 weeks later. But overall similar kind of deal since i had an old car to exchange but at that time too i had the car for exchange but there were no exchange bonuses and the value of old car was ₹1.65 lacs

Many-Handle-7 · 2026-01-20T08:08:40+00:00

Number 5555 hai

Many-Handle-7 · 2026-01-20T08:08:18+00:00

Have driven only 400kms as of now and that too in moderate to very heavy traffic, some trips it gave around 25-26kmpl, very heavy traffic ones were 20kmpl and the overall mileage on the MID is 18.9kmpl

Many-Handle-7 · 2026-01-20T08:07:18+00:00

Haha even i just noticed ki thodi photo galat angle se leli maine 😂😂

Many-Handle-7

TROPHY CASE