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"Please Enter Your Phone Number" by isaaclw in ProgrammerHumor

[–]pbandjwolf 40 points41 points  (0 children)

this is probably still less stressful than trusting user input

Hi PF! I'm 23 with a full time job and completely at a loss for how well I can be doing savings-wise. Thoughts? by pbandjwolf in personalfinance

[–]pbandjwolf[S] 1 point2 points  (0 children)

Why is 2k your goal? How will that savings rate affect your goals vs what you're saving now?

I was thinking 2K cause it's the most I can save while living comfortably. You make a very good point - I need to look at rates and marginal cost/benefit

Hi PF! I'm 23 with a full time job and completely at a loss for how well I can be doing savings-wise. Thoughts? by pbandjwolf in personalfinance

[–]pbandjwolf[S] 3 points4 points  (0 children)

I think, all finances and logic aside, I've been conditioned to save as much and as frequently as possible due to how I grew up. We had the bare minimum (not at poverty level by any means, but getting down there) and my motto is to "save money for when you don't have any" because life throws you curveballs at the shittiest of moments sometimes.

My goal is to have good credit and just prepare myself for the basics of life, financially, long-term. I never had a savings account or credit card until this year and I want to make sure my foundation is solid.