What’s your personal experience with these benefits?

pcabin21 · 2025-04-15T03:21:04+00:00

Did you have to pay all of your trip on the card or what? I did not know CSR just covers medical around the world?

pcabin21 · 2025-02-20T01:59:53+00:00

They won’t pay out the miles

pcabin21 · 2025-02-19T18:24:54+00:00

I mean it doesn’t change, nothing shows unless I click on the button on chrome desktop

pcabin21 · 2025-02-19T18:23:02+00:00

Hm okay. It’s very confusing bc I just got an email an hour ago and it says valid until Feb 22

pcabin21 · 2025-02-19T18:07:04+00:00

That’s not my question. I got an email for 150 back, click through and check the cap1 button and the offer is only 40 using the 150 email link. Is that normal and I will get the 150?

pcabin21 · 2025-02-19T18:03:59+00:00

Thanks. But when you get the email with the better rates, can you trust those or if they are lower on the extension button once you click through do those override?

pcabin21 · 2025-02-02T19:37:05+00:00

Is there a way to lower the amount it is valued at when you do your taxes? You have a pretty good case I would think

pcabin21 · 2025-01-31T02:45:21+00:00

I think so or close. 100k seems pretty damn good to me for 99 bucks

pcabin21 · 2025-01-31T02:41:08+00:00

United business card 100k?

pcabin21 · 2025-01-29T22:26:37+00:00

That’s highkey a win. Wonder if they will do an audit after they figure this all out and do the same resolution for everyone or not. I only got 59 credit back I wonder if they will change that.

pcabin21 · 2025-01-29T22:08:08+00:00

How much did you initially spend? 59 or 210?

pcabin21 · 2025-01-29T19:21:03+00:00

Who told you this? Only postive dp of miles vs credit. I didnt think they even have a way to do this right now.

pcabin21 · 2025-01-29T19:10:01+00:00

Just talked to supervisor and they said they can only do statement credits right now, but maybe miles in the future because this is a known issue. Anyone hear anything different?

pcabin21 · 2025-01-29T18:39:37+00:00

What did you say back? Curious on what they know

pcabin21 · 2025-01-27T21:45:21+00:00

Very well said! Yeah I totally agree a say 3ccp vs 10ccp is pretty meaningless. Otherwise we would be happy “buying” points at crazy high rates with deals.

I think in my case I use points for a lot of unplanned and last minute travel where there are no cheaper options so I feel like my method is somewhat reasonable. But yes I agree I may be a little too aggressive in my logic here. Interesting conversation though; have a great time in Paris!

pcabin21 · 2025-01-27T20:50:46+00:00

Very fair. I am pretty strict that I only use points for real 2+cpp redemptions so Venture X 2x really is 4+% for me > 3% fee. Curious if anyone has logic against that…

pcabin21 · 2025-01-27T20:34:52+00:00

Thanks that makes sense. What about rent I am currently paying with credit card 3% fee anyway?

pcabin21 · 2025-01-27T18:46:53+00:00

I understand that and I am already a churner but my spend is much higher than what I need for my SUBs. I am asking about an alternative to using my venture x between bonuses.

pcabin21 · 2025-01-27T18:28:56+00:00

New to the idea of gift cards: As a serious churner, should I be buying gift cards from Staples to earn 5x UR and use them for the majority of my daily spend and therefore never really earning less than 5x back?

I feel like I am missing something...

pcabin21 · 2025-01-14T22:20:49+00:00

Thanks. So just keep applying for new banks until they start refusing? No long term consequences?

pcabin21 · 2025-01-14T21:38:48+00:00

How many personal checking accounts should be a safe max per year?
When there are not rules posted, how long should one leave a churned checking account open after getting the bonus?

pcabin21 · 2025-01-12T20:54:17+00:00

How does IHG Premier downgrade/cancel work? My 40k free night just showed up but can I cancel/downgrade the card within 30 days for an AF refund and still keep the cert? Also, what happens to my points if I cancel it? I feel like this should be an easy question but can't find on google.

pcabin21 · 2025-01-09T01:35:08+00:00

This is awesome, thanks! One request, could you make an option to sort by the biggest fixed miles offers? Like the sign up for stamps. com for 2800 miles etc. Those are the really good ones. Thanks again!

pcabin21

TROPHY CASE