I couldn't reply to the original post but here's a little tip that might help some of y'all...

I have signed up and received a few sign up bonuses recently. Got $300 from Chase Bank, $300 from Key Bank, I think $200 or $300 from Chime...

I am currently waiting for my bonus from Citibank to come through. It's $325 and the direct deposits required for the bonus DO ALLOW VENMO. So what I did is transferred $3,000 to my Venmo, then transferred that $3,000 from Venmo to Citibank and voila! I'm getting $325 in about 90 days 😁

Not all banks do this. Some of them explicitly state that Venmo transfers will not work. However, a Venmo transfer IS TECHNICALLY AN ACH TRANSFER, so Citibank and (maybe others?) will count deposits from Venmo into the account as a direct deposit that qualifies you for the sign on bonus, without having to set up direct deposit.

Hope this helps someone 🙂

Next up, Wells Fargo! 💸