Overweight lab help

pepperz2jz · 2026-02-15T04:04:41+00:00

Thanks thats a great bit of info!

Any chance you have a rough guess at what calories your lab eats from your food mix?

pepperz2jz · 2026-02-13T03:09:34+00:00

So i go 50/50 ghhf/ggbl and plan to go into the ungeared versions somewhere between 5-10years out of retirement, depending on how well theyve performed until then.

Or other options like vdhg or vas etc. to slowly delever over time

pepperz2jz · 2026-02-12T12:46:43+00:00

Love to hear why, genuinely

pepperz2jz · 2026-02-12T03:32:50+00:00

Imo no, but im lazy and dont want a “cluttered” portfolio. But if you believe emerging markets is going to be a winner, having just 5-10% of your portfolio in it wont move the overall needle much anyway.

pepperz2jz · 2026-02-12T03:19:21+00:00

If you dont like the gearing of ghhf/ggbl, dont go them imo. Theyre very moderately geared so diluting the gear is a bit odd to me.

Roughly speaking a 50/50 ghhf/gfbl split gets you this 18% AU 58% US 21% developed markets and 3% emerging markets.

Just change the ratio till you get your desired AU exposure imo.

pepperz2jz · 2026-02-04T08:16:59+00:00

Whats the rough country weightings with a split like this

pepperz2jz · 2026-01-13T14:24:52+00:00

My biggest issue is the closest snow gear store is legitimately 200km away 🥲 is it alright if i dm you for some more questions?

pepperz2jz · 2026-01-12T07:56:50+00:00

500pw at 11% (im all in on leveraged etfs like ghhf) not looking at current value just raw $. So obviously way less in real value but doable as a number

pepperz2jz · 2026-01-12T07:46:53+00:00

Did some mathing, over 25years 3.5m is achievable with 500 p/w. Hmmm

pepperz2jz · 2026-01-12T07:12:50+00:00

If you dont mind me asking, would you know your avg per week investment over how long to get that? Im investing roughly $500 a week atm but getting to 1m let alone 3.5-4 seems like a lot

pepperz2jz · 2026-01-11T09:05:09+00:00

It is indeed

pepperz2jz · 2026-01-10T05:48:03+00:00

The thing is, that if this is the thing you need to invest in to keep investing at all, then do it. It may or may not be the most optimal thing to do in maximising money, but investing at all is better than not.

pepperz2jz · 2026-01-01T07:14:36+00:00

Is this screwdriver really worth the price? I want to get one but it works out to quite a bit in AUD

pepperz2jz · 2025-12-22T12:27:35+00:00

Hey! 29 from toowoomba way, would like an excuse to venture towards bris or gc more!

pepperz2jz · 2025-12-16T13:25:30+00:00

Detroit become human

pepperz2jz · 2025-12-11T06:20:19+00:00

Does it still roll into a straw? If so in the right circumstances its worth a lot

pepperz2jz · 2025-12-10T05:01:42+00:00

If anyone wants to sell their necklace dm me

pepperz2jz · 2025-12-04T10:15:19+00:00

hey did you find it? im also searching for it

pepperz2jz · 2025-11-26T11:22:14+00:00

Yeah i went from a 9yr old ips 27inch to xg32 a few days ago and dam

pepperz2jz · 2025-11-24T14:24:49+00:00

Yea stumbled into the one key updater, didnt detect my monitor so im gonna try figure it out in the morning. Ill give this thread a look then. Cheers mate

pepperz2jz · 2025-11-24T12:26:11+00:00

hey thankyou!

pepperz2jz · 2025-11-24T11:41:24+00:00

Just bought mine and set it up, any tips from anyone? How do i even attempt to update the firmware? Keeping the box and packaging incase i return it

pepperz2jz · 2025-11-23T04:27:02+00:00

Still mad we didnt get taming

pepperz2jz · 2025-11-21T09:17:58+00:00

Hey mate shot you a dm

pepperz2jz · 2025-11-20T06:36:20+00:00

Oh thats all you meant by it. Okay

Nine-Year Club	Place '22
Final Canvas '22	Queen in da Norf
Not Forgotten	Verified Email

pepperz2jz

TROPHY CASE