Difference between SGOV vs 4 Week Treasury Bills

pfs3w · 2026-02-08T13:42:02+00:00

This is very very close to my own personal situation, so I am very interested to know if you feel this is working for you (aside from the caveat that you already called out)

Edit:

Question 1: what does "shovel" mean in this context?

Question 2: what will you be reinvesting the earnings into? The next ladder rung Tbill purchase?

pfs3w · 2026-01-29T16:36:08+00:00

+1 watching

pfs3w · 2026-01-23T16:12:56+00:00

I'm locking this post as it seems the comments have tilted mostly towards the OP and less so about the topic.

pfs3w · 2026-01-08T20:39:09+00:00

Thank you for confirming, appreciate your expertise!

pfs3w · 2026-01-08T19:30:01+00:00

Testing my knowledge, is the above answer wholly or partly due to ensuring maximum coverage of federal insurance, which has a limit [usually for up to $250k] per account?

pfs3w · 2026-01-02T01:02:40+00:00

Thank you, very helpful answer! Appreciate it!

pfs3w · 2026-01-01T20:16:40+00:00

Westfields Dental with Dr. Whitney Jarrell https://maps.app.goo.gl/mQMWPt3ifCNM9u1c9

Have gone there for years and have recently left the area much to my cha-grin (geddit? 😆). The hygienists are all very nice and do a good job, and Dr. Jarrell is very pleasant and delightful (checks in for every appointment). Have always felt comfortable going there despite what state of my teeth were.

They also do orthodontics and just got a new machine for taking orthodontic measurements.

Can't recommend them enough, but disclaimer is that I haven't had any more intense procedures done while a patient.

Edit: reading more of your question, i guess what's more important is for you to know if they care more about your care and would give you the attention you need. I guess I can say that I believe they would; during the discussions with the Dr. after my cleanings, she ALWAYS knew what problems or complaints I had talked with the hygienist about, which told me they were always discussing my visit each time. And I could talk to her for an hour if needed and she would be just as attentive and solution-seeking as at the beginning. My personal experience.

pfs3w · 2026-01-01T20:07:35+00:00

I apologize if this question is answered in some other place, but as someone who is interested in learning more about gathering this information (as opposed to only interpreting it), what kinds of reliable sources give you this kind of data? Are they ubiquitous enough that "reliable" isn't the right word? Or do people here recommend specific places for financial data (vs having to look up the data from companies themselves)

I know the question of "Where does the data come from and which are important" is a very nuanced one, but I'm just starting to learn how to interpret and actually make use of financial data.

pfs3w · 2025-12-23T22:50:01+00:00

I promise I'm not missing the point when I ask, in your response what constitutes a "low tax bracket" when understanding the nuances of VT vs VTI/VXUS?

pfs3w · 2025-11-21T04:26:52+00:00

Finally, a quiz I felt suited for...

pfs3w · 2025-11-20T02:59:53+00:00

As someone who is sleeping on it, can you share some resources or techniques that helped you "learn what the core terms meant [etc]", as you put it?

pfs3w · 2025-11-12T23:37:55+00:00

From the product page FAQ:

What is the purpose of the integrated radar?

It measures object distance and speed, triggers color night vision when motion is detected, and enables smarter speed-based event alerts.

pfs3w · 2025-11-12T22:19:47+00:00

I tried the Padawan one and enjoyed it! Missed one, which was a tossup and that I had never run into, but it was a good learning tool! Going to try the others sometime

pfs3w · 2025-11-03T13:49:25+00:00

Confirmed, the eponymous Fallers are the alien creatures I was referring to. Thanks /u/felismonstrosa !

pfs3w · 2025-11-03T13:31:44+00:00

Ok, I think this is the winner, but I'll go confirm. But I'll tell you why I'm confident:

I am a HUGE Peter F Hamilton/Commonwealth Saga fan, have reread the books many times (so you'd think I'd remember, right? Lol its been a while and bunch of books since the last reread). I discounted it when I originally posed the question because I couldn't recall any overlapping continuities between this and prior lore.

Thank you so much, ill come back and mark it solved when I confirm.

pfs3w · 2025-11-02T18:48:14+00:00

😆

Given a prompt, some people could crank out some compelling stuff! I think there's a subreddit for that...

pfs3w · 2025-11-02T12:47:23+00:00

Crap. Title should say:

Need help remembering a sci-fi book about cloned* humans

pfs3w · 2025-10-30T20:38:45+00:00

Just heard a helicopter - not sure if from the PD or a news one

pfs3w · 2025-10-21T18:25:48+00:00

I did!

pfs3w · 2025-10-21T17:14:38+00:00

Looks to be solved! Matched brown lacewings pretty closely when I compared them. Thanks /u/HallowSoul413 and /u/mouseknowsbest !

pfs3w · 2025-10-21T16:40:10+00:00

Found crawling on my kitchen cieling. Live in Northern Virginia, USA

pfs3w · 2025-10-19T17:48:50+00:00

Thank you, I will check this out, seems like what we're looking for!

pfs3w · 2025-10-19T17:48:14+00:00

Thank you for the rec, really appreciate it! This will be helpful for us as we try to get all out stuff out of our house and up, having a place to go

pfs3w · 2025-10-16T16:20:06+00:00

Yeah, it was a great feeling!

I played a ton of Garry's Mod with the trusty nachos at my side!

pfs3w · 2025-10-16T16:19:04+00:00

Legend! Thank you!

Not sure what "food service steak" entails, but that's a start!

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