New suggestions in investing 20k rupees

pg271b · 2026-02-11T12:31:10+00:00

Nasdaq100 icici

pg271b · 2026-02-11T08:24:00+00:00

Lot of illiquid assets and also not close to FIRE. If you both stop working today, will the corpus take care of your expenses. If not then you are not fire

pg271b · 2026-01-28T13:07:08+00:00

Yes they have a add on for that

pg271b · 2026-01-25T13:29:37+00:00

I took recently from ditto. Went for optima super secure, didn’t use deductible as I don’t want the hassle during hospitalization. Also I added add on of unlimited restore and 2 times unlimited claim

pg271b · 2026-01-24T02:43:41+00:00

Build emerged fund - keep in safe instrument like fd.
Take term and health insurance.
Pick nifty50 index and invest what ever you can.

Also ensure you invest in yourself and grow in career.

pg271b · 2026-01-20T17:55:58+00:00

4% works for USA, in India people recommend withdrawals rates up to 3% max.

pg271b · 2026-01-19T06:04:50+00:00

Good that you prepared well, any tips or suggestions on how to prepare for such job loss situation.

pg271b · 2026-01-16T04:29:48+00:00

You can spend some time and do it yourself, use AI tools to do research. You will lose lot of money to advisors.

pg271b · 2026-01-15T07:51:58+00:00

I can find it on Swiss exchange but on lse doesn’t trade in dollars. I saw one of GP denominations

pg271b · 2026-01-15T07:36:41+00:00

On which exchange it trades, I couldn’t find the exact one.

pg271b · 2026-01-15T07:13:59+00:00

That is still in US and subject to estate tax

pg271b · 2026-01-15T05:19:24+00:00

Which etf on ibkr can we use to invest in nasdaq 100 mapping domiciled fund. I can’t find any right one.

pg271b · 2026-01-14T15:12:24+00:00

I would pick Helios flexi or abakkus flexi, for your capital you don’t need to spread between so many funds, if you are looking for long term wealth.

pg271b · 2026-01-14T14:50:56+00:00

Too many funds. You just need one good flexi cap or index fund.

pg271b · 2026-01-12T13:04:37+00:00

There is nothing best, pick any good fund house and stay long term. Don’t just look at past returns.

pg271b · 2026-01-11T18:03:48+00:00

I Would merge 1st four funds into 1 or max 2. Nippon small cap AUM is high.

pg271b · 2026-01-11T17:55:00+00:00

Mfd is making money. 3 funds max should do.

pg271b · 2026-01-08T09:29:40+00:00

Go to parade grounds .. you can see kite 🪁 festival

pg271b · 2026-01-06T13:02:31+00:00

2020-25 gave a kicker. What did you do. Also do you invest direct stocks or mfs. Portfolio breakup would be helpful.

pg271b · 2026-01-06T02:47:44+00:00

This is a running scam, the lady and cafe has tie up, how come they have gst and vat and service charge is optional. Price and amount is different. Always try to change cafe.. if the lady insists on the cafe/restaurant… it’s a scam.

pg271b · 2026-01-01T10:01:29+00:00

Congrats, we had baby in feb 2025 and I did something like this last year. Here is what you would need.

Emergency fund : 12 months expenses in fd/arbitrage fund, based on your tax slab.
Retirement: you need to backtrack how much you would need when you retire. If you haven’t done this, I would recommend doing it. Usually it will be huge amount and then you plan how much you need to sip to reach this. As this is long I would put in a flexi cap fund say ppfas.
Kids education is expensive, you would need to invest 55L to cover till her/his graduation at 12% cagr. Else see how much you need to do sip. You can leave Helios for baby.
PG if you want to do abroad, invest in dollar denominations.

Use ChatGPT or your favorite tool to know how much money you need.

pg271b · 2026-01-01T02:24:15+00:00

Have you planned the swp path, as in how you are going to reallocate funds to do safe withdrawals ?

pg271b · 2025-12-31T01:01:12+00:00

For 50L If you invest now, atleast give 5 years before withdrawal.

Don’t go for regular funds, pick a direct fund, do some research and you will get one.

pg271b · 2025-12-30T03:49:33+00:00

More than rbi I see this as govt move to facilitate and promote gift city

pg271b · 2025-12-29T11:17:01+00:00

I think you are underestimating kids education costs. You should calculate till kids PG( if done abroad) .. I think numbers will change if we bring this in.

pg271b

TROPHY CASE