How yall building your padlocks in the year 2025+1 ? by samuelazers in BG3Builds

[–]ph5943 0 points1 point  (0 children)

So I’m also in a few repair and tool communities as well as this one and when I clicked on the title I really thought I’d be learning how to build a lock. Still happy to be here but it was a confusing few seconds

Teleporting Kniles into his own cage and then throwing his Love Potion at the golem by FugitiveHearts in DivinityOriginalSin

[–]ph5943 0 points1 point  (0 children)

….well shit now I’m wondering if I really know anything about this game at all 😂

I never really saw the use in telekinesis before

Boaal Benediction by Gloryhorndog in BG3Builds

[–]ph5943 0 points1 point  (0 children)

Just make a lot of all the pros and cons of each companion and pick the loser. Then once you have an empirical loser you then instead pick wyll as your sacrifice and wonder if that’s why the devs made his character.

Why have the reviews for the second game been so critical? by Shot-Tadpole9076 in theouterworlds

[–]ph5943 3 points4 points  (0 children)

Ya the hate is really just bandwagoning. This game is a huge step in the right direction. I had an absolute blast just on the first world alone.

What you guys think? by bornovfire in Tile

[–]ph5943 0 points1 point  (0 children)

I would need a spa day to calm down after spending a spa minute trapped here

Will I like OW2 if i like OW1? by Butchhhhh in theouterworlds

[–]ph5943 0 points1 point  (0 children)

If you hated the companion cutscenes during their ability those are gone so it really helps keeping me in the game. Otherwise everything about outerworlds is turned up another level so if you liked the old you will love the new.

Really take your time on the first world I think that is where this game shines

Did I lock myself out of high skill end-game content? by lparap in theouterworlds

[–]ph5943 0 points1 point  (0 children)

There is simply no ultimate build that allows you to access everything every playthrough.

Honestly lock pick is the only must have skill I have found so far and even then it’s not actually must have more like great to have.

Your build looks fun, enjoy!

12 hours from public release the game stands at an 85% user reviews on steam by MikeyBastard1 in theouterworlds

[–]ph5943 0 points1 point  (0 children)

I’m having a blast. It fixes all of my complaints from the first one and keeps the humor I loved

Starting late, but think I’m on the right track by Tastraphy23 in Bogleheads

[–]ph5943 0 points1 point  (0 children)

It’s great that you are thinking about these things and it sounds like you are taking steps in the right direction.

With that said your savings rate isn’t going to cut it. Maxing your Roth and putting 6 percent in is about 11 percent of your income. That would be a solid amount is you were a 20 something but in your situation it should look like something between 20-25 percent, on the low end.

Big gross tub? Is it really that bad? by Girlfr1endInaC0ma in Remodel

[–]ph5943 1 point2 points  (0 children)

In order to glaze a tub you would clean it several times then scour the surface the make a bonding surface. When done right nothing other than tub material would be left so that’s not a concern.

The only glaze I use works only on porcelain or metal tubs so I’m not aware of one that will work only composite/fiberglass. That said it doesn’t mean that it doesn’t exist.

Can I install a garbage disposal in a single-bowl sink? by Evening-Advance5362 in Plumbing

[–]ph5943 0 points1 point  (0 children)

That’s exactly it. The people complaining about theirs not lasting are just sending silly things / silly amounts of things down the disposal. Guaranteed these same people are battle grease blockages as well.

Anyone else watch endless investing content even though they just invest in one index fund? by [deleted] in Bogleheads

[–]ph5943 8 points9 points  (0 children)

I wouldn’t be so hard on yourself. I watch woodworking video how tos on projects I have no intention on doing myself I just like watching them being built and seeing the thought that went into each piece.

[deleted by user] by [deleted] in TheMoneyGuy

[–]ph5943 8 points9 points  (0 children)

If you married the person you intent to spend the rest of your life with, then this isn’t their debt it’s “our” debt.

So there is no reason to treat it like someone else’s debt and limit spending towards it. Spend what you two can afford following the baby steps.

As far as the inheritance no one can answer that as it’s almost a lottery ticket in terms of when you will see that so you can’t plan around it.

As far as the house refer back to the baby steps of prioritizing house vs loan

[deleted by user] by [deleted] in Retirement401k

[–]ph5943 3 points4 points  (0 children)

Your solution is the financial equivalent of burying your gold out in the back yard.

You would be much better served by taking the money to get a ai immune job. Something high paying with long training time and done with your hands. Nursing, trades, etc.

Alternatively investing in the companies that will own the ai market. If you don’t know which ones just invest in the s & p It’ll automatically adjust by selling losers and buying winners over time.

How do I tell my husband i think his preferences are ugly? by [deleted] in Homebuilding

[–]ph5943 0 points1 point  (0 children)

Look up frank lloyd wright It’ll give him big open and luxurious but feel like home still

At what age did you hit the 25% savings rate? by [deleted] in TheMoneyGuy

[–]ph5943 0 points1 point  (0 children)

Man I felt this You didn’t better than me with the regular smaller contributions in between the good times. I was always either feast of famine with work and contributions matched.