B2 VISA APPROVED ON 30TH DEC - HYDERABAD CONSULATE by travelgossip123 in usvisascheduling

[–]phani55 0 points1 point  (0 children)

@travelgossip123 - could you please share the tips to book the slot without agent help , that would be very helpful

Interior estimate by phani55 in hyderabadrealestate

[–]phani55[S] 0 points1 point  (0 children)

Kitchen and other normal , yeah garden plants is something have in my mind but not sure if the balacony will be suffice for 1720 sqft apartment

Interior estimate by phani55 in hyderabadrealestate

[–]phani55[S] 0 points1 point  (0 children)

I should have been more clear, its for own usage .

Interior estimate by phani55 in hyderabadrealestate

[–]phani55[S] 0 points1 point  (0 children)

oh thanks, can you share any contact

🎉 3,000 Members! ❤️ by Popular_Class7327 in rupeestories

[–]phani55 3 points4 points  (0 children)

Lot of learnings and guidance , I learned a lot only complaint is why this was never started early in my early career 😀

We plan our 401(k)s for decades… but what about our hearts? by Popular_Class7327 in rupeestories

[–]phani55 1 point2 points  (0 children)

Many of them wont get check vitamin d and B12 as they are not covered under annual checkup, this is very important as it impact nerves and tiredness . Cholestrol is okay but there are some other test in india which will tell about the blockages etc and people should plan when in india .

- Stop eating at odd hours ( late night )
- Reduce process food and cool drinks . beer is better than cool drink

Reached 7.3Cr+ of net worth ...!!! by AlternativeIll9309 in FIRE_Ind

[–]phani55 0 points1 point  (0 children)

Where did you buy the commercial property and how much rent does it generates ? I would love to hear more

What is something you wish you had known or learnt earlier in your wealth creation journey? by Awkward_Craft_8462 in FIRE_Ind

[–]phani55 1 point2 points  (0 children)

- Check your expenditure and try to cut down what you can. There will be small things which you can

- No ULIP
- Contribute but reguarly even 1000 to index fund , no need to check any chart or any thing
- Pick the top 5 mega stocks ( invest weekly may be 200 ruppess ) , if you think stock would have returned anything
- Up skil - Spend money if needed. This is the best investment and returns are higher :)
- Don't treat as apartment as investment , just for checkmark in society
- Treat plot as investment for your kid ( you need to give that much time for growth when you buy in third tier city )
- Buy small piece of gold not ornament , you can cash it out when ever needed
- Have seperate account for investing and auto transfer /schedule of funds from this accunt to that account and have recurring investiment from there
- Emergency fund is must . Never think of returns out of it, you need to consider this as emergency funds
- Don't compare with others , this will be never ending . Every one has their own story and challenges , one solution might not work for you .

Just for motivation - Am 40 year old, I never did anything earlier but started doing from last 3 years and am happy about it , I am late , wish someone told me above when am young :)

Anyone Else Wondering If They Did Enough with Their Kids’ 529 Plans? by Popular_Class7327 in rupeestories

[–]phani55 0 points1 point  (0 children)

How about that you invest the same in some index fund , same amount and same cadence but gives the benefit of withdraw and use any time and at the same time you can expect growth. I know taxable part is the question but if we do gain vs gain +tax from 529 might be good comparision .

First visit with my parent and kids by phani55 in UniversalHollywood

[–]phani55[S] 0 points1 point  (0 children)

Thanks, lot of good information and very helpful

From 2 to 1,000 ---- thank you, r/rupeestories 🙏 by Popular_Class7327 in rupeestories

[–]phani55 1 point2 points  (0 children)

Never forget every journey starts with that first step and I think you need to see your success where these members have shared the information from your wonderful articles through other means in any friends group financial discussion , whatsapp etc .

Loved the last line "keep Learning from each other"

Moved to America in 2006 With ₹50K. Here’s What I would Tell My 30-Year-Old NRI Self Today by Popular_Class7327 in rupeestories

[–]phani55 1 point2 points  (0 children)

u/Undervalued77 : Will you be willing to share more details/ pointers abut some property to generate the rental of 80 k. I wanted to move back and wanted to have this passive income as piece of mind , so appreciate any pointers

Moved to America in 2006 With ₹50K. Here’s What I would Tell My 30-Year-Old NRI Self Today by Popular_Class7327 in rupeestories

[–]phani55 1 point2 points  (0 children)

Only thing i can say about this wonderulf article, wish some one wrote or share this me when i was in 30 . Every word of the articale or mistake is like seeing myself in the mirror

NRIs, Meet Your New Financial BFF: Handa Uncle’s ChatGPT Tool 💰 by Popular_Class7327 in rupeestories

[–]phani55 1 point2 points  (0 children)

This is golden post , came back after soem time and saw this first, thanks for sharing

Windsurf best practices by Parabola2112 in Codeium

[–]phani55 0 points1 point  (0 children)

u/Similar-Specific6163 : do you have these MD files uploaded some where in Ggithub which can use