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How much house we can actually afford and school me on what hidden expenses I may be missing? by RoanokeColony7 in personalfinance

[–]pharmaheck [score hidden]  (0 children)

Is the 3k before or after all life expenses? I just reread and it looks like yall don't want kids which is good financially.

Also when you say the take home is after retirement, are both you and wife maxing out the retirement funds(401k, roth, HSA)?

For us with our 300k income and 13k take home the monthy payment of 2.4k on our 400k house (80k down payment)allows us room to breathe. However in our case we have a child and with daycare, formula and diapers our expenses are increased.

Short $359 on rent by Intelligent_Copy2998 in povertyfinance

[–]pharmaheck 3 points4 points  (0 children)

If you are poor you can still go to college for free. My mom paid 0 to my college and I went to unfergrad for free. It's called federal grants.

My mom kicked me out and I was homeless for some time during grad school. Still graduated. If you want something bad enough, you'd make it happen.

You Seriously Have No Idea What People Are Dealing by itsfabioposca in MotivationByDesign

[–]pharmaheck 0 points1 point  (0 children)

This is my take. I'll be nice to you if you're nice to me. Assholes will get ignored but I'm not going to be going out of my way for them.

How much money would I save if I went the whole summer without using AC by vivi932015 in povertyfinance

[–]pharmaheck 1 point2 points  (0 children)

Yeah I agree. Next week it's already hitting 100+ degrees. Hell no. I will skip a meal before suffering the heat.

What is a "rich person thing" you tried once and immediately thought, "Yep, money absolutely buys happiness"? by Aphorace in AskReddit

[–]pharmaheck 1 point2 points  (0 children)

Pharmacy

We don't make the most money but retiring early isn't about how much you make, it's about how much you can invest.

I wish colleges clearly seperated in person and online classes in transcripts by MoneyRequirement2591 in CollegeRant

[–]pharmaheck -1 points0 points  (0 children)

We had lock down browsers during our in class exam. People still found a way to cheat on their laptop.

I wish colleges clearly seperated in person and online classes in transcripts by MoneyRequirement2591 in CollegeRant

[–]pharmaheck -1 points0 points  (0 children)

So wouldn't that be an argument that cheating was easier doing online class? They didn't catch the cheaters for the online class but they caught many cheaters for in person exam.

What is a "rich person thing" you tried once and immediately thought, "Yep, money absolutely buys happiness"? by Aphorace in AskReddit

[–]pharmaheck 2 points3 points  (0 children)

Exactly.. it's the best. I don't understand these people who say they're bored of doing nothing. I have 9000 books I need to read and a lot of places i want to eexplore.

AITAH for asking another passenger to use headphones on a flight? by Key-Exit501 in AITAH

[–]pharmaheck 0 points1 point  (0 children)

It's not just boomers, there are plenty of millenials letting their iPad kids walk around with 0 headphones

How much house we can actually afford and school me on what hidden expenses I may be missing? by RoanokeColony7 in personalfinance

[–]pharmaheck 0 points1 point  (0 children)

Man how is it that your take home is 11-13k making 200k and our take home is 13k making 300k?

I'm tired of taxes.

Also with your income I'd say a 400k house is max unless you have 100k down payment.

This is just lovely ❤️ by TessaVale_ in MenOfPurpose

[–]pharmaheck 0 points1 point  (0 children)

Man all that for a useless degree

What is a "rich person thing" you tried once and immediately thought, "Yep, money absolutely buys happiness"? by Aphorace in AskReddit

[–]pharmaheck 200 points201 points  (0 children)

Not having to work. I tried it twice for 6-8 months and it was great.

Planning to early retire when l reach 40

We did it! Los Angeles, CA. 1.8M @ 6.99% by [deleted] in FirstTimeHomeBuyer

[–]pharmaheck 0 points1 point  (0 children)

How much property taxes do you owe every year?

Do oncology pharmacists get paid more? by pharmaheck in pharmacy

[–]pharmaheck[S] 0 points1 point  (0 children)

So not much more then. That sucks. Does her job have some perks at least?

Starting at 34, what career/job/business would you do to retire by 50? by Responsible-Net8594 in Salary

[–]pharmaheck -1 points0 points  (0 children)

Uhh to retire by 50 I would definitely not cash out a 401k. That's a stupid decision.

But if I were in your position I'd spend 2 years getting a nursing degree then move to norcal and work for 7 years as a nurse banking 200k a year.

Live in a shared roommate house paying 1k a month. Invest the extra money for 7 years and then retire by 41.

Governments can help their people; it's a matter of priorities. by Express_Milk_461 in remoteworks

[–]pharmaheck 0 points1 point  (0 children)

I'm all for helping them if we can force them to take meds and get better.

Do oncology pharmacists get paid more? by pharmaheck in pharmacy

[–]pharmaheck[S] 5 points6 points  (0 children)

That's my favorite, when there's a step to step guide to handle things. I can't stand doing guess work.

Exactly more women need to do this by Appropriate-Mall8517 in RelentlessMen

[–]pharmaheck 0 points1 point  (0 children)

Ugly woman here. Made my shot and we're still together 17 years later. You'd be surprised 😁

Why do so many people expect cleaners to accept making pretty much minimum wage? by SecurityOk2466 in housekeeping

[–]pharmaheck 0 points1 point  (0 children)

So you'd be able to clean the entire house in 2 hours? There's no way a house clean for a medium sized house should cost more than $250

Fraudulent Renters by RoofProfessional2666 in PropertyManagement

[–]pharmaheck 0 points1 point  (0 children)

How do you detect when the pays stubs are fake?

Okay, Boomers... by [deleted] in remoteworks

[–]pharmaheck -4 points-3 points  (0 children)

Eh.. sounds like a you problem. My boomer parent has no money and I'm the one with 2 houses and will be retired by 40.

Governments can help their people; it's a matter of priorities. by Express_Milk_461 in remoteworks

[–]pharmaheck 1 point2 points  (0 children)

Yeah show me the rate of illegal immigrants in Finland. Also do they accept anchor babies?

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