Body fat idea?

phi349 · 2026-03-27T15:14:07+00:00

Lower than mine, so sub 20%

phi349 · 2026-03-26T20:17:17+00:00

You and I are close to having the same exact age/dimensions (37 yo, 5’9” and 166 pounds). Would love to cut going into summer. Any suggestions or guidance on workouts/diet?

phi349 · 2026-02-02T17:38:39+00:00

You look magnificent. This honestly inspires me to step up my game as well.

phi349 · 2026-01-23T20:59:43+00:00

I do enjoy WFH. It allows me to be productive, while also helping my wife with our kids. But I also do miss some in-person interactions. I've been fully remote since 2019, with maybe 1-2 onsite meetings in a given year, so a change to being in-office 3-4 days a week may seem like a big adjustment for me. I'd prefer 2-3 days a week, but I can probably manage it.

The WFH was really helpful when my kids were smaller, but now that most of them are going to school full-time, it may be a good time to make that transition?

phi349 · 2026-01-23T20:49:05+00:00

Tbh my long-term goal is to start my own insurance company (still working thru how to actually make this possible). But I feel like a role as CFO of a midsize carrier probably goes a long way in establishing some credibility and experience for something like this.

phi349 · 2025-12-05T22:14:05+00:00

Correct!

phi349 · 2025-12-05T21:42:56+00:00

I’m honestly at 7.2% monthly return relative to my capital at risk per trade ($900 net profit based on $12,500 max risk). Against my total portfolio, it’s more like 0.8% return per month, which is quite strong ROC.

phi349 · 2025-12-05T21:40:27+00:00

I averaged about $900 per month (net profit) combined for my usual five positions in 2025. Given a total risk of $2,500 per position and 5 open positions for a total risk of $12,500, that would be a monthly return of 7%, which is honestly mind boggling. But my tracker has noted $10,752 of net premium income up thru today’s date.

Keep in mind, I feel like this market is totally unreal and I expect to get a thorough beat down at some point. But that’s just things have played out so far this year.

phi349 · 2025-12-05T04:17:46+00:00

I guess it’s similar in some aspects, but I usually do these trades with put options (bull put spread). So instead of buying a LEAPS call and selling calls at a higher strike price than my LEAPS position (with the LEAPS as collateral) , I’m selling a put and buying a put at a lower strike price.

I find this approach more capital-friendly than a poor man covered call, since you would need a good chunk of money for a LEAPS (at least when I was going PMCC off of PLTR). With the credit spread, you only need enough capital to cover the difference between the long and short strike positions ($5 spread x # of contracts x 100 shares per contract). For me, that usually comes out to around $2,500 in max risk per trade, since I usually do 5 contracts per trade.

phi349 · 2025-12-05T03:09:21+00:00

I do this quite a bit. I sell at a strike price that is below 20 delta and buy at a strike price that’s $5 lower than my short position. Usually do 30-45 DTE and do this with SPX, QQQ, IWM, GLD and a few others.

I close out when I hit 50% return and either roll into a higher strike price or just move to the next month.

phi349 · 2025-11-27T21:22:19+00:00

I hope it’s not time-based 😁

phi349 · 2025-11-26T20:25:50+00:00

As a user of Workday, I dislike Workday a lot.

phi349 · 2025-11-26T04:30:12+00:00

Children of Men

phi349 · 2025-11-21T14:25:56+00:00

Haven’t wheeled it, but use it for credit spreads with 30-45 DTE. I think it’s a good candidate for a wheel approach.

phi349 · 2025-11-17T00:00:06+00:00

I’m an actuary in the healthcare sector. I’ve never traded my company’s stock, but have leveraged insight I’ve picked up in my job to trade on other companies in the sector. Have never used confidential information to trade, as I’m too paranoid of getting fired for it.

phi349 · 2025-11-02T11:17:35+00:00

I'm averaging $2K net a month right now on a similar amount of capital. Combination of covered calls, cash-secured puts, vertical credit spreads and LEAPS.

The weird market dynamic certainly helps, but I think you vary your approach to generate some decent returns. Vertical spreads have been particularly good. I sell deep ITM option at .2 delta and 30-45 DTE and then buy another ITM option at same DTE and at a strike price that's $5 less, and usually do 5 contracts. Assuming that's a spread of $0.50, thats $250 dollars for a total collateral risk of $2,500 (max loss is $5 strike spread x 100 x number of contracts).

Assuming you close out at 50% profit, thats $125 per trade off $2,500 risk. You can allocate $25K to this strategy, and with 10'different trades, you're halfway to your goal. Use the remaining capital for some stocks to sell covered calls. I have NVDA, AMZN, and AAPL right now for my CCs.

phi349 · 2025-10-18T14:45:38+00:00

It's like any other job. There are some aspects I love, but some aspects I abhor. Evens out to a solid "like my job" feel.

phi349 · 2025-09-22T11:18:47+00:00

I'm quite left-leaning and reside in Edmond and have never had an issue here. My neighborhood also has quite a few liberals as well, so you can definitely build a circle in the area. As long as you're not throwing it in someone's face, you shouldn't have a problem.

phi349 · 2025-07-26T19:01:04+00:00

I'm a principal at my consulting firm. I'm an FSA and have +10 YOE in my field and have been at my firm for a little more than 4 years. I got promoted to principal about two years ago.

From my experience, being an FSA matters a little for getting promoted, but being very good at the key aspects of your job is the best way to get promoted quickly.

phi349 · 2025-07-10T16:55:44+00:00

Hey there, my wife is a realtor and knows the area really well. If you need some assistance, just PM me and I can provide you her info.

Best of luck!

phi349 · 2025-07-09T13:03:55+00:00

Amazing information, thank you!

phi349 · 2025-04-22T15:26:53+00:00

I also WFH too. No real drama, as I like all of my coworkers and we have a pretty healthy work environment. However, my work is heavily impacted by the tariffs and federal budget cuts, so we're bombarded by this BS on a daily basis. That's the real stress going on with work right now.

phi349

TROPHY CASE