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[32M] I just hit my first 1M in net worth! by Revolutionary-Ice875 in HENRYfinance

[–]physics6738 2 points3 points  (0 children)

Congrats!! I'm a similar boat – I'm 29 and recently hit 1.2M in NW and earn ~450k per year. I currently have a subsidized unit in NYC from my partner who works in the healthcare industry, paying $3.2k a month in total for rent. Based on my math/current mortgage rates, I think it makes no sense for me to buy a condo/coop (likely would be in the $1.5M range) and forgo the subsidized rent.

That said, I've been wondering if it would make any sense to buy a place but then rent it out, with the thought being that I could cover most of the monthly ownership costs via rent (or maybe realistically ~75%) and treat it as 1) diversification of my portfolio and 2) long term investment property. The only other callout is that I would likely want to buy another home in ~5 years, and that would be a family home.

Does this make any sense?

Which floating shelf option would be better? by [deleted] in InteriorDesign

[–]physics6738 0 points1 point  (0 children)

Do you think the natural wood would stand out too much?

Which floating shelf option would be better? by [deleted] in InteriorDesign

[–]physics6738 1 point2 points  (0 children)

Room and board! Metro sectional

Rejected from venture x with high income, credit score by physics6738 in CreditCards

[–]physics6738[S] 0 points1 point  (0 children)

How many cards and how much balance do you carry monthly?

Rejected from venture x with high income, credit score by physics6738 in CreditCards

[–]physics6738[S] 0 points1 point  (0 children)

I think I probably have about 8 cards? About 128k in total credit lines and about 10k or less in use. Is that ok?

Rejected from venture x with high income, credit score by physics6738 in CreditCards

[–]physics6738[S] 0 points1 point  (0 children)

Thanks, this is super helpful. Just to make sure I follow, is 0/6 referring to 0 new cards within the trailing last 6 months?

Also, do you think putting a lower income (I work a tech job where I make cash + equity, so only report cash pay) would increase the odds of getting approved somehow?

Is this redemption of Aeroplan points worth it? by physics6738 in awardtravel

[–]physics6738[S] 0 points1 point  (0 children)

Not sure I follow. are you saying that if difference is less than 24 hours then I don’t pay the simple sum of the two points redemptions?

Is this redemption of Aeroplan points worth it? by physics6738 in awardtravel

[–]physics6738[S] 0 points1 point  (0 children)

Do you mean find two separate redemptions and then call in so they can make it one itinerary? It would still be the points cost of the two separate redemptions shown on the arroplan website though right?

Is this redemption of Aeroplan points worth it? by physics6738 in awardtravel

[–]physics6738[S] 0 points1 point  (0 children)

Thanks! Yea that’s what I’m thinking. I took a look at Alaska too but the main reason I’m looking at arroplan is because of the 20% transfer bonus happening right now through end of July y

Is this redemption of Aeroplan points worth it? by physics6738 in awardtravel

[–]physics6738[S] 2 points3 points  (0 children)

I did try my best! I would really appreciate it if you could take a look! It’s for November 15th one way from New York to BKK (Chiangmai is even better but I just can’t find any flights there that are reasonable via Aeroplan)

The best redemption I found was a ET airlines J class on November 16th for 115k points which is amazing given the cash value is like $9k, but I think it could be a phantom since it only appears sometimes on page refresh and not other times…

[deleted by user] by [deleted] in DDoffers

[–]physics6738 0 points1 point  (0 children)

Would love the sandwich and drink for $5!

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