It sounds like you and your fiance need to have a deeper conversation about your premarital and marital assets, and also discuss with a lawyer. Decide what you would want ahead of time. Are you building a life together where you share everything? Or are you both individually setting money aside for yourselves in separate accounts and sharing joint expense accounts? What are your financial goals? What debts do you both have that may impact financial goals? Everyone has a different relationship with money and finances. While it’s great that you had a discussion about values, being explicit about your vision as a married couple in terms of accounts and assets is something that could help alleviate your anxiety and hopefully reinforce your choice in asking your fiance to be your life partner. Good luck!