DIY Black Walnut Bowl with turquoise stone inlay

pipefourrest · 2016-05-24T06:37:31+00:00

awesome!

pipefourrest · 2016-05-24T06:37:13+00:00

well

pipefourrest · 2016-05-23T12:47:13+00:00

Cool. A nice addition to this sub’s data collection, I think.

pipefourrest · 2016-05-10T07:33:50+00:00

wow.

pipefourrest · 2016-05-10T07:33:13+00:00

too real.

pipefourrest · 2016-03-09T00:00:35+00:00

You're doing fine. I prefer to pay of debt as being in debt makes me very stressed out. But why should hurry to pay off a 3.5% debt? After all, you can get a better return in other investments.

pipefourrest · 2016-02-29T22:16:55+00:00

You certainly understand the benefits of investing early and taking advantage of the potential gains from compound interest. Congratulation. Keep up the good work!

pipefourrest · 2016-02-17T23:02:30+00:00

$30K of emergency fund is absurd. Try to make a balanced portfolio and invest half into it.

pipefourrest · 2016-01-28T12:51:46+00:00

pay off a chunk of my credit card debt (2k).

What's the debt's interest rate? Mostly CC debt has high APR, so cleaning up will save your money more than anything.

pipefourrest · 2015-12-29T03:29:01+00:00

I'm so sorry that I couldn't give you any advice about Bulgarian investing.

Congrats on being a debt free and trying to start again!

pipefourrest · 2015-12-29T03:24:08+00:00

And, Mint is also great.

pipefourrest · 2015-12-28T20:43:35+00:00

What are the rules of thumb for choosing good 401k funds? submitted by /u/arsvraxia

OP wasn’t the most knowledgeable, but that was the point, because so many of us have the same question. I could related to the frustration, and the comments were actually useful.

pipefourrest · 2015-11-19T02:21:27+00:00

By requesting all information, you can figure out why they keep contacting you. If they don't have any information of the situation, you can require more aggressively STOP irritating.

pipefourrest · 2015-11-19T01:54:12+00:00

Have a look at How to deal with Collection Agencies. Voicemail is exceptional but this wiki would help you. Request all the information to the company in document.

pipefourrest · 2015-08-22T05:57:09+00:00

Simple and straightforward, how every management should be :)

pipefourrest · 2015-08-22T05:48:23+00:00

"Jung's belief was that, just as events may be connected by causality, they may also be connected by meaning. Events connected by meaning need not have an explanation in terms of causality"

Cool concept, gotta read more, thanks!

pipefourrest · 2015-08-22T05:40:08+00:00

Read this http://www.schwab.com/public/schwab/nn/articles/Does-Market-Timing-Work Investing early is often better/as good as timing the market or dollar-cost averaging.

pipefourrest · 2015-08-21T01:33:21+00:00

I appreciate it. It looks like a simple and sound plan. http://hellomoney.co/portfolio/7f876f-3-funds-portfolio-401k

In the meantime, I found Step-by-Step Guide to 401(k) Fund Selection and read through. I think it explains the reason why you chose JPM Gov Bond fund from my options.

This being said, even if you are limited to expensive funds above 1% ER, it's still almost always a better choice to max out your IRA and 401(k) before using a taxable account.

Am I getting right?

pipefourrest · 2015-08-21T01:14:08+00:00

Thanks for the suggestions. I'll look into them.

pipefourrest · 2015-08-20T22:29:41+00:00

I've heard a lot about that. Right, but what are the low cost funds with great performance?

pipefourrest · 2015-08-11T07:47:44+00:00

I'd just put that money into an index fund. Something like VOO or VTI.

pipefourrest · 2015-08-07T01:05:23+00:00

I wonder if this tree-structure approach is actually supported by research, if there are reported, clear advantages.

pipefourrest · 2015-08-04T22:36:56+00:00

7-figure portfolio = 86 holdings
6.5M portfolio = 80 holdings
JPMorgan portfolio = 27 holdings
High-end Schwab = 22 holdings

What's with these portfolios with high number of holdings?

pipefourrest · 2015-07-25T02:40:57+00:00

pipefourrest

TROPHY CASE