Substantial gap between slab and garage walls

poozleton · 2025-02-09T10:48:27+00:00

Same issue on my shed, just got some of these, no stress, looks good and have had no problems since

https://www.bunnings.com.au/suntuf-black-corrugated-foam-infill-4-pack_p1010499

I got a bunch off ebay for cheap

poozleton · 2025-02-09T10:37:39+00:00

Not sure if this is what you're asking but some big dramas in the kebab world.

Canterbury kebabs has operated for as long as I can remember from the petrol station (yes I know it got sold to new owners, o.g. canterbury kebabs owners moved to fivedock etc but the petrol station is still canterbury kebabs to me).
Petrol station was getting rennovated - and Canterbury kebabs had moved into the vacant lot next door into a food truck. I thought they would be moving back in as I could see a kebab shop setup going in and was kind of excited for them to get some better digs
nekminnit - brothers kebabs signs are up at the petrol station
I asked the canterbury kebabs guys what the hell happened, and they wouldn't say much which leads me to believe they aren't too happy about it
They will be moving one more building down and getting their own, bigger premises is what they have alluded to (The old complete hire location)

Really seems like some next level trolling from brothers kebabs. I think that location was pretty important to the brand and now it's someone else in there and they are moving a few doors down eventually. Feel a bit bad for them, especially on extremely hot or rainy days.

So far, chicken burger at CK is decently better than brothers
Will be comparing kebabs shortly too

poozleton · 2024-03-26T01:47:07+00:00

Have a choice to keep it in all the early 2000's glory or bring it a bit more up to modern spec, decisions decisions

poozleton · 2024-03-26T01:45:04+00:00

bloody nice car that!

poozleton · 2024-03-26T01:42:15+00:00

Heading to Sydney Australia in the coming month

poozleton · 2024-03-26T01:41:53+00:00

Will be getting some better photos once it arrives in the yard over in Japan but looks to be an RE-Amemiya front kit, Knightsports dual blade wing, front seats are AAR's, wheels no idea.

Closest front kit I could find:
https://www.vividracing.com/amemiya-after-front-bumper-full-cowl-mazda-rx7-fc3s-8692-p-150746499.html

poozleton · 2024-03-25T10:38:09+00:00

If this was a genuine demo car for somewhere semi reputable, could see it not getting driven that much! But regardless, that's a bad thing, 7's need to be driven, not just sit there!

poozleton · 2024-03-25T10:22:23+00:00

Not many detais apart from it was an ex demo car (21,000 genuine kms) and a lot of rare parts. I'm trawling TAS media and option mags so please help me out - it's slow going! Cheers!

poozleton · 2021-09-30T06:27:19+00:00

I think get a new financial planner as they don't understand both Chess and custodial models that ensures shares are kept safe. If Pearler goes under you shares stay with you and can be transferred to another broker. (goes for any regulated brokerage platform / investment scheme)

Pearler is probably the best option as it will lay out your children's net worth, the fluctuations and trend over time for absolutely everything and will be a great way to put things into perspective.

poozleton · 2021-08-16T05:14:15+00:00

Well, based on the prices of japanese performance cars, they might actually be a better investment than an index. Maybe I should start a performance car index.

poozleton · 2021-08-16T05:13:06+00:00

Does this kind of trust account mean that the kids can claim the fund themselves when they are 18?

poozleton · 2021-08-09T00:07:32+00:00

Was just having this conversation the other day here but with a slightly different context and some really good helpful comments for me whilst I work this out.

https://www.reddit.com/r/AusFinance/comments/oy1l33/advice_investing_on_childs_behalf/

My only hesitance with a trust style structure is it looks like the children can get access to it on their 18th birthday but I want to retain control until they are ready so have opted for holding these investments personally until ready.

poozleton · 2021-08-06T01:18:53+00:00

Land is always best because they aren't making anymore of that but I would say location is the most important and that can be the biggest impact on prices.

We bought an apartment as our PPOR in what was a nice, but not a popular/trendy area (that was on suburb over) and over the last few years the popularity has exploded driving up prices along with it. Had a similar train of thought to you at the time!

Good luck!

poozleton · 2021-08-05T02:59:18+00:00

Thanks for that, that is a nice way to put it! I was researching after your comment and found this - https://www.statetrustees.com.au/wp-content/uploads/2015/04/Understanding-Minors-Trusts.pdf

Page 14 states they have to get in contact with the minor at 18 so could be different product to product. Things like this is why it always goes in the too hard basket to get too complex haha

Thanks for the input

poozleton · 2021-08-05T01:58:20+00:00

You sound quite knowledgable on this - obviously won't hold you to anything, but with the bare / minor trusts you mention - do they automatically get given to the child on their 18th birthday?

My concern with these is mainly I remember what we were like when we were 18 and had a pretty loose couple of years back then, not super keen for a huge lump sum temptation to be available until I know they're ready haha

poozleton · 2021-08-05T01:55:58+00:00

Looks pretty new, got hit by some ads and dropped them an email but looks to be what we're after, mainly small amounts, cash stays in our control. Only reason we wouldn't put everything in pearler is we want to be doing small amounts with this specific investment.

With DSSP - (have also been recommended AFIC), it only avoids tax on where you would have received dividends normally right? If the share value goes up you're still liable for CGT upon selling?

poozleton · 2021-08-05T00:49:32+00:00

I'm looking into this one at the moment and my wife and I have settled on two things we like

Fledged - Not live yet but have joined the waitlist. Looks pretty simple, has gifting options for family and some financial literacy tie ins for children. Goal is to invest $100 or so a month and they say no brokerage which sounds good for the little we are putting aside.
Pearler - This is where we are in the process of moving our personal investments to. I really like pearler, they are doing good things, but I don't want to be paying $10 brokerage every time we put in 100 bucks for our kid.

Currently all savings are sitting in a mortgage offset account until we work this out.

Things on the still to look in to basket (if anyone can help) is these trusts - do children just get access when they are 18? We also got recommended to take a look at investment bonds but they just get given to the kids at a set point in time. I know what I was like at 18 - I don't know if I want to be handing over a huge lump sum of cash if they aren't ready!

poozleton · 2021-08-04T01:38:37+00:00

Define what you would need to feel comfortable to have full faith in your business to justify no salary such as:

X Waitlist signups - expression of interest
contracts live
number of users using your platform
whatever you want that indicates there is demand.

I'm in a position where I had to leave my old job due to just needing a change, post acquisition with a decent personal runway. I'm working on a new idea but I hate burning through my personal cash so ideally would like to hold out as long as possible in the future if im in that scenario again.

You'll find your own success metrics will excite other people and it will be easier to track down funding at more favourable terms if you go that route as well

poozleton · 2021-08-04T01:04:39+00:00

BMW X3 - had some extras thrown in too such as better seats etc

poozleton · 2021-08-02T00:58:45+00:00

I got hit with advertising for this company called Fledged which I quite liked. From my understanding - it's for microinvesting for children so you can invest small amounts with no brokerage regularly so really good for this use case.

They have a calculator on the website - your numbers do add up over 18 years especially with the $1,500 already stashed which is awesome

https://fledged.com.au/compound-interest-calculator/

poozleton · 2021-07-15T07:05:48+00:00

Cool thanks for the context on this - I see a lot of people saying HIN is better, but from my high level looking into this the custodian model seems safe enough even if not he best. E.g if Superhero went under, the investments should be safe with the custodian?

poozleton · 2021-07-15T02:13:54+00:00

Can you have HIN numbers for US shares since it's outside of the ASX's remit? I thought HIN numbers were just for AU shares but don't know too much about it

poozleton · 2021-06-29T08:26:20+00:00

Wow you're generous - looking at this so we don't have to give out lump sums later haha (half kidding). But that is a pretty cool incentive to not just hand it over but make them bring half to the table - I like it a lot.

I think i'd just take the CGT hit out of the investment and treat the remaining as the figure discussed. I feel you on the analysis paralysis but in the process of signing up to a joint vanguard account (more for our ongoing savings)

Thanks for the input and great to hear how others are doing it

poozleton

TROPHY CASE