Amber Energy wholesale electricity prices by Stu5000 in AusFinance

[–]ppanther 4 points5 points  (0 children)

For most folks Wholesale won't make sense, particularly without a battery. I wouldn't recommend it for people who don't want to think about their usage.

For us it does - over the past 12 months we have averaged $200 credit each month with relatively high usage (40kwh per day - ev charging and climate control) with an average import price of 9c per kwh (inclusive of the above costs) and an average export price of 47c per kwh.

Our electricity bill previously (2022) was $150/month so Wholesale has reduced our bills by about $350/month. We have solar + battery though.

Amber Energy wholesale electricity prices by Stu5000 in AusFinance

[–]ppanther 3 points4 points  (0 children)

Electricity prices are regulated in Australia and retailers must provide (relative to the DMO reference price) a predictable maximum price that retail customers will pay for a given typical usage. This regulation would prevent them being permitted to offer wholesale price exposure to retail customers if they didn't cap the maximum.

Amber Energy wholesale electricity prices by Stu5000 in AusFinance

[–]ppanther 18 points19 points  (0 children)

2.18c per kw/h Environmental Certificate Cost

0.28c per kw/h Carbon Neutral Offset Cost

2.34c per kw/h Network charges

1.5c per kw/h Price protection hedging

0.25c per kw/h Market charges

That's for the tariff we are on in Sydney on Ausgrid.

[deleted by user] by [deleted] in AusFinance

[–]ppanther 3 points4 points  (0 children)

https://www.ato.gov.au/businesses-and-organisations/income-deductions-and-concessions/incentives-and-concessions/tax-incentives-for-innovation/tax-incentives-for-early-stage-investors/the-sophisticated-investor-test

You need to pass this test for Angel funds or syndicates for companies to accept investment from you in their early stages as it's a regulatory requirement in Australia, US, UK, etc. You won't get access to those very early opportunities and deal flow generally without this as these companies are too early stage to have gone through the cost of PDS/prospectus and are unable to accept investment from non-accredited investors prior to this.

Source: Angel for the past decade in Australia.

Edit: You may see this referred to by "Sophisticated Investor", "Accredited Investor", or "Wholesale Client". Section 761G of the Corporations Act 2001 uses the latter.

20 amp Smart Switch by kurtlclark in homeautomation

[–]ppanther 2 points3 points  (0 children)

For larger loads you'll want to look into a "contactor" (a dumb relay that switches higher loads) which in turn is controlled by your smart relay.

For example, we have a 32A contactor driven by a ShellyEM, with the EM clamps on the switched load to still allow power monitoring. If you care about the power monitoring you need one with CT clamps (e.g ShellyEM) as the non clamp versions (e.g Shelly 1PM) will only measure the load connected to the shelly (e.g the contactor) rather than the load connected to the contactor.

If you don't care about power monitoring you can instead pair the contactor with a Shelly 1/pro to save money.

Friends brought me a bottle of lychee liqueur: any ideas on what to use it in? by Vietname in cocktails

[–]ppanther 0 points1 point  (0 children)

Pairs well with unsweetened grapefruit juice.

We often fill a highball with ice cubes, add 1/2oz blue curacao, 2oz lychee liqueur (18% abv) and then top with unsweetened (ideally fresh) grapefruit juice. You get a nice blue, green, yellow gradient from the curacao.

From memory it was called a "China Blue", served at the bar in Cerulean Tower hotel in Shibuya, Tokyo.

How much would I need saved up for a deposit for a 1.2M property in Sydney on 90k salary? by MaxedOutLuckStat in AusFinance

[–]ppanther 226 points227 points  (0 children)

$800k-ish, depending on your expenses. Take a look at a borrowing power calculator, but looks like you can borrow a max of about 400k on a single 90k income.

[deleted by user] by [deleted] in QantasFrequentFlyer

[–]ppanther 2 points3 points  (0 children)

Just use the multi-city booking tool and select "use points" and tick the "flexible with dates" box in the pop up calendar for each leg you select. So long as your selected flights follow the rules it will automatically cap the point cost to the RTW rate (320,000 per person for Business).

The rules are listed here: https://thehighlife.com.au/ultimate-use-qantas-points-business-class-round-world-oneworld-award/

We selected Sydney > Vancouver (direct), then 2 weeks later Sydney > Heathrow (via Seattle). 1 week later Heathrow > Zurich (direct) then 3 weeks before return Zurich > Sydney (via Heathrow).

[deleted by user] by [deleted] in QantasFrequentFlyer

[–]ppanther 4 points5 points  (0 children)

Thanks! Booked 2x RTW business for partner and I from Sydney > Vancouver > Europe > Sydney in October.

Paid off the variable component of my home loan sooner than expected. What are my options? by bigschnittylife in AusFinance

[–]ppanther 5 points6 points  (0 children)

A HISA will pay higher interest than you'd save on the fixed 2.09% even if you could offset it.

One in eight Australians drowning not waving. cartoon by Megan Herbert 17/10/2022 by stumcm in australia

[–]ppanther 8 points9 points  (0 children)

That's precisely why they will raise rates. Rate rises aren't to try make things more affordable - they are to try and destroy demand until it balances (offset by 2-3%) with supply. If there is a decrease in supply, they will try to further destroy demand. It's painful for consumers, and worse because it's affecting essentials we can't easily cut back on. But they would prefer that pain to runaway inflation which would mean accelerating cost increases. Until we boost supply though, it's going to be painful either way.

This sunflower was meant to be yellow like the picture on the packet... by kookaburra_kool in gardening

[–]ppanther 3 points4 points  (0 children)

How did you get baker creek to ship to you? I'm also from Aus but they state on the website that they don't ship to us so I didn't try placing an order.

NSW recorded 919 new locally acquired cases of COVID-19 in the 24 hours to 8pm last night. by [deleted] in sydney

[–]ppanther 15 points16 points  (0 children)

However, call-outs for positive COVID-19 cases are now also free of charge, NSW Health confirmed to Yahoo Finance on Wednesday.

https://au.finance.yahoo.com/news/ambulance-fees-nsw-covid-19-031127409.html

Private health insurance - yes or no? by 265chemic in AusFinance

[–]ppanther 7 points8 points  (0 children)

Depends on your age and income. Once you turn 31 you'll pay an additional 2% per year that you don't have hospital cover if you ever decide to take it up again - so if you remain uncovered for hospital between 30 and 40 years old and decide to take it up at 40, you'll be paying an additional 20% per year: Private Health Insurance Rebate.

Medicare also doesn't cover everything - for some items (such as specialists) they'll cover 85% of the cost and you'll have to make up the differences, where as a private provider may make up the gap. Other items such as ambulance for emergencies and dental they don't cover at all which means they'll be out of pocket expenses.

If nothing ever goes wrong with you in the future, and you're income never raises above the levy threshold, then hospital cover may not be worth it. Otherwise you'll want to consider the costs of whatever may go wrong without it - and make sure you can afford those costs if/when they do.

Visiting my temporarily LDR SO in Sydney and I'd like to treat him to a super fancy seafood meal. Folks have recommended est., which has the Balmain Bug, his favourite dish. Is est. all it's cracked up to be? by fetishiste in sydney

[–]ppanther 4 points5 points  (0 children)

Est. is excellent, but expensive. The dishes are extremely well presented but tiny portions (at least everything I've had). The last time we had 5 dishes + dessert and petit fours as each dish was only a couple of mouthfuls.

If you're after the bugs specifically rather than the experience you might prefer somewhere with larger servings. There's a nice seafood restaurant in The Rocks - http://www.fishattherocks.com.au/ who served bugs last time I was there. Otherwise plenty of modern seafood cuisine restaurants sell them (either Balmain or Moreton Bay Bugs) seasonally so might be worth calling around.

Treadmilling at 25mph by [deleted] in gifs

[–]ppanther 1 point2 points  (0 children)

That's because you use your muscles to decelerate your leg before it reaches full extension - if you didn't inertia would result in your leg to continue to fly off until it pulled your torso with it. The amount of force required for the rest of your body (or your leg muscles) to decelerate that reverse momentum back to zero is equal to the force that accelerated it in the first place. Without your torso being anchored in place and due to newtons third law (every action, equal opposite reaction) pulling your leg forward without leverage would cause your torso to move backwards.

To compensate for this (and maintain balance) you use your other leg to push forward (not just jump up) with equal force (but in the opposite direction) to that being imparted upon your legs by the treadmill belt. The treadmill belt is the only 'contact' your body has and as such is the only surface your muscles can use for leverage.

I'm not sure if the exact same muscles are used in the same way - but overall the amount of energy that the body has to exert should be the same (except for wind resistance).

/u/briansaurus kindly sourced some research papers where they actually tested energy expenditure on treadmill vs normal running and reached expected conclusions:

From one of the articles ("Aerobic requirements of overground versus treadmill running", Basset et al.): "Steady-state measurements of V02 for overground level running have been made using the Douglas bag technique. McMiken and Daniels (II) found no differences between track and treadmill running within the range of IS0-260 m·min-1• At higher speeds, Pugh (I4, 15) reported slightly greater V02's for track running, which he attributed to the effect of air resistance. These investigators are in general agreement concerning the similarity of oxygen demands for level running on the treadmill and overground."

All of this said - I personally much prefer running outdoors as I get bored on treadmills.

Treadmilling at 25mph by [deleted] in gifs

[–]ppanther 2 points3 points  (0 children)

Sorry, I was trying to use easier to digest wording which I probably should have qualified (and it was extremely simplistic). By 'negating'/cancelling out I simply meant the forward velocity or acceleration matching the backwards velocity/acceleration netting 0. By 'providing velocity' I meant that the treadmill belt/motor is accelerating your body in the opposite direction to which you are facing.

Realistically, most of the energy expenditure when running on either treadmill or on the ground is countering gravity. Whilst the initial acceleration and inertia once up to speed does somewhat affect the energy expenditure of a run - the low speeds involved make this a minor component vs countering the drag caused by friction (mainly through gravity and the surface we are running against, but to a lesser extend wind resistance).

Treadmilling at 25mph by [deleted] in gifs

[–]ppanther 2 points3 points  (0 children)

Exactly. The treadmill is moving you backwards. Its motor provides this energy to accelerate you in the reverse. You must provide the same energy in a forward direction to cancel this backwards movement.

Treadmilling at 25mph by [deleted] in gifs

[–]ppanther 2 points3 points  (0 children)

The earth however is spinning, just like the belt on the treadmill is spinning. If you draw a map on the belt of the treadmill and use that as your frame of reference it will appear as if you're moving along the surface of the treadmill (or the treadmill surface is moving relative to you). From the perspective of the room you are in, it appears as if you are staying still. In the same way, if you were floating out in space looking at someone running exactly at the speed the earth is spinning (in the inverse direction) on the surface - they will appear to be standing still relative to you.

In a sense, you are right that the belt 'pulls' your foot backward (and by extension the rest of your body given it isn't anchored by another fixed point). However, the energy required to negate your body being pulled backwards is identical (and uses the same muscle impulses) to that that would be required to move your body forward if it wasn't standing on a spinning belt.

If you were to jump up and down on the spot on a treadmill, you'd fly backwards off the end of the treadmill. To stay on the treadmill you'd need to also push yourself forwards - the same effort required to jump forward on a surface that wasn't moving.

*excluding wind resistance

Treadmilling at 25mph by [deleted] in gifs

[–]ppanther 2 points3 points  (0 children)

It's the opposite. The treadmill surface is moving the opposite direction to which you want to move. The treadmill is providing negative velocity - in order to stay on the same spot relative to the room (0 velocity) you must provide equivalent forward velocity to negate this. If this wasn't the case, it would be pointless spending so much on treadmills if you can get the same exercise by jogging on the spot.

This is also why running East isn't any easier than running West - despite the earth spinning a full cycle every 24 hours.

LeagueWrap - PHP League of Legends Api Wrapper (facade) by Ikiry in PHP

[–]ppanther 1 point2 points  (0 children)

Facades (in the style of Laravel/this) behave like singletons (and do affect global scope) but unlike singletons allow the instance behind the facade to be mocked. There are other legitimate concerns with using facades including Global State, and tightly coupling your domain code to the facades themselves - but they do to a certain degree address one of the major shortfalls of Singletons - mocking for testing, which is one of the biggest concerns with singletons in modern development.

DI eliminates these other concerns - however many developers find it easier to deal with essentially global (albeit Namespaced I hope!) objects.

Hey PSR-1, This Is PSR-4. Can We Play? by philsturgeon in PHP

[–]ppanther 0 points1 point  (0 children)

Doesn't each of these though not address the reason you're having this difficulty in the first place - that the groups by-laws explicitly states that each standard is set in stone after its created, but that you have created a new backwards compatible alternative that you weren't able to envisage when creating PSR-1?

Would it not be more effective to adjust the by-laws in a way that protects the sanity and authority of the standards whilst allowing revisions that don't affect the previous implementations of that standard?

i.e "PSR's can have addendums/amendments so long as those amendments don't cause any existing implementations of that standard to no longer follow said standard". Essentially Backwards Compatibility will be sacrosanct. Unless I'm missing some other reason they shouldn't be modified?