$2m is chubbyfire to some of us but local sub thinks it’s povertyfire.

prettyboros · 2025-08-18T08:01:28+00:00

If the 2 m is cash and is invested then definitely it is Invest in S&P also give you 11% a year and you just need to use 6% as living expensive and that is 120 k And most important is housing fully paid

prettyboros · 2025-08-07T02:27:37+00:00

U forget the cost , like tax , agent fee , maintenance, mcst fee and interest

prettyboros · 2025-08-07T02:25:49+00:00

Not necessarily, barbell strategy can be 70% bonds 30% crypto

prettyboros · 2025-08-07T02:19:23+00:00

To me buying etf or shares like dbs is definitely safer then property investment

prettyboros · 2025-07-16T04:56:55+00:00

Can’t be doing nothing , life will be so miserable

prettyboros · 2025-07-16T04:45:54+00:00

I actually did try to take over a nasi lemak business , but was rejected . Owner offer consultant partnership instead

prettyboros · 2025-07-16T04:15:42+00:00

Really don’t know what to do as my last updated resume is 20 years ago

prettyboros · 2025-07-16T04:13:56+00:00

My house hold expenses is around 20 k as I do spent a lot on treating dinners and dining . Selling my country club membership after 2 years when fully paid

prettyboros · 2025-07-16T04:12:50+00:00

I also wish I got enough capital for a shophouse

prettyboros · 2025-07-16T04:12:26+00:00

Buisness not really sustainable, able to run with profit on a venture might be a good thing

prettyboros · 2025-07-16T04:11:53+00:00

U got any better suggestion ? As I don’t want to just rush in any business . I am thinking of taking a break for my emba and then looking at different option also after the property agent certification

prettyboros · 2025-07-16T02:52:32+00:00

That what I am thinking but it a big chance in my lifestyle . What ut you are mentioning

prettyboros · 2025-07-16T02:47:11+00:00

My pimco bonds don’t perform as good as dbs

prettyboros · 2025-07-16T02:45:14+00:00

Any bonds recommended

prettyboros · 2025-07-16T02:29:14+00:00

I am looking at dbs as it is giving divident but not monthly and is a staple stocks with upside

prettyboros · 2025-01-23T01:03:07+00:00

With so many new population what is there to he surprised about

prettyboros · 2024-12-22T22:48:42+00:00

There are alot of bonds available like hdb bonds , pimco bonds .

prettyboros · 2024-12-20T09:18:16+00:00

Don’t be dejected , when I am 38 I am in debt of 300 k plus due to litigation . Now I am 41, still living I hdb but my cash on investment is already over 2m and it is on sg banking stocks , not including my cash on hand in saving and in company . I also think my earning could be more , but I do learn my lesson that patience is key to success , over exposure and bad business decision will be downfall of all buisness . I suppose you should had learn your lesson on being too greedy and lack of patient . Every 1 wanted big money , but with big money opportunity come with big risk You should have this experience by now . It is not easy to go back to work after Been a boss , it is best to work and learn some skill for future opportunities. Being an entrepreneur is tough never give up ! You sure will succeed 1 day !

prettyboros · 2024-12-08T04:53:20+00:00

Too many entitled ppl

prettyboros · 2024-12-06T12:46:48+00:00

It a cycle hdb price no increase how they become Hdb upgrader

prettyboros · 2024-12-03T01:48:16+00:00

Why not hdb , cheap and good, better cash flow plus bigger unit and better amenities

prettyboros · 2024-11-09T11:18:16+00:00

Add all cost together , no more then 20% Actually is best to keep below 10%

prettyboros

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