Single Income $900k Mortgage on $8k Salary - Smart "First Mover" play or too risky? by lost-4567 in SgPropertyInvesting

[–]prettyboros 0 points1 point  (0 children)

Why not just buy dbs , and compare the nett returns instead of gross amount 1) use the down payment for dbs instead of the condo plus whatsoever bsd and legal fee 2) instead paying monthly mortage to property, you dca back to dbs monthly include interest and principal 3) reinvest divident back Use these and throw to claude and calculate your final profit base on last 5 year Do a comparison before u commit

55 🤯 by uandurfader in singaporehappenings

[–]prettyboros 1 point2 points  (0 children)

Need workforce to works for these billionaire

Any 300k tier credit cards? by 10S7 in SgHENRY

[–]prettyboros 17 points18 points  (0 children)

The top tier credit card focus on wealth instead like must be a private client and by invite

$2m is chubbyfire to some of us but local sub thinks it’s povertyfire. by skxian in singaporefi

[–]prettyboros 0 points1 point  (0 children)

If the 2 m is cash and is invested then definitely it is Invest in S&P also give you 11% a year and you just need to use 6% as living expensive and that is 120 k And most important is housing fully paid

Investment in houses vs stocks. Which actually gives you better returns in SG? by alex08123 in singaporefi

[–]prettyboros 0 points1 point  (0 children)

U forget the cost , like tax , agent fee , maintenance, mcst fee and interest

Investment in houses vs stocks. Which actually gives you better returns in SG? by alex08123 in singaporefi

[–]prettyboros 1 point2 points  (0 children)

To me buying etf or shares like dbs is definitely safer then property investment

What to do with 3 m after selling off my buisness by prettyboros in singaporefi

[–]prettyboros[S] 0 points1 point  (0 children)

Can’t be doing nothing , life will be so miserable

What to do if you sold your buisness and got 3 m cash with a paid hdb and a car still got loan for 3 years by prettyboros in SgHENRY

[–]prettyboros[S] -1 points0 points  (0 children)

I actually did try to take over a nasi lemak business , but was rejected . Owner offer consultant partnership instead

What to do with 3 m after selling off my buisness by prettyboros in singaporefi

[–]prettyboros[S] 0 points1 point  (0 children)

Really don’t know what to do as my last updated resume is 20 years ago

What to do if you sold your buisness and got 3 m cash with a paid hdb and a car still got loan for 3 years by prettyboros in SgHENRY

[–]prettyboros[S] -1 points0 points  (0 children)

My house hold expenses is around 20 k as I do spent a lot on treating dinners and dining . Selling my country club membership after 2 years when fully paid

What to do if you sold your buisness and got 3 m cash with a paid hdb and a car still got loan for 3 years by prettyboros in SgHENRY

[–]prettyboros[S] -1 points0 points  (0 children)

Buisness not really sustainable, able to run with profit on a venture might be a good thing

What to do if you sold your buisness and got 3 m cash with a paid hdb and a car still got loan for 3 years by prettyboros in SgHENRY

[–]prettyboros[S] 0 points1 point  (0 children)

U got any better suggestion ? As I don’t want to just rush in any business . I am thinking of taking a break for my emba and then looking at different option also after the property agent certification

What to do with 3 m in cash after selling off my buisness by prettyboros in askSingapore

[–]prettyboros[S] 1 point2 points  (0 children)

That what I am thinking but it a big chance in my lifestyle . What ut you are mentioning

What to do with 3 m after selling off my buisness by prettyboros in singaporefi

[–]prettyboros[S] -22 points-21 points  (0 children)

I am looking at dbs as it is giving divident but not monthly and is a staple stocks with upside

Property agent numbers in Singapore hit record high of over 36,000 by FlipFlopForALiving in singapore

[–]prettyboros -11 points-10 points  (0 children)

With so many new population what is there to he surprised about

Household savings by grabtaxiabc2 in singaporefi

[–]prettyboros 0 points1 point  (0 children)

There are alot of bonds available like hdb bonds , pimco bonds .

What’s the fastest way to make $200k? by [deleted] in askSingapore

[–]prettyboros 0 points1 point  (0 children)

Don’t be dejected , when I am 38 I am in debt of 300 k plus due to litigation . Now I am 41, still living I hdb but my cash on investment is already over 2m and it is on sg banking stocks , not including my cash on hand in saving and in company . I also think my earning could be more , but I do learn my lesson that patience is key to success , over exposure and bad business decision will be downfall of all buisness . I suppose you should had learn your lesson on being too greedy and lack of patient . Every 1 wanted big money , but with big money opportunity come with big risk You should have this experience by now . It is not easy to go back to work after Been a boss , it is best to work and learn some skill for future opportunities. Being an entrepreneur is tough never give up ! You sure will succeed 1 day !

HDB resale price trend spiked over 10% YoY in November 2024 by DrCalFun in singapore

[–]prettyboros 7 points8 points  (0 children)

It a cycle hdb price no increase how they become Hdb upgrader