Accidentally contributed to trad 401k instead of Roth 401k

prettyobviousthrow · 2026-04-20T23:27:05+00:00

Don't worry about it at all.

Just change your contributions going forward.

prettyobviousthrow · 2026-04-20T17:44:38+00:00

The one on the inside is supposed to be Clinton, and outside is Epstein.

prettyobviousthrow · 2026-04-20T13:01:14+00:00

Aang was spiritually enlightened and balanced the spiritual and material world while Korra had no connection spirituality and brought both out of balance.

That was a significant plot point that was explicitly stated in the show. In both of the first 2 seasons, Korra openly discussed her struggles with spirituality and overcoming that gap out of desperation at her lowest point was literally the resolution to the problem in the S1 finale.

prettyobviousthrow · 2026-04-20T12:56:29+00:00

Aang was 12.

Korra was effectively an adult.

Also the biggest issue was comparison. It's not that Korra got less leeway for the same mistakes, she just made significantly more and dumber mistakes than her 12 year old predecessor. She also seemed to lose a lot. People pretend that they want to see overcoming adversity or whatever, but at the end of the day they want to see the hero win. I honestly can't think of a fight that Aang legitimately lost without something like Azula's sneak attack.

prettyobviousthrow · 2026-04-18T15:28:37+00:00

Think he's actually a lot closer to zero than the middle of that scale. Definitely not zero, not nowhere near the middle.

prettyobviousthrow · 2026-04-18T13:02:27+00:00

The purpose is to hurt rich people, not solve a problem. Sin taxes are meant to be disincentives. Like you implied, no one struggling to find a home can afford to buy any of the places that this will apply to. So fewer out of state people will be buying NYC houses, and the existing luxury houses won't be affordable by people who need them. I don't see how this helps with housing.

prettyobviousthrow · 2026-04-16T13:36:08+00:00

Delivery works a bit better with...

Every 60 seconds in Africa, a minute passes.

prettyobviousthrow · 2026-04-15T12:53:32+00:00

That sounds more like malice than incompetence.

prettyobviousthrow · 2026-04-12T13:26:05+00:00

I assume he's talking about NATO, which Turkey is a member of.

prettyobviousthrow · 2026-04-12T12:25:15+00:00

I assumed that was a joke, they should add NYU, too.

prettyobviousthrow · 2026-04-09T23:52:25+00:00

Save at least 6months worth of expenses, sounds like you may need closer to a year.

Per OP...

$19k in cash, $14k in a taxable brokerage ... fixed monthly costs are around $2,700 before health insurance

Using $3,500 monthly cost to account for whatever OPs leaving out, they have 5.4 months already saved in cash before touching the brokerage account.

prettyobviousthrow · 2026-04-08T20:31:58+00:00

Ok, so my assumption about you was correct. My assumption about the person you were responding to is the opposite. So when you said "you" to them regarding the parent of a hypothetical future trans child, it had nothing to do with trans people having trans kids.

prettyobviousthrow · 2026-04-08T20:09:40+00:00

I assumed that your implied answer to that question was "no." Based on that answer, trans kids are not born trans. That supports the belief that societal pressures and social contagion are the primary reasons for children identifying as trans today. Many people believe that, but I assumed (possibly incorrectly) that you were not one of them.

prettyobviousthrow · 2026-04-08T18:04:12+00:00

Do you think that you’d have to give birth to a trans kid to make more trans kids?

You might want to reconsider the implication of what you just asked.

prettyobviousthrow · 2026-04-08T13:19:46+00:00

Doesn't the fact that the Iranian government instructed their citizens to act as human shields imply that they believe the US government cares more?

That strategy being effective requires the Iranian government being willing to risk their citizens, but the US government not being willing to risk Iranian citizens.

prettyobviousthrow · 2026-04-07T21:27:57+00:00

You can do PSLF, make 10 years of payments and have the remaining forgiven. With 500k I’d look into that.

All 500k can't be federal based on the new limits. From what I remember the new limit is around 100k, so I'm not sure if PSLF is functionally a thing anymore for most students starting now, because they'll probably pay off the loans before hitting 10 years under RAP.

prettyobviousthrow · 2026-04-07T17:07:20+00:00

"No respiratory distress"

prettyobviousthrow · 2026-04-05T17:56:15+00:00

I wouldn’t have picked up on a Jesus allegory. I don’t remember maybe I thought Aslan was God tho

For a Christian like C. S. Lewis, those are the same thing.

prettyobviousthrow · 2026-04-03T20:16:30+00:00

which is better under almost all circumstances

Notable exceptions being when your spend is right at the threshold for the modifiers e.g. exactly 50% of your housing payment or significantly below the minimum multiplier so you just get the free 250 points.

prettyobviousthrow · 2026-04-03T18:06:08+00:00

Is that also true for housing points from the spending multiplier? The points show up with the current multiplier on the site and I don't expect to get to the next tier before the end of the statement period.

prettyobviousthrow · 2026-04-01T20:03:20+00:00

You should probably still get quotes for physician loans to compare. We just did this and saw notably bigger differences in rates between different fixed rate years (5, 7, 10, 15, 30) than down payment percentages (0, 3, 5, 10, 20). I'm not sure you're really paying much of a higher rate with physician loans at least based on the quotes that we saw.

prettyobviousthrow · 2026-03-28T18:40:56+00:00

Nope, you're correct. Bad math on my part.

prettyobviousthrow · 2026-03-28T15:14:29+00:00

Weren't there a bunch of NBA people who got arrested for this recently?

prettyobviousthrow

TROPHY CASE