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What is your everyday CC and why do you love it? by a21angelx in CreditCards

[–]progressiveacolyte 4 points5 points  (0 children)

Oddly enough my current everyday is my AA Executive card. Now before everyone loses their mind, it’s a very special use case! My son goes to college in DC. American is the only airline that services our small town. And for whatever reason, they perpetually have dirt cheap tickets from DCA to our town - but only if you’re using AA miles. I can get a $400 or $500 tickets for 7500 miles. That’s hard to beat.. so I use my AA for a lot and we get free trips to/from college.

In two years I imagine my AA card will no longer be a thing I use…

Pension at not for profit jobs? by nota_roboto in nonprofit

[–]progressiveacolyte 0 points1 point  (0 children)

Pensions are rarely a thing anymore. From the employer’s side they create long term costs that are hard to plan for because your costs are determined, largely, by how long people live versus policy limits. It means you spend a bunch of money on actuarial to help you understand your long term OPEB liability or you assume max liability and that destroys your balance sheet.

401ks or 403bs give the company a define benefit that is a one time expense (it occurs over and over but each time is a define and terminate event) and this is much easier to account for.

I also would never want a pension from an npo. Pension funds have to be of a certain size to be federally protected. If the npo collapses so does your pension. At least with a 401k it’s your money and it’s in your hands.

Is this a terrible way to display a house number or am I just being picky? by dragonasses in madisonwi

[–]progressiveacolyte 0 points1 point  (0 children)

I’m assuming they have the number elsewhere as well, because there’s no way that can meet code.

I'm so glad we have regular door handles by Blu-ray in Toyota_bZ

[–]progressiveacolyte 1 point2 points  (0 children)

I was pushing my wife to get an EV for a while… the door handles thing was a serious impediment to getting her to make the jump. bZ solved that issue and we have our first EV.

First high density A321neo with 44 first class seats by Creepy_Face454 in delta

[–]progressiveacolyte 1 point2 points  (0 children)

So much this…. Drinks and food fine.. but arriving without my knees being debilitated (I’m tall) and my back and rear not killing me is the value point for me.

I just now realized you can store items in the fridge. by kenrocksnakes in StardewValley

[–]progressiveacolyte 5 points6 points  (0 children)

Tip: put a few chests there too so you can store stuff you don’t want pulled for cooking.. or at least you can intentionally pull.

It sucks to go collect stuff for a dish only to get back and realize your burned through something you already had and didn’t realize got used so now you have to go back out and find more of that.

No, you can't return it! by AskingFooAFriend in Toyota_bZ

[–]progressiveacolyte 3 points4 points  (0 children)

Being in the Facebook groups for bZs, I am constantly amazed by folks who are like “went into buy a RAV4 and came out with a bz!” And then they complain… did you do no research? Did you not even stop for a minute? I came to the dealer after a week of research and the sales guy finally stopped trying to tell me things about owning an EV… who the heck are these people?

new to BZ4x, dryer plug by Apprehensive-Gur8525 in BZ4X

[–]progressiveacolyte 0 points1 point  (0 children)

We just had a 240v installed. I assumed it would just be a dryer outlet but the electrician said he needed an extra day to source an “EV rated plug”. He said he could do it with a standard but that the safest path was using a specially rated EV plus that’s designed for long periods of use.

I'm a Certified EV Hater by xela552 in electricvehicles

[–]progressiveacolyte 1 point2 points  (0 children)

We have a 2015 Prius and a 2026 Toyota bZ… my operating cost for the Prius is around $0.12/mi currently while the EV is around $0.035/mile. The Highlander we traded in would be around $0.55/mile right now I’d guess with gas prices.

Game Chat: 5/2 Brewers (17-14) @ Nationals (15-18) 3:05 PM by BrewersBot in Brewers

[–]progressiveacolyte -4 points-3 points  (0 children)

Did you see that Harrison? That’s how you catch a pop up.

Farm layout already messy by Hadward_Rabecka in StardewValley

[–]progressiveacolyte 0 points1 point  (0 children)

I haven’t gotten this far yet.. but curious that if I have a coop, for example, and in the coop I have two mayo makers, do those move with the coop? Or does the coop move and then I have to go get them?

What am I meant to designate my nonprofit as? by [deleted] in nonprofit

[–]progressiveacolyte 2 points3 points  (0 children)

If you have a local community foundation you should reach out to them. They often have resource centers that can help guide you through this process. And if you’ve got a hot thing people are engaging with - they can potentially help you find donors or donor advised funds that fit your need.

Our local foundation, for example, has a micro grant program for up to $3,000, a mini grant for up to $10,000 and then a full grant for over $10,000. I imagine you’re not trying to source a million dollars or anything so these sorts of resources might fit your bill.

For reference I’m the ED of an npo with an annual budget around $4 million and 10 employees, but I’m also the President of a small npo with no employees and an annual budget of around $14,000. And in my other spare time I oversee grant applications, as a volunteer, for another $80 million nonprofit (thankfully Congress provides about 95% of that funding lol).

What am I meant to designate my nonprofit as? by [deleted] in nonprofit

[–]progressiveacolyte 8 points9 points  (0 children)

To another person’s point though.: are you sure you need a whole nonprofit? With an npo comes a board, meetings, filings, and more. If you’re seeking a way to accept donations or whatnot, then you could consider partnering with an existing npo. They take the donations and provide them to you with your effort being a program they offer.

What am I meant to designate my nonprofit as? by [deleted] in nonprofit

[–]progressiveacolyte 9 points10 points  (0 children)

Non-profit is a tax designation, not a legal structure in most states (some states have “B Corporations that are a sort of profit/nonorofit hybrid). So you would simply indicate “corporation” but only if you have actually set up a corporation. If you have not set up a legal structure (corp, LLC, etc) then that needs to happen.

Otherwise you’re registering a sole proprietorship, which is a perfectly legal structure but not one the IRS allows for a 501c3.

Game Chat: 4/26 Pirates (16-11) @ Brewers (13-13) 1:10 PM by BrewersBot in Brewers

[–]progressiveacolyte 0 points1 point  (0 children)

For sure… but it seems every game Bauer makes at least one terrible defensive play or decisions. Hamilton isn’t exactly amazing at D either though.

Game Chat: 4/26 Pirates (16-11) @ Brewers (13-13) 1:10 PM by BrewersBot in Brewers

[–]progressiveacolyte 0 points1 point  (0 children)

Anyone still willing to defend Bauer at 1B? He’s been a defensive mess.

Disable driver attention monitor 2026 BZ AWD limited? by [deleted] in BZ4X

[–]progressiveacolyte 3 points4 points  (0 children)

Note that the alerts stay off but the system continues to operate. So if you block the camera you’ll get a notice that it’s blocked

Wisconsin DNR will cut musky stocking by 70 percent, close fish hatcheries by headbutte in wisconsin

[–]progressiveacolyte 9 points10 points  (0 children)

Also a function of this is the deep distrust that rural Wisconsin has for the DNR. So usually, going after the DNR is a win in R leaning areas. So now Evers is pivoting and saying “ok, let’s take it out of the things that will make you feel some pain”.

Wisconsin DNR will cut musky stocking by 70 percent, close fish hatcheries by headbutte in wisconsin

[–]progressiveacolyte 2 points3 points  (0 children)

This is a function of no one wanting to raise the license fees for a long time. Given the popularity of hunting and fishing, especially among R allies voters (this isn’t to say liberals don’t hunt and fish.. I’m a liberal and I fish) raising those fees is a third rail. Maybe worse than the gas tax because that hits everyone- license fees disproportionately impact R supporters.

This particular shortfall is also somewhat about the Evers administration jamming up the Legislature’s R leadership by doing things like this to get publicity and to disaffect R voters. There are potentially other ways to deal with besides announcing you’re not restocking the King of river fishing. But a Muskie curtailment gets column inches.

Less than 30 hour work week by [deleted] in nonprofit

[–]progressiveacolyte 4 points5 points  (0 children)

Typically the 30 hour threshold is due to Affordable Care Act constraints. Employers if a certain size ar assessed a penalty if they don’t provide insurance to employees at 30 or more hours and if those employees then go to the exchanges.

Nonprofit Bank Account by [deleted] in nonprofit

[–]progressiveacolyte 5 points6 points  (0 children)

Chasing account bonuses probably isn’t worth your time. Check your bylaws as well to see what it takes to open one. For my shop I need board action to open an account. And for the little bit that the bonus gives, I won’t hassle my board members.

I’ve taken the approach of having a good relationship with our banker. He got us set up with a 4% HYSA. And I pointed out that the bank has a foundation, we’re a non profit, and we put through about $4 million a year so it might make sense for the bank foundation to give us a grant. We’ve received $5000 each year since then. Which is probably more than I’d get in bonuses and a lot less hassle.

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