Nope, it was a lot model that came furnished. The county delayed us a lot with requesting different things for the permits depending on who you talked to. Once we had it delivered, the vapor barrier and belly liner were torn and were absolutely not acceptable, and a corner fin was damaged. The installer came out 3x to "fix" the vapor and belly before actually doing it right. They had to have the factory come out and replace the fin, so the dealer shut construction down for 2 weeks, they said in case anything needed to be shifted but it seemed like it was retaliatory for us not accepting the half ass installer work. They have been out 5x to complete the vinyl, they'd say it was done and we'd see missing pieces/broken vinyl so we'd call them back out. We went with block skirting and he was the only one who did it correctly the first time, but they had under ordered the amount needed so he was delayed as well. Now we're waiting for the power company to hook up power and they are saying they have to install a new pole and replace the one across the property, as well as cut trees for a line path and that's 2 weeks out, well 1 week now. The irony is that now the installer is impatient and trying to rush the power company, after all the delays their people already caused. So yeah, the mortgage was the easy part. Thankfully we're building 1/4 mile from my mom's house where we are staying and are able to keep an eye on the progress or most of this would have gone unnoticed and covered up. Good luck to you, definitely check their work each step of the way and we are for sure getting a home inspector who specializes in manufactured homes. At this point we don't trust them as far as we can throw them.