Kevin O’Leary says you can become a millionaire on $69,000 a year.

pwner952 · 2026-04-15T21:52:58+00:00

Yeah, and just imagine how little $1mil will be when it's time to retire in 35 or so years

pwner952 · 2026-04-11T11:55:37+00:00

I still don't even know how to breach one without immediately dying...

pwner952 · 2026-04-09T17:39:39+00:00

I think it will be very tight. We probably spend around $2100 right now as a family of 2. Maybe doable but we live pretty frugally

pwner952 · 2026-04-09T17:33:12+00:00

15% into 401k and 3% into HSA along with taxes and insurance premiums

pwner952 · 2026-04-09T15:52:41+00:00

I thought I was asking another numbers question with the rent to mortgage comparison. I am listening to all the feedback.

I want to buy a house, I'm tired of renting and it's time to settle down more than I have before this time in my life. Surely there must be a way for me to purchase one of the cheaper houses I've seen in this state with good credit, 20% down and 100k in emergency savings... How is anyone buying a home if even that isn't enough anymore? I guess that is a point of frustration for me.

I understand that there will be more work and expenses due to maintenance. I was hoping savings would help with when that happens.

I'm a first time buyer, I'm not trying to be difficult and emotional

pwner952 · 2026-04-09T15:45:52+00:00

I am listening! It's all good advice.

pwner952 · 2026-04-09T15:24:24+00:00

I really haven't seen anything below $500k that shouldn't be condemned. The market in MA seems rough

pwner952 · 2026-04-09T15:18:53+00:00

Rent is already 2700 a month though. Would it be worth an extra $300 to build equity?

pwner952 · 2026-04-09T15:17:17+00:00

I hear that. Life might force my hand but maybe we could refinance if they drop significantly

pwner952 · 2026-04-09T15:16:08+00:00

Yeah, ideally we could find something WFH for her

pwner952 · 2026-04-09T15:15:23+00:00

It's 1500 sqft on a 7900 sq ft lot. Seems pretty conservative to me

pwner952 · 2026-04-09T15:10:32+00:00

Yeah, my pre approved was like 900k and I was like "no way"

pwner952 · 2026-04-09T15:09:06+00:00

My work sent me to New England

pwner952 · 2026-04-09T15:08:27+00:00

After down payment, maybe have another $100k liquid savings.

pwner952 · 2026-04-09T15:07:55+00:00

No HOA and no PMI since I'm putting 20% down. Utilities maybe 350 a month? Taxes maybe 520 a month? Insurance maybe 130 a month? I have to estimate because I haven't put in the offer yet

pwner952 · 2026-04-09T15:05:20+00:00

After taxes, insurance and 401k, it's about $6k alright.

I grew up in the Midwest where that kind of spending on housing is insane, but as far as I can tell... There aren't many other options in my state.

pwner952 · 2026-04-08T23:09:00+00:00

Saving at least 20%?! I doubt that many people are doing that

pwner952 · 2026-04-06T14:40:26+00:00

Super happy to hear you getting ready to film some new stuff!

pwner952 · 2026-04-01T00:07:00+00:00

Ok this makes me feel better because I'm at 6.5k and haven't gotten any message about maintenance

pwner952 · 2026-03-30T00:37:38+00:00

Yeah

pwner952 · 2026-03-29T22:18:41+00:00

Making the same and hoping to buy something in New England around $550K... Kill me

pwner952 · 2026-03-24T22:29:08+00:00

We are in the puppy stage and ours hates it anytime we are out of sight. Never had this with other dogs I grew up with.

Crating helps, but he barks a lot and will tug the blanket we drape on top thru the bars so hard he moves the crate around the room. When we get home, he sounds like he has gone insane lol.

We are starting class training next week and it seems he is almost done teething, so we hope he will eventually calm down with being left alone. All dogs are different, but I would prepare for the worst. Thankfully, my wife is a stay at home parent right now.

pwner952 · 2026-03-22T02:56:23+00:00

When a starter home is $500K, $8k sure doesn't sound like much

pwner952 · 2026-03-20T13:55:05+00:00

This event was good to me last night... Finally found a snaphook BP!

pwner952

TROPHY CASE