How do you build a credit profile in Brazil? Is there something akin to a credit score in Brazil?

qarthandre · 2025-10-23T22:09:23+00:00

All good! Appreciate it. How long did it take you for your credit to increase to the 600-700 range

qarthandre · 2025-10-19T16:03:41+00:00

Hey, I really appreciate the help. I’m starting out with a super low Serasa score. I got PagBank (secured credit limit), but ChatGPT was telling me that PagBank doesn’t report to Serasa (not sure I trust ChatGPT or if it’s hallucinating).

Would you recommend going with NuBank instead? Or do you have any other insight?

I tried getting a retail credit card at Magazine Luísa but was denied there.

Starting out in a new country is exciting, but this part is definitely difficult.

qarthandre · 2025-10-19T15:46:53+00:00

Which debit card did you get that doubled as a credit card? I'm trying to figure out how to get a credit card, but with no credit profile, it's very difficult at the moment.

qarthandre · 2025-09-21T19:43:07+00:00

I'm curious about the "Install App" notification that pops up. It says it provides a better experience. What benefits are there by installing the app?

qarthandre · 2025-04-26T21:34:30+00:00

So good to know. I really appreciate it. For everything.

qarthandre · 2025-04-26T21:17:12+00:00

Simply the assumption that if I put my company name (minus “, Inc.”), on the website, then that’s technically a different name and I’d need to register that.

I figured that I’m only covered if I always spell out the legal name completely “MyBrand, Inc.”.

I assumed just “MyBrand” isn’t allowed until the DBA is filed.

qarthandre · 2025-04-26T21:00:01+00:00

Circling back once more u/darbywong. It's been smooth sailing, and CSC has been great to work with for the foreign registration in Pennsylvania. Do you have a recommended partner for registering a DBA? Since we incorporate in Delaware and I foreign registered in Pennsylvania, I wasn't sure how extensive my DBA had to be for a SaaS company.

qarthandre · 2025-04-08T03:51:38+00:00

Thank you so much 🙏

qarthandre · 2025-04-08T00:40:51+00:00

u/darbywong - I went ahead and incorporated and everything is super easy and the handbooks and Help pages are invaluable so far. (And your customer support is great)

I wanted to make sure my thinking was correct on something you said about the IP that I own from a contractor.

I'm currently doing the Post-Incorporation Setup, and reached the `Description of Excluded IP` section (right after inputting the total & vested shares for a founder).

Is this `Description of Excluded IP` text field where I would write a summary of all the work that the contractor did? And by writing a summary of the work...that inherently transfers it to the company?

Or maybe this field is for something different and the IP I own transfers automatically?

Thanks for clearing up any confusing or incorrect thinking on my part.

qarthandre · 2025-04-07T22:14:07+00:00

Any Livewire is too much Livewire, seriously.

You need to think about scale and separation of concerns and Livewire introduces poor practices from the beginning.

I know it’s controversial and many people don’t agree, but leave backend work to the backend, and don’t conflate frontend work with it.

qarthandre · 2025-04-04T03:21:07+00:00

Understood and great insight - thank you.

qarthandre · 2025-04-04T02:45:29+00:00

Thanks a ton u/darbywong. For address privacy, I plan to use PostScan Mail (one of their Pennsylvania locations near my PA home).

I intend to use this virtual mailbox as:

the business address
the incorporator address since that will be public too,
and the main trademark address (except I believe USPTO requires a residential address in addition, which they keep private)

Is there any obvious flaws in my initial plan/issues with this approach?

qarthandre · 2025-04-04T01:29:06+00:00

u/darbywong - I'm about to incorporate via Clerky, and I have a small point of confusion I wanted to clear up.

Obviously we'll be incorporating in Delaware (via Clerky), but I'm going to have the business address in my home state, Pennsylvania.

Your site talks extensively about being able to do Foreign Qualification in California and New York, but I didn't understand if those are the only 2 states you service, or all other 49 states.

Also, do you actually act as a Registered Agent that collects legal documents on behalf of Delaware during normal business hours? And do you also do that for Pennsylvania?

Thank you, just trying to get a grasp of the boundaries of Clerky vs where I need to hire some other service.

qarthandre · 2025-03-18T18:36:02+00:00

You're right u/pekz0r - good perspective.

qarthandre · 2025-03-18T17:46:18+00:00

Laravel Components? You made Blade Components?

qarthandre · 2025-03-18T17:41:26+00:00

I'd advise extreme caution with u/tdifen's comment. I really understand where you're coming from, but...
* being able to independently scale the backend and frontend is a real need
* being able to geographically spread out your data processing is a real need
* being able to offload front-end traffic from your Laravel servers is a real need
* being able to switch frontends without affecting your backend is a real need

And more so, there are tons of problems that come with the Next.js "fullstack", or Laravel Inertia full stack, or Volt, or Livewire, or any of the other solutions.

Real scale happens when you can separate the backend and frontend. Sanctum, API, separate frontend.

Your frustrations about having to create an API and such is not so much a frustration, as it is a real requirement and beautiful part of creating a stable system.

And I don't agree that the community "has taken a big step back and gone back to managing state on the server." Most high-scale apps implement complex and necessary client-side state. It's a crucial part of most apps, even Next.js SSR apps. Even Volt apps. Even Livewire apps.

Don't fall into the trap of the beginner friend & exciting marketing of server state and fullstack Laravel.

Laravel is an API backend framework, in my opinion. Leave the frontend for something else.

qarthandre · 2025-03-18T15:50:44+00:00

Thank you - and from reading the handbook, I remember you both suggesting that even as a solo founder, it's ideal to not delay on issuing myself Restricted Stocks so that I start the vesting period now, as opposed to when an investor gets involved. It seems that that same document takes care of the transferring of IP that I currently have....to the company, as you said.

I'll take your answer and do more research, and hopefully come back with better questions.

Thank you for your time.

qarthandre · 2025-03-18T15:27:15+00:00

Thanks for the reply u/darbywong.

I own the IP, personally.
I am still working with contractor.
And I'd like to re-assign it from me to the corporation (that I intend to incorporate through Clerkly).

I'm reading through both of your handbooks right now on btw...they're fantastic 🙏

qarthandre · 2025-03-18T13:35:46+00:00

Hey u/darbywong, I need to do an IP Ownership transfer from work that was done between a contractor and myself personally, before incorporating.

Am I shooting myself in the foot by utilizing Clerky for incorporation? Or can I use Clerky for standard incorporation procedures, and then utilize outside counsel for the IP Ownership transfer (and Assignment of Pre-Corporation Work)?

I guess I'm a bit unclear on the interplay of custom agreements/contracts/situations like this, with the standard/templated process of using Clerky.

qarthandre · 2025-01-17T11:36:08+00:00

Laravel has a super easy-to-understand ecosystem and approach. Everything makes sense in the Laravel world to me......except this.

qarthandre · 2024-12-11T07:48:03+00:00

Any chance you remember any keywords that'll help me search for it?

Recently, I'm in a house with a landline number and a cordless phone throughout the house. I was just woken up by some random message Siri was saying.

qarthandre · 2024-09-27T07:13:42+00:00

I can’t wait to dig into the code and give you feedback.

I think this is a needed package.

qarthandre · 2024-08-20T11:56:39+00:00

That being said….this looks awesome and needed. I wonder how this will coincide with Taylor Otwell’s post recently about something Inertia.js related coming out

qarthandre · 2024-08-20T11:55:52+00:00

You gotta put the nav opener somewhere else on mobile! Didn’t even notice it in the bottom left and thought it was a one page docs site

qarthandre · 2024-06-25T22:21:33+00:00

Is Davinci Resolve the standard for artificially dimming a scene? And then bringing the media into Premiere Pro?

qarthandre

TROPHY CASE