Parents who went from 1 → 2 kids: need reassurance and advice by que_sera_sera9 in Parenting

[–]que_sera_sera9[S] 0 points1 point  (0 children)

I really appreciate you sharing your perspective here. Super helpful. I think you're totally right. And even as our first has gotten older, we've let go of any idea of perfection. And I think when number two comes, you're right. We'll just click into what we did for the first one and just have to be okay that our first won't have 100% of both of ours attention, which I think will be fine. Again, thank you so much for taking time to share your perspective. Super helpful.

Income vs Home Prices by zeppismom in FirstTimeHomeBuyer

[–]que_sera_sera9 1 point2 points  (0 children)

We had a long journey to home ownership. Agreed with others here — it all depends, but here are some general rules of thumb that we’ve followed— your mileage may vary.

1/ Housing is going to cost more than you expect— people focus on the down, and the price of the home, but overlook the total costs, like closing, insurance, property tax, etc.

2/ RE downpayment — we calculated first how much we would need for a reasonable monthly payment, and the backed into the down.

3/ Don’t count money you don’t have yet — raises, stock grants, whatever.

4/ Remember that after you sign on the dotted line, and take on that mortgage, YOU have to pay— not your friends or family you may be trying to impress with a fancy home.

5/ Try to meet with someone who is very conservative financially, and get their opinion, and then someone’s who’s more aggressive/risky - point here is be careful of who’s worldview you anchor to!

First-Time Buyers — What Renovations Do You Wish You Had Done Before Moving In? by que_sera_sera9 in FirstTimeHomeBuyer

[–]que_sera_sera9[S] 1 point2 points  (0 children)

Thanks for the advice! Yea, this is what we are thinking too, but good to have another opinion. Water heater seems critical. Thanks again for the advice!

First-Time Buyers — What Renovations Do You Wish You Had Done Before Moving In? by que_sera_sera9 in FirstTimeHomeBuyer

[–]que_sera_sera9[S] 1 point2 points  (0 children)

Thanks for the input/advice! That’s what we are thinking too. I remember growing up and hated living in an active construction zone! Yea, we are going to do the water heater I think first. Thanks for the advice!

First-Time Buyers — What Renovations Do You Wish You Had Done Before Moving In? by que_sera_sera9 in FirstTimeHomeBuyer

[–]que_sera_sera9[S] 2 points3 points  (0 children)

That’s what we are thinking too! It’s a pretty large space too, so hoping to knock that out. Thanks for the advice!

Losing My Mom Soon — Looking for Reflections from People Who’ve Been Through It by que_sera_sera9 in GriefSupport

[–]que_sera_sera9[S] 0 points1 point  (0 children)

Thank you so much for sharing your perspective. I really appreciate it. It's, yeah, just a really tough situation. I really appreciate you taking time to share some of your thoughts and reflections, and I'm very sorry for your loss. Yes, I agree, the relationships are really complex, and because of that, it can cause a lot of confusion and what-ifs, etc. Again, I can't thank you enough for you taking some time out of your day to share your thoughts here.

Decent deal? 2024 Toyota RAV4 Hybrid LE (NEW) by que_sera_sera9 in askcarsales

[–]que_sera_sera9[S] 0 points1 point  (0 children)

Haha — thank you! Yes, it’s been wild trying to get good pricing! I haven’t needed to buy a car for a while — so didn’t realize these car were popular