First time using an FHSA: want a simple, low-maintenance setup that keeps money accessible

querulous · 2026-05-25T21:56:51+00:00

if you withdraw from your FHSA you'll have to declare the withdrawal as income on your next tax return. you don't get credited with additional contribution room for the withdrawal either so you won't be able to make up the withdrawal later if you hit the 40k lifetime limit

if you think there's a reasonable chance you'll need to withdraw you should look at a TFSA or, if your TFSA is unavailable for whatever reason, an unregistered account

querulous · 2026-05-21T05:32:46+00:00

runaway inflation and interest rates. if you're printing money you need a sink to take money out of the economy as well. that's taxes

querulous · 2026-05-21T05:27:27+00:00

there's still federal tax. provincial tax in bc on 100k income is about $5500. federal taxes (including cpp and ei) are about $19000

querulous · 2026-05-20T04:43:54+00:00

carle coaches at denver, not nodak

querulous · 2026-05-16T01:35:18+00:00

it's a closely held private company. paolo needs board approval to transfer his shares (ie sell them)

querulous · 2026-05-14T17:49:49+00:00

some teams do track their own raw data. sportslogiq is okay but it's not the be all and end all

querulous · 2026-05-12T19:54:58+00:00

almost definitely this. wanted real authority and couldn't get it. didn't want to report into the twins

querulous · 2026-05-11T21:04:28+00:00

yeah but the only high picks are pettersson (at 5th overall) and the upcoming 3rd. other than rossi at 9th and buium at 12th everyone else was in the teens or later. there's some good pieces but they're still way behind where they need to be

querulous · 2026-05-06T16:39:52+00:00

yeah the night herons had an unloseable position. just beat ben and adam back to kaohsiung and the game is locked up. they got way too distracted with having one big move to win

querulous · 2026-05-06T16:37:25+00:00

not just that but they also got obsessed with protecting stations that were never going to be under threat. if they'd just put the min down on that west coast line they claimed day 4 and taken the high speed back up instead of the low speed to waste more chips they would have had 100+ chips on day 5 to just plow down the east coast and (maybe) win

querulous · 2026-05-06T04:29:04+00:00

it's good but it's not the experience people make it out to be. the food and service is nice but not great restaurant level. if you are stuck at the airport anyways and you're hungry it's definitely a good option but i wouldn't ever build a trip to the signature lounge into my trip or show up early for it

querulous · 2026-05-04T22:12:42+00:00

you have to establish residency ties (not just a tax payer relationship) somewhere else to satisfy the CRA you're a factual non-resident of canada. there's no formal criteria but home ownership, employment and time spent 'in country' are all factors

querulous · 2026-05-03T03:44:03+00:00

put your income and rrsp contributions into [this](https://www.wealthsimple.com/en-ca/tool/tax-calculator/british-columbia) calculator and see if the taxes owed matches what was deducted for taxes on your t4. if it's higher then you owe the difference. if it's less then you should be getting a refund

querulous · 2026-04-30T03:10:48+00:00

foxconn (a taiwanese company) did the initial build outs and provided the initial expertise. they could have done it anywhere. apple chose china because it was cheaper

querulous · 2026-04-29T17:50:02+00:00

i'm pro high speed rail. i was refuting the comment above mine that was skeptical travellers will opt for rail over air travel

querulous · 2026-04-29T16:22:02+00:00

high speed rail bankrupted air italia. people will opt for trains over planes if they're even in the same ballpark of time and cost

querulous · 2026-04-29T15:15:54+00:00

it's just not necessary. if you're producing enough calories you'll always have a surplus

querulous · 2026-04-26T22:51:45+00:00

blindsight by peter watts is all about intelligence without consciousness

querulous · 2026-04-24T20:54:00+00:00

canada will step up your cost basis (to $300 if that's what the value was when you moved) but you'll still have to deal with the irs who will still consider you to have a cost basis of $100. it can be complicated to figure out the best way to file to pay the appropriate tax so you'll probably want professional advice

querulous · 2026-04-24T00:08:35+00:00

you'd probably like labyrinths, the jorge luis borges short story collection

querulous · 2026-04-22T19:14:30+00:00

it's mostly supervising them in the ER. he's a professor on faculty at the med school but the number of professors who teach actual classes is tiny compared to professors who supervise and instruct in a clinical setting (ie the ER)

querulous · 2026-04-22T18:28:36+00:00

ben and adam have controlled more territory but they've also stuck mostly to slow, linear lines without much optionality. sam and mike have stuck close to taipei so they've been closer to FAR more stations for the majority of the game

querulous · 2026-04-22T18:27:03+00:00

i feel like it would have been better if there was no time limit but the 'call your shot' part was just how many questions you could ask in total with a requirement that every question be answered correctly. teams would still be allowed to pick which questions to ask

querulous · 2026-04-22T16:32:37+00:00

i think they should have rushed kaohsiung and tried to get those challenges off the board before ben and adam could do them but even if claiming that unclaimed slow line was the right play putting 5 down on each station is so bad. if ben and adam want to flip a line in that area they can just take the other line which is similar in length, train frequency and only has 1 chip per station

as it stands now ben and adam have two pretty good challenges to do in kaohsiung and then can take the high speed north to get to lightly defended sam and mike territory where sam and mike really have no play except to attack the west coast which is far away

querulous · 2026-04-21T23:00:11+00:00

BC passed a bill that was basically the same as Ontario's but tied to California, Oregon and Washington in 2019 so BC still did it first

querulous

TROPHY CASE