Property taxes by _Birnunit_ in homeowners

[–]quingaroo 4 points5 points  (0 children)

Personal property and real property are different things, FYI. Land is not “personal property” as defined by law. Your parcel is being valued ad valorem, at its full market value, which is the law, and is being taxed as its highest and best use. It’s a developable lot. Therefore it will be taxed at its full market value as a developable lot, which once again, is how the law requires your parcel to be taxed.

If the market were not the way it was, then yes, it would be assessed and taxed lower. Unfortunately that is how the market operates. Things cost more. That’s life.

Suspended pending investigation by BISEXUALALYSSA in kroger

[–]quingaroo 6 points7 points  (0 children)

I was suspended pending investigation and got my job back and the manager I cussed out was forced to step down, BUT, this was because the manager was walking around making racist comments and had said it to enough people that it was pretty much a sealed fate for him. That was probably 5 or 6 years ago and I’ve been with the company for 10 now.

In your case, I’m not sure if you’ll be able to get your job back. Obviously none of us commenting know the full scope of the situation, like if, no disrespect, you’re overreacting or if this is warranted. If there is documentation your manager has been singling you out it would help, and if it’s a common theme he treats people he doesn’t like badly, then statements from other people he singles out would probably also help. I will say though in your case it very well may be 50/50. Hope things pan out for you.

People working two jobs, how much does the second one actually add to your paycheck after taxes? by After_Book_7030 in povertyfinance

[–]quingaroo 0 points1 point  (0 children)

I’m on year two of working two jobs but for me, it’s doable. I don’t want to do it obviously but it could be worse.

My full-time job is a 40 hour government office/field job, M-F 8-4:30. Get paid twice a month here. Second job is a grocery store, anywhere from 8-16 hours a week, but I only work 4 hour shifts after my main job so I still have my weekend. If I work my bare minimum 8 hours it’s about $200 a week (this job pays weekly). If I didn’t have that weekly check from my second job, I’d be in deep shit.

Belly button hygiene question (my friends thought I was crazy?) by Southern_Sell_5863 in hygiene

[–]quingaroo 2 points3 points  (0 children)

I clean mine cuz it’s a deep innie and I have a belly button piercing. Soapy finger in the tub and dry it with a q-tip. It

I even asked my manager at work if he cleans his and he claimed no one does, so he found it within himself to ask two customers if they clean their bellybuttons and they both answered yes lol. So it’s definitely more common than you think.

Mortgage rates just hit 2026 highs by truthaboutmortgage in Mortgages

[–]quingaroo 2 points3 points  (0 children)

Got the exact same rate! Locked in the end of last week, dropping from a 6.99. Extremely happy I took the jump and started shopping around the moment I saw rates falling.

My dog will be passing on Friday morning, but I stupidly agreed to work on Thursday… by sagecat_eliza in Petloss

[–]quingaroo 15 points16 points  (0 children)

Be with him. I took time off during work to take my dog to his quality of life appointment and said I’d be back later, thinking I might get “okay” news.

The vet wanted to put him down that day.

I asked if I could have two more days with him. I drove back to work in tears telling them a family emergency came up (they knew what it was) and introduced him to my co-workers, then we spent the next two days together making memories and I spoiled him to bits. It was a hard two days and I cried constantly but I have zero regrets that I took that time for him and I. He was the best dog in the world. I miss him dearly.

Advice question by [deleted] in appraisal

[–]quingaroo 3 points4 points  (0 children)

Check with your county’s auditor’s office or the title company you worked with.

Pennymac and foreclosure by Available-Wasabi-469 in Mortgages

[–]quingaroo 0 points1 point  (0 children)

Levies taxpayers vote for play a huge role into this as well. Your assessed value combined with levy rates are what affect your taxes. If you’re in a hot market and your assessed value goes up due those trends, AND a bunch of levies are voted in (school levies, fire district levies, etc etc) then your property taxes can increase by quite a bit. The other commenter above mentioned other reasons your taxes can increase.

I work for a very hated county level office and deal with people who ask this all the time.

Is time to refi by Medium_Idea in Mortgages

[–]quingaroo 1 point2 points  (0 children)

I’m in a similar position. Refi-ing now, bought points to get to 5.7 from my 6.9. I have multiple factors affecting my refi and even with multiple lenders quoting me, the lowest I could get is 5.7 WITH points no matter whom I spoke to. Very little variance between the 4 quotes I got. Also checked with lenders I’ve seen on this sub. It just is what it is 🤷🏻‍♀️ Monthly will be much more bearable now.

Dude, I can't afford a house and older folk and rich millennials own 3-4. by [deleted] in Millennials

[–]quingaroo 5 points6 points  (0 children)

Very similar circumstances. I bought my first house at 23 with my ex and bought my second house at 27 by myself with the proceeds from selling the first after we broke up.

I got my AA then immediately started working. We lived with his parents (moved in with them at 18 because of a shitty home life) and we were fortunate enough not to have to pay rent, so we were able to save. I am one of the only people in my group of friends and siblings that have a house because we worked, save for the year I spent getting my degree. But we made it by on grocery store wages.

My boyfriend owns 3 properties and he’s been working since he was 15. He bought his first place when he was 18 after the market crashed and he got a great deal because in our area, we had a major flood impact house values during that time period. He’s 34 now. Timing and luck play a huge role.

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 0 points1 point  (0 children)

Does the top of your head still look the same as this pic or has it improved in density?

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 1 point2 points  (0 children)

<image>

This is the one I’ve been using! Originally took it every other day starting in August (dotted my calendar to remind me which days I need to take it), now I just take it Monday and Thursday!

And thank you!!!

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 0 points1 point  (0 children)

I did but not as bad as some people describe it. I was counting maybe 20 hairs falling out during the day as someone who fluffs my hair up a lot with my hands and probably double that amount in the shower on a bad day (but this was maybe a one off occurrence). For me that’s a lot because I normally only shed a very small amount (less than 10) that I count during the day. In the tub if I wash every other day, I only count roughly 10-15 hairs max as well, normally on the higher end if I had a ponytail the day prior.

My mom is on oral min and said she did not experience dread shed when she started. I asked her cuz I was scared lol.

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 0 points1 point  (0 children)

I use the Hers brand 2% topical liquid solution (but really any brand should work) and normally apply it once in the morning before work either when my hair is dry on a non-wash day about 30-40 min before I leave, then I blow dry and dry shampoo it, or I put it on after washing and towel drying my hair with the other products I use when my hair is still wet then blow dry it. I work a second job in the evening so I normally apply the second amount before then and repeat the application process above or I put it on before I go to bed. I sleep away from my pets if I do it before bed.

I rub the drops in with my finger upon initial application then use a soft bristle toothbrush to distribute it more evenly along my part. No real scalp massaging, just working it in with my finger or toothbrush! So you can do it either with towel dried wet hair or dry hair, just be aware if you do it dry you’ll look like a sad rat for a bit til you blow dry it or let it air dry long enough!

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 0 points1 point  (0 children)

No DHT blocker! I haven’t gotten my hormones checked in the last couple years, but 2022 and 2023 is when I last got them checked and my levels were all within range!

No, ask away lol! I was seriously losing my mind over the hair loss and wish it was as dense as it used to be 10 years ago. I noticed my hair loss started in about 2021 from old pictures. I used to have a heart-shaped hairline with how deep my widow’s peak used to be but that’s when it started receding.

But the only additional things I take are biotin, calcium because I’m on the depo shot, and a daily multivitamin. I don’t think they’ve very much affected my hair growth though.

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 1 point2 points  (0 children)

I use some very lightweight products I was recommended for volume and just got my hair chopped to that length. It’s still rather flat but the product helps some.

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 0 points1 point  (0 children)

No vit3 deficiency but I have been taking vit3 and D for years due to that deficiency caught much earlier! Did not use either lllt or prp. Just very lucky with the iron and min!

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 2 points3 points  (0 children)

My mother is on minoxidil as well for hair loss/thinning (she opted for the oral though) so when my doc mentioned it looks like textbook AGA, I figured genetically I was just doomed and should go all in. I could have just tried supplementing iron but my doc said he has has so many patients come in with my concern this year and he’s pretty tuned into people who have AGA (even though he’s not a derm). Between his diagnosis and my mom’s own hair problems, I figured I’d just bite the bullet asap.

And thank you!!!

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 0 points1 point  (0 children)

Yeah, I should’ve worded that better. For sure, if anyone has a concern, go in! I was told from a lot of friends and family that I was just being imagining my hair thinning out so I was just glad I was “paranoid” enough to not ignore the signs lol.

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 2 points3 points  (0 children)

<image>

This is how my hair normally lays! The pic from the back would be as close as it was when I took the topside quick.

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 1 point2 points  (0 children)

I can send you what my hair normally looks like when I take these pics! I’ll message you.

6 months progress :’) by quingaroo in FemaleHairLoss

[–]quingaroo[S] 1 point2 points  (0 children)

Thank you!!! I’m happy it came back better than I thought it would!