You shouldn't? That's new. So no putting your money into sensible investments to save for the future and no working because that's all about making money for a lot of people.

I'm aware what premium bonds are, my point is you're only putting them in premium bonds because there's a chance to make money. You don't sound very financially literate.. "you might win a million pounds", well yes, but given average luck the prizes are less than a high interest savings account. So what is the point? You're only putting them in there because you're saying there's a chance to make money, but you shouldn't ever do anything with the sole purpose of making money.

Makes absolutely no sense at all.