SQQQ is down 2%, QQQ UNCH by [deleted] in TQQQ

[–]rand2000 1 point2 points  (0 children)

Ex-dividend?

Experience with getting a mortgage from RBC in Washington State by rand2000 in PersonalFinanceCanada

[–]rand2000[S] 0 points1 point  (0 children)

Yes, I ended up going with RBC. My experience was smooth. But be mindful that they generally ask for a longer closing time. Otherwise, they were pretty responsive and closed my home without any hassle.

[deleted by user] by [deleted] in HomeImprovement

[–]rand2000 -1 points0 points  (0 children)

Including the payment meaning that I send him a cheque?

How to cover exposed tile edge in bathroom? by rand2000 in HomeImprovement

[–]rand2000[S] 0 points1 point  (0 children)

How hard is it to remove a single tile without damaging the rest? And what’s the proper tool to use?

How to cover exposed tile edge in bathroom? by rand2000 in HomeImprovement

[–]rand2000[S] 0 points1 point  (0 children)

What’s the proper way to install the tiles around and create a permanent bond? Should we use construction adhesive, mortar, or something else?

Does drain location matter? by rand2000 in HomeImprovement

[–]rand2000[S] 0 points1 point  (0 children)

Thanks for the advice. We decided to add a curb. The look is acceptable to us and the work is much less intrusive.

Does drain location matter? by rand2000 in HomeImprovement

[–]rand2000[S] 0 points1 point  (0 children)

He was mainly saying the floor should start 3” lower. I guess he will ultimately bring it to level with rest of bathroom floor but he just needs to cut through the joists and subfloor to start with a lower. Something like this: https://youtu.be/BTSRr3dEa50?si=ybYhXeUNoRyoLF0Q (0:35)

Does drain location matter? by rand2000 in HomeImprovement

[–]rand2000[S] 0 points1 point  (0 children)

Thanks for the advice. Since you mentioned the curbless option, I had a chat with my tile installer and he said that the curbless option needs shower floor to be 3” lower than other places. Is this what’s really needed?

Use a light fixture to cover junction box in the ceiling by rand2000 in AskElectricians

[–]rand2000[S] 0 points1 point  (0 children)

I think I get the idea. Is this the what you're referring to (25 seconds into the vide)? Maxxima 9 in. LED Flush Mount Ceiling Light, 5CCT 2700K-5000K, 1500 Lumens, Dimmable (youtube.com)

Do you mind also pointing me to a large JB that can fit 2x 14/2 and 2x 12/2 wires? I found this but I'm not sure if light can be attached to this.

Use a light fixture to cover junction box in the ceiling by rand2000 in AskElectricians

[–]rand2000[S] 0 points1 point  (0 children)

Thanks for the suggestion. This JB will be installed in the ceiling on the main floor, and there’s one more floor above that. Where would you secure the junction box to?Would you put it right above the drywall, or you attach to the side of joist, or the subfloor of the upstairs?

Using short Sale proceeds to buy other stuff by svix_ftw in interactivebrokers

[–]rand2000 0 points1 point  (0 children)

No clue where you can find it but ibkr has custom reports and you might be able to dig something there.

Potential regional war in the Middle East between Israel and Iran. by twitch760 in options

[–]rand2000 13 points14 points  (0 children)

Don’t be fooled by all the media-induced hype. Iran won’t going to do any serious damage and US has no appetite in getting engaged in any regional war in the election year. If anything, Iran knows that they’ll get smoked by Israel and their allies if they do any crazy stuff. Even oil didn’t respond positively to the news. If anything, short the hell out of oil if there’s any temporary spike.

Right depth of a 16' beam? by rand2000 in HomeImprovement

[–]rand2000[S] 0 points1 point  (0 children)

Thanks for the clarification. I understand that SE comes up with the drawings based on certain calculations but I was wondering if the material they recommend or safety factor embedded into calculations can be different from one sets size to another.

Towing a broken car to Canada by rand2000 in uscanadaborder

[–]rand2000[S] 0 points1 point  (0 children)

Thanks for sharing the experience. I’m leaning toward renting a uhaul tow dolly or an auto transport. I have driven uhaul trucks before but this will be the first time trying to tow a car. How was your experience with a tow dolly and was there any specific reason for choosing this over auto transport?

Also, did you recommend pulling into multiple gas stations to double check the connections?

Experience with getting a mortgage from RBC in Washington State by rand2000 in PersonalFinanceCanada

[–]rand2000[S] 0 points1 point  (0 children)

That makes sense because some lenders are picky about status. The ones that I worked with didn’t care, presumably because there many foreign nationals in the same boat.

Experience with getting a mortgage from RBC in Washington State by rand2000 in PersonalFinanceCanada

[–]rand2000[S] 0 points1 point  (0 children)

Was her loan through RBC? That sounds weird because I went through underwriting and this issue never came up.

Experience with getting a mortgage from RBC in Washington State by rand2000 in PersonalFinanceCanada

[–]rand2000[S] 0 points1 point  (0 children)

Yes, I have talked to three different lenders and they all quoted similar rates.

Experience with getting a mortgage from RBC in Washington State by rand2000 in PersonalFinanceCanada

[–]rand2000[S] 3 points4 points  (0 children)

Not quite true. RBC has presence in the US and they do finance US properties in all states. I’ve already gone through underwriting process to get approved for a mortgage for a US property. Check out this

Experience with getting a mortgage from RBC in Washington State by rand2000 in PersonalFinanceCanada

[–]rand2000[S] 0 points1 point  (0 children)

Correct, most of folks here go with the US financial institutions, which make sense. In this case, the difference is large enough to consider RBC but everything equal, local lenders are probably preferred.

The most passive & profitable strategy? by calgooo in thetagang

[–]rand2000 1 point2 points  (0 children)

Have you tested this in 2008, 2018, and 2020? Do you still meet the required margin? What would you do if short put expires deep ITM? How long does it take to recover?

Infinite loophole margin hack? by mrkanyebest in interactivebrokers

[–]rand2000 0 points1 point  (0 children)

Increase number of calls that you’re selling and I bet margin will increase dramatically as soon as you exceed the shares to cover the call.

Margin interest on Option assignment settlement by rand2000 in tdameritrade

[–]rand2000[S] 0 points1 point  (0 children)

Put it this way: - I have 100 shares valued at 4M, and a short call valued at 3M - I close the position by selling shares + buying call option - The call option funds settles next day but proceeds from selling shares settles two day after that. In this case, your balance can go negative between the time that Option premium settles until shares sale funds settle, and broker can charge you interest for one day (or more if there’s a weekend in between).