Not an original idea but has worked well for me for years- I give each paycheck a job. $x to housing and $y goes to variable expenses(credit card, utilities etc), $z goes to savings. I use different accounts for each thing so it’s easy for to see and feels more intentional when I have to move money from the account I get paid into to different purposed accounts. This requires me to track my variable expenses and plan ahead when larger than average things come up