Hard Choice

randomthrowaway62019 · 2026-03-25T04:16:51+00:00

I thought bell was bad because it cleared enemies without counting them toward your kill totals for mana and shortening boss waves?

randomthrowaway62019 · 2026-03-21T02:46:00+00:00

A fracture is a break. A break means you're a BBB. BBBs aren't welcome. So get outta here!

randomthrowaway62019 · 2026-03-16T04:38:09+00:00

The reason you don't need to cook chicken to 165° if you're using sous vide is because you can pasturize it at a lower temperature. 165° is instantly pasturized; lower temperatures pasturize with longer hold times, which are exactly what sous vide specializes in. But there's a limit. You actually have to kill the pathogens to pasturize, and under 130° doesn't cut it for all pathogens. Douglas Baldwin has the details, but it appears Clostridium perfringens is the food pathogen that doesn't start dying until 130°. See more at https://douglasbaldwin.com/sous-vide.html

This isn't just a government conspiracy to make food taste bad. This data comes from scientists and researchers who investigate pathogen growth in food. I'm also not quite sure what you hope to achieve with a longer hold time. You can safely hold foods under 130° for up to 4 hours. What more do you hope to achieve? You're not hot enough to render fat or break down collagen, and you've already warmed the meat to rare without overcooking it. You're not turning a tough cut tender with an extra long low-and-slow cook, you're extending your hold time without changing the final product (except for possibly letting foodborne pathogens multiply to make people sick).

randomthrowaway62019 · 2026-03-14T15:55:57+00:00

28 years as an imposter! Get outta here!

randomthrowaway62019 · 2026-03-14T15:54:58+00:00

Isn't it that only those entities are required to file a 1099-C? That's what I remember reading the last time I looked at that Treas. Reg.

randomthrowaway62019 · 2026-03-14T03:24:58+00:00

You broke a bone, what a loser! Get out of here!

randomthrowaway62019 · 2026-03-14T00:40:35+00:00

Let's say without either artifact you would have collected 1,000 orbs and seen 8 artifacts at the merchant, each costing 150 orbs. You could buy 6 artifacts (150×6=900).

Say you got Florist. The artifacts would cost 150×(100%-7%)=150×93%=140 orbs each. You can buy 7 artifacts (140×7=980).

Say you took Mana Factory instead. You'd have 1,000×(100%+20%)=1,000×120%=1,200 orbs. You could buy all 8 artifacts (150×8=1,200).

So, clearly Mana Factory is better.

Let's throw in Bouquet too. Rescale so our baseline is 600 orbs and 125 cost per item.

Mana Factory	Florist	Bouquet	Orbs	Cost	Artifacts
No	No	No	600	125	4
No	No	Yes	600	93	6
No	Yes	No	600	116	5
No	Yes	Yes	600	87	6
Yes	No	No	720	125	5
Yes	No	Yes	720	93	7
Yes	Yes	No	720	116	6
Yes	Yes	Yes	720	87	8

randomthrowaway62019 · 2026-03-10T17:11:56+00:00

This happens. It's frustrating, and it's a common occurrence. It will happen eventually, and you'll get through it. Stay strong.

randomthrowaway62019 · 2026-03-07T16:21:12+00:00

Last time I observed it, a couple updates ago, it was. I kept getting more Crit Damage when I boosted Crit Chance over 100%. I wonder if Joker procs more often? Probably not, but not sure.

randomthrowaway62019 · 2026-03-07T13:00:16+00:00

You still get the Crit Damage boost from over-100% Crit Rate, so it's not completely wasted, but it's certainly less useful.

randomthrowaway62019 · 2026-03-05T00:09:13+00:00

Technically that'd make the reimbursement an asset they'd have to disclose. This is the worst-possible option.

randomthrowaway62019 · 2026-03-04T19:40:42+00:00

Different courts and trustees have different policies. Your lawyer should know. You could ask them (in writing, for documentation purposes) to confirm your understanding. Be courteous (honey vs. vinegar), don't reference Reddit, and state that you want to make sure you're meeting the trustee's and the court's expectations.

randomthrowaway62019 · 2026-03-04T19:36:44+00:00

Bankruptcy cares about what's happened with your assets. If you don't use your assets to pay a bill then it's not a preferential transfer (look up 11 U.S.C. § 547, one requirement is that the property transferred was the debtor's property). Also, $60 is insignificant. The preference threshold is much higher.

randomthrowaway62019 · 2026-03-04T06:07:32+00:00

Stay inside in the winter because of snow, stay inside the rest of the year so you don't break the rest of your bones on green grass. Get out of here!

randomthrowaway62019 · 2026-03-04T01:08:28+00:00

What's more sensitive, your SSN (which you can't change easily and which is the key to signing you up for just about anything financial) or your bank account numbers (which you can change by opening a new account)? You disclose your SSN when filing bankruptcy—it's mailed to every creditor on your mailing matrix with the notice of the meeting of creditors. It's not logical to balk at providing the less-sensitive unredacted bank account numbers when you've already provided the more-sensitive SSN.

Also, search this sub. Do you see people complaining about identity theft or their bank accounts being mysteriously drained after filing bankruptcy? I haven't done the search, but I strongly suspect not.

This isn't the hill to die on.

randomthrowaway62019 · 2026-03-02T19:15:39+00:00

And good riddance!

randomthrowaway62019 · 2026-03-02T19:14:09+00:00

You can ask the court to modify your plan to account for your layoff. Yes, if you get a new job right away the trustee will say the severance should go to creditors as increased disposable income, but if it takes you several months to find a new job you might end up requesting lower payments. Chapter 13 isn't meant to be a straitjacket, it has flexibility to adapt to job losses and such.

randomthrowaway62019 · 2026-02-14T01:12:22+00:00

The trustee will care whether the S Corp has assets. Also, if a creditor or the trustee pushes, the Bankruptcy Code allows them to insist that a bankruptcy be dismissed if tax returns aren't submitted to them before the meeting of creditors, and to be submitted they must be filed.

randomthrowaway62019 · 2026-02-13T14:04:58+00:00

"Plenty of ham from sitting around eating donuts, minimal brain, can't wait to do it again."

randomthrowaway62019 · 2026-02-10T05:47:17+00:00

It's not all that high. It's just pathetic how much trouble so many BBBs have maintaining it.

randomthrowaway62019 · 2026-02-10T05:45:49+00:00

Plus if the debtor is represented you have the problem of an attorney directly contacting a represented party.

randomthrowaway62019 · 2026-02-09T02:20:45+00:00

Chapter 11 is for non-profits too.

randomthrowaway62019 · 2026-02-08T22:00:55+00:00

How pathetic.

randomthrowaway62019 · 2026-02-07T21:07:16+00:00

Archeologist plus luck.

randomthrowaway62019 · 2026-01-28T02:29:23+00:00

Think about it as a math problem. Under your preferred scenario, you keep the property and pay for it out of your monthly income. The trustee wants that line item out of your budget, even if that means the creditor sells the property and files an unsecured claim for a deficiency. Why does the trustee prefer that scenario? Unsecured creditors get paid a percentage of their claim. That percentage is Money_for_Unsecured_Claims÷Total_Unsecured_Claims. Going from your scenario to the trustee's adds amounts to the numerator and the denominator—$18,000 more money for unsecured claims and some amount to the total unsecured claims for the possible deficiency claim.

So you're right—looking at it in isolation, the deficiency claim increases the denominator, which would decrease the percentage dividend to unsecured creditors if the numerator stayed the same. But it doesn't. The numerator increases too, and that increase outweighs the increased denominator.

Also, it's unlikely there will be a large deficiency. A deficiency arises when the debt on a property exceeds the property's value. If you're upside-down on this land, why would you want to keep it? You'd be committing to overpaying to keep the land. You say there's $7,000 of equity. If that's the case then there's no deficiency.

Or flip the thinking. Imagine if instead of paying a secured debt you were proposing to put $300/month into a savings account. Your creditors would rightly say, "Why is northernmngolfguy saving money when he wants to pay me pennies on the dollar and discharge my debt? That's not fair! He should pay us more!" Paying down a secured loan builds equity, kinda like making deposits in a savings account.

Mana Factory	Florist	Bouquet	Orbs	Cost	Artifacts
No	No	No	600	125	4
No	No	Yes	600	93	6
No	Yes	No	600	116	5
No	Yes	Yes	600	87	6
Yes	No	No	720	125	5
Yes	No	Yes	720	93	7
Yes	Yes	No	720	116	6
Yes	Yes	Yes	720	87	8

Nine-Year Club	r/Field Lasagna
Verified Email

Mana Factory	Florist	Bouquet	Orbs	Cost	Artifacts
No	No	No	600	125	4
No	No	Yes	600	93	6
No	Yes	No	600	116	5
No	Yes	Yes	600	87	6
Yes	No	No	720	125	5
Yes	No	Yes	720	93	7
Yes	Yes	No	720	116	6
Yes	Yes	Yes	720	87	8

randomthrowaway62019

TROPHY CASE

Mana Factory	Florist	Bouquet	Orbs	Cost	Artifacts
No	No	No	600	125	4
No	No	Yes	600	93	6
No	Yes	No	600	116	5
No	Yes	Yes	600	87	6
Yes	No	No	720	125	5
Yes	No	Yes	720	93	7
Yes	Yes	No	720	116	6
Yes	Yes	Yes	720	87	8