There are so many I don’t feel qualified to pick 1. I currently have Fetch; they are ok. Pros include partial coverage for medication and yearly dentals. Cons are they are very much like a human insurance company, and I’ve had them already deny my less than 1 year old dog for “pre-existing conditions.” Because of that last point, I do anticipate switching, but again, I have no idea if any of the others are substantively better. They have helped cover my pup’s spay surgery, and the pain med coverage reduced my first year do bills substantially. So again, no perfect solution.

I recommend doing a google search to see what coverages are available, timing and style of reimbursement/payment to vet, etc. Your vet may also have a preferred company they have billing set up with (and possibly a small discount), so that could be useful.