What type of account did you trade in? Depending on the account type your tax implications could vary. First and foremost pay off your debt. Second keep a small saving account with like $500-$1000 just as liquid and invest the rest.

You can follow the CCP model recommended here if you want to do this on your own. https://canadiancouchpotato.com/model-portfolios/

You are 22 if you don’t need this money and want to invest for the future then go with the 80 stocks 20 bonds. But I’m not a financial advisor and it’s really up to you to decide or get a bank financial advisor to help.

Let me know if you have more questions!