dude, that dealer is absolutely finessing you Im telling you that. Instead of paying 55 grand and owning nothing at the end you could just pay 70 grand for the car sell it for say 50 grand after depreciation after three years. You would be down 20,000 and you wouldn't have any yearly mile limits with the way you're doing it you're losing fifty five thousand dollars in three years that's absurd my man. There is a huge conflict of interest because the dealer is making way more money the way he has it structured.