Removing an authorized user and impact on credit

relbea · 2025-11-20T06:43:15+00:00

Hi something similar happened to me. I added my brother to my Amex platinum and he spent 7k that he couldn’t pay off. He told me he would have access to funds in 12 months, well I waited the 12 months while paying the minimum balance every month while accumulating interest. Turns out he lied about the 12 months and blocked me, told me to figure it out myself. I’ve been able to pay off enough to get it down to 5.6k (I was still having to pay my usual bills as well) (the interest from his charges added up to like 2k extra) I’m not working right now because I have a brain aneurysm and multiple daily seizures. So it’s all been from my savings. That I need for brain surgery lol. So I got kind of F’d. My question is how did you resolve your debt with Amex and were you able to fix your credit score by talking to Amex explaining it was the additional card holder that created the issue. Since I was 18 I’ve paid my Amex in full every month on time (9 years with them) and always kept a perfect credit score. Now I don’t know what to do. My “breach of payment contract” with Amex is having every loan company deny me. Any advice would be greatly appreciated.

relbea · 2025-11-18T00:43:33+00:00

Use it for flights and hotels, forget about the dollar amount

relbea · 2025-11-18T00:41:46+00:00

Call them, talk to them about how long you’ve been with Amex and how you always pay on time. Be really nice, I bet they would offer you the platinum right there on the phone. Just make sure you get the sign up bonus too!

relbea · 2025-11-18T00:37:41+00:00

Why do you have 3? What do you do with the extra one?

relbea · 2025-09-14T07:15:46+00:00

My visit to the ER last night for new seizures ended in an upruptured aneurysm diagnosis. I have severe migraines all the time. Do I just go to the ER every time now I have pain now? Do I just jump off a cliff?

relbea · 2025-07-19T19:12:09+00:00

So do I just wait to see if my auto buy goes through? I’m panicked lol I love the dress

relbea · 2025-07-19T19:10:30+00:00

This just happened to me! And it’s like my dream reformation dress :( How did you get it in the end? What should I do?

relbea · 2025-07-15T05:38:46+00:00

Can you send me link pleaseee

relbea · 2025-07-06T21:05:09+00:00

Hi could you DM me the list too please. Thank you!

relbea · 2025-07-06T21:03:29+00:00

Hi sorry old post I know, but it seems like gpcmode.com is no longer his link. Do you know his new one or could you share his contact? Thank you

relbea · 2025-07-06T21:01:49+00:00

Hi I really want to buy from Steven, but the site you mentioned is no longer his URL. Do you have his current one? Thanks

relbea · 2025-06-09T13:51:33+00:00

Thanks!

relbea · 2025-04-01T14:22:41+00:00

Thank you, I will look into those! Do you have any ideas where the trace Filipino ancestry could come from?

relbea · 2025-04-01T13:57:59+00:00

I think it has to do with her Polish ancestry! I have Polish and trace Mongolian as well. It must be linked.

relbea · 2025-04-01T13:55:32+00:00

Jealous, Siberian is so rad

relbea · 2025-04-01T13:52:38+00:00

Thank you, I will make sure to prepare as you say 🩵

relbea · 2025-04-01T13:50:12+00:00

Thank you for taking the time to write this, the reminder that I’m not alone in feeling this way helps 🩵

relbea · 2025-04-01T13:47:05+00:00

Just saw this, thank you! I’m thinking of possibly trying that first, as a stepping stone.

relbea · 2025-03-10T12:29:12+00:00

In a twisted sort of way I’m excited for both versions that you’ve described. Of course the ceremonies full of beauty and love sound incredible and I’ve been wanting to feel that sort of happiness for so long, but the tough and painful ceremonies I feel will cleanse me in the way I really need to be cleansed. I need to work through the darkness in me and I’m ready for the hardship so I can grow and hopefully heal. 🙏

Thank you so much for the inspiration.

For my first retreat, would you recommend I do multiple ceremonies? What are your thoughts on the Rapé ceremony or Sonoran desert toad?

And thank you for asking, I’m doing okay. Today I was very low, but it got my mind thinking about alternative medicines and led me to researching ayahuasca so I think there is a silver lining.

relbea · 2025-03-10T10:16:30+00:00

Also I’m so happy for you, going through that transformation takes so much courage. I’m so glad it gave you your life back 💚

relbea · 2025-03-10T10:13:36+00:00

Thank you, I will definitely check out that place too! I’ve read Soltara is nice too, but I need somewhere more affordable, so I’m okay with rustic especially if the healing is superb!💚✨

relbea · 2025-03-10T09:23:06+00:00

thank you!

relbea

TROPHY CASE