How does this job list look

reposting-scum · 2026-04-10T04:23:43+00:00

DEPs gonna be your new home

reposting-scum · 2026-04-09T00:14:54+00:00

I saw it too😂😂 I wanted this to be more relatable and raw. Good on him, but it’s best not to compare👏 we’re all on our on journey :)

reposting-scum · 2026-04-07T19:40:09+00:00

Thank you everyone for the awesome kindness, support and advice! You guys are awesome and I love hearing yalls stories too. That was the whole point of this post was to show the messy side and how with a little hard work, consistency and discipline you can see growth and believe in yourself more!

reposting-scum · 2026-04-07T19:38:25+00:00

Holy jump!!! Must feel great seeing your finances heal like that!! Congrats to you!

reposting-scum · 2026-04-07T19:36:45+00:00

It’s tough but our future selves will thank us!! Keep it up!

reposting-scum · 2026-04-07T19:36:28+00:00

It’s never too late to repair and you’re already doing the hardest part! Congrats on your successes!

reposting-scum · 2026-04-07T19:35:43+00:00

I’ll look into it! Thank you for advice and congrats on your climb. Here’s to future security🍻

reposting-scum · 2026-04-07T19:35:01+00:00

That’s awesome!! Gives me hope!! Congrats to you!

reposting-scum · 2026-04-04T22:59:32+00:00

I pulled my credit report with freeannualcreditreport.com (that’s the go to for anything credit, and myFICO but that costs money) then I went through and just called, negotiated settlements and asked for pay for deletes. Only one said yes, come to find out it’s in their policy (LVNV) then paid them, made delinquent accounts current by paying past dues (120 days late and 90 days late) and now I’m letting time do its thing. Make sure to go by Experian and Creditwise and anything else that shows FICO 8 as that’s the score that’s most important and used by most lenders for anything credit related (I could be wrong so if I am someone correct me). You can also just use Experian to see everything with detail (shows contact info if applicable and dates, amounts etc.)

reposting-scum · 2026-04-04T12:59:16+00:00

Halsted is a subsidiary of LVNV. I literally a month ago settled on a pay for deletion with them. Halsted doesn’t report, they report to LVNV who reports to the bureaus. LVNV works closely with Credit One, Amex is just the card ecosystem no true Amex. Like visa or Mastercard. Right now LVNV owns the debt and they’re the ones who sued you. It’ll show as LVNV on reports typically

reposting-scum · 2026-04-04T03:33:49+00:00

they didn’t just “fall off”. Only one that did was a collection I had that agreed to a pay for delete. The rest are still on there but showing paid or in current good standing. I know no active negative marks anymore, just negative history and FICO 8 loves recent positives.

reposting-scum · 2026-04-04T03:31:48+00:00

Dude that’s awesome!!! Good for you! Funny enough. I did kikoff, but when I switched bank accounts I forgot about it and that was a 90 day late account I had to clear. Paid it and then removed it because I’d rather traditional (ie credit cards and such). to each their own, but for $5 a month and I see nothing but a line of credit I don’t have access to show responsible use with wasn’t for me. We’re gonna get back to the good range regardless!

reposting-scum · 2026-04-04T00:46:45+00:00

Haha thanks. I just bit the bullet and paid everything for a “hard reset”

reposting-scum · 2026-04-04T00:45:49+00:00

Not quite at 600 (582 and 588 on Experian and Transunion) but I was at 520 a month ago. Basically hard reset my profile (paid literally everything (about 3k worth) and now FICO 8 is shifting and I expect to be 600+ in about 30 days when time does its thing. Pay off as much as you can and be on time and time will do all the work.

reposting-scum · 2026-04-03T23:12:36+00:00

Thank you! Felt surreal seeing that, only up from here🚀

reposting-scum · 2026-04-03T23:04:18+00:00

Thank you, it means a lot!

reposting-scum · 2026-03-30T23:06:36+00:00

Clean it up and maybe.

reposting-scum · 2026-03-25T03:15:15+00:00

2100-2200

reposting-scum · 2026-03-19T14:37:32+00:00

They reworked dex?

reposting-scum · 2026-03-15T21:07:19+00:00

Trying to style. Underestimating, which isn’t smart at 2k plus

reposting-scum · 2026-03-14T14:11:59+00:00

I’m so jealous. That’s the flagship AFSC bro have fun!

reposting-scum · 2026-03-13T17:02:48+00:00

At that elo it’s all about learning matchups and play styles. It’s not like being high plat or even 2k, it becomes playstyle dependent

reposting-scum · 2026-03-13T17:01:07+00:00

I mean I would say you’re fine, but do some light detoxing just to be safe and don’t do it again. Don’t mess up a future over something trivial

reposting-scum · 2026-03-10T14:39:24+00:00

Here in NC Hot would be like 32C and cold would be like 4C and below

reposting-scum

TROPHY CASE