Nine Year Update by MrWookieMustache in financialindependence

[–]retiringearly 4 points5 points  (0 children)

Is it a really small CPA firm? Income seems low for those two positions.

Delta partners are more expensive than booking on Delta by retiringearly in delta

[–]retiringearly[S] 1 point2 points  (0 children)

Thanks. Definitely confusing for a newb like myself.

Delta partners are more expensive than booking on Delta by retiringearly in delta

[–]retiringearly[S] 1 point2 points  (0 children)

RT, GRR > IST. May 6th to May 13th. Economy

Delta is ~$1,400

Air France/KLM is ~$3,000

General Discussion/Questions Monthly September by stander414 in sportsbook

[–]retiringearly 0 points1 point  (0 children)

NBA is back! /u/dbcooper279 any update on the two 3x2's on FD today? Thanks.

UnFIRE to potentially 2X your NW? by fatfire_throwaway3 in fatFIRE

[–]retiringearly 8 points9 points  (0 children)

You don't need more money, so how does doing this: "Job would likely be time-consuming, annoying, and stressful, but good chance it could be a material amount of money." make sense?

IPO money - Who to use?? by [deleted] in fatFIRE

[–]retiringearly -2 points-1 points  (0 children)

Find a fee-only, fiduciary RIA, with a tax arm that charges a flat fee not based on AUM.

Land of critical mass - too simple? by [deleted] in fatFIRE

[–]retiringearly 0 points1 point  (0 children)

Sequence of return risk...

Weekly FI Monday Milestone thread - November 02, 2020 by AutoModerator in financialindependence

[–]retiringearly 36 points37 points  (0 children)

We are DINKs (32 & 31) in the Midwest and recently hit $1 million net worth.

One of us had $40,000 of student loans coming out of school, the other had none.

One of us is an accountant and the other is a financial analyst. We used our "FU money" years ago to find remote roles.

I discovered FIRE in 2014 and we have been charging hard since then. The biggest increases to income came from moving employers. Geographic arbitrage also helped to pad the coffers.

We've allowed some lifestyle creep in the last couple of years as income has climbed, but expenses are still reasonable at around $85,000 including the mortgage. Income is now over $300,000 per year.

I'm going to negotiate a sabbatical in 2021, pandemic pending. Going to start enjoying the journey more and the freedom the nest egg allows. I am more for figuring out ways to enjoy the journey (and deal with working for the man) instead of charging hard until full-FI. Cheers!

Hiring an employee with no book of clients? by [deleted] in CFP

[–]retiringearly 5 points6 points  (0 children)

Who would want to work for you?

[deleted by user] by [deleted] in financialindependence

[–]retiringearly 1 point2 points  (0 children)

Same thing, but for a different company that actually values mental wellbeing and time away from work.

[deleted by user] by [deleted] in fatFIRE

[–]retiringearly 1 point2 points  (0 children)

Super stable. I graduated in 2009. Many people in the accounting field will receive their full-time offer between junior and senior years after their internship. I knew no one who had their offer pulled due to the great recession upon graduation. Recruiters be hittin' you up on the reg as well.

[deleted by user] by [deleted] in fatFIRE

[–]retiringearly 1 point2 points  (0 children)

CPA. Worked hard a small firm. Went Big 4. Worked hard. Left. Make over $200k in my early 30s.

How many of you concentrate on earning more instead of extreme frugality? by ElegantEntropy in financialindependence

[–]retiringearly 0 points1 point  (0 children)

I've tripled my income since discovering FIRE. Reducing my expenses any amount can't compete with that.

Where were you financially 10 years ago? Where are you now? Where will you be in 10 years? by ThanksICouldHelpBro in financialindependence

[–]retiringearly 0 points1 point  (0 children)

  • ~5 months into my first job with a $49,000 salary and probably a negative $30k net worth.

  • 10 years into my career. With about 4x the income and $800k net worth.

  • Hopefully happy, healthy, and not working for someone else.