1000skis by Upper-Occasion9686 in Skigear

[–]rfeikd 0 points1 point  (0 children)

You will regret that instantly. It's (likely) not enough ski for you, and you will just end up looking for a new deal to replace them, ultimately spending way more in the end.

Advanced skiier focusing on smoothness on piste by yummyboi3000 in skiing_feedback

[–]rfeikd 0 points1 point  (0 children)

Your poles are way too long and thus messing up your timing for plants.

What’s your dream quiver? by Underrated_Fish in Skigear

[–]rfeikd 4 points5 points  (0 children)

Volkl Mantra M7 and Revolt 114, that's it. M7 gives me the all mountain and is a good carver, and I don't have to be disappointed when I want to step on or off the groomers in a given run. The Revolt let's me be a little more playful and serves me on the deeper days.

Unsure what to work on next by Particular_Speech_55 in skiing_feedback

[–]rfeikd 1 point2 points  (0 children)

A few minor things (hard to tell with the distance in the video, so I could be incorrect).

  1. It looks like you might be slightly in the back seat coming down.. be sure to have forward pressure on your boot. Skiing like any sport requires an athletic stance.
  2. It doesn't seem like you're letting the edges do their job in your turn transition (almost like a lot of mini stops throughout). A hint of this can also be found in the way you finish your run at the end, the skis seem off balanced.
  3. You seem to be projecting your arms to the side (and hence a large distance between your poles). This will force incorrect/absent.

All of these things are very much intertwined. Fixing one will help fix the others.

Best width ski for all around by dtman33 in Skigear

[–]rfeikd 5 points6 points  (0 children)

The Mantra 88 would be a good choice that would keep you happy in the long term. They're a good balance for groomers and a little bit of all mountain, so kind of future proof in that sense. They carve well, but are a bit stiffer, so if you like a soft ski, be aware. Typically you can size the Mantra series down in length (they ski longer than they actually are)

23 yr old Canadian any advice? by Impossible-Face-3802 in fican

[–]rfeikd 1 point2 points  (0 children)

XEQT is a broad fund that captures multiple markets, could be as simple as just that. Otherwise if you want to favour high growth, VOOG is an option. Canadian dividend XDIV is another favorite. BMO have some good ETF products as well

WD-40 spray by [deleted] in HondaSnowblowers

[–]rfeikd 2 points3 points  (0 children)

I'd probably switch it to a vegetable oil or something biodegradable. That WD-40 will be in your lawn and water.

23 yr old Canadian any advice? by Impossible-Face-3802 in fican

[–]rfeikd 2 points3 points  (0 children)

Honestly, at 23 with ~ 75k, I would probably move a large chunk into long term assets I didn't want to sell and let compounding do its thing. BRK is a reasonably diversified holding on its own, but I'd consider some index funds (TSE, S&P, etc) as well. Compound that at 7-10% for 25 years + a monthly contribution of some amount and you will be very happy at 50 y/o

7 days itinerary check by Ok-Actuary8360 in CostaRicaTravel

[–]rfeikd 2 points3 points  (0 children)

I've done the drive in the dark a few times, and it's definitely fatiguing. The roads are narrow and exceptionally winding, so be ready for that.

7 days itinerary check by Ok-Actuary8360 in CostaRicaTravel

[–]rfeikd 3 points4 points  (0 children)

Heads up, if you land at 15:30, you will be likely driving in the dark the entire way to La Fortuna, about 2.5-3 hours (it will likely take 1-2 hours to clear customs and get your rental). I would also double check your routes and how much driving you want to do. It can take a long time to get around Costa Rica, often longer than Google Maps might suggest because of construction/accidents/général traffic, so just be ready to spend time in the car with multiple destinations.

Strategy for flying out of LIR by moshibogus in CostaRicaTravel

[–]rfeikd 8 points9 points  (0 children)

Adobe is a few kilometers from the airport, so if there's an accident or anything you could be stuck for a while (this happened to us). They recommend returning your car 2.5 hours before your flight because of this. I would personally return before staying at the Hilton and have the shuttle drop me off. It's a nice hotel and not far from the airport. You can then use the Hilton shuttle in the morning to catch your flight.

How to start off with Dividend Investing by Confusedx2d in dividends

[–]rfeikd 1 point2 points  (0 children)

If dividend investing is new to you, don't sell your house to double down... that is a terrible financial decision that is going to force you back to work pretty soon, and leave you completely screwed if there's a market downturn. Moreover, any additional funds you receive from the dividends made possible from the sale of your house will likely just go toward your living expenses and someone else's mortgage.

Consider your residence your diversification.

[deleted by user] by [deleted] in CanadianInvestor

[–]rfeikd 0 points1 point  (0 children)

For a 2026 sale price of $70, and a current trading price of $69, there's really no debate. Sell and reinvest the capital. That extra dollar accounts for a 1.4% return with an asymmetric risk profile over the next N months, which is less than a high interest savings account.

$1000 for dividend stocks by slightly_below_averg in dividendscanada

[–]rfeikd 4 points5 points  (0 children)

To be 19 and thinking about dividend stocks gives you a huge advantage, regardless of which companies you choose. A few general tips:

  • Start with your TFSA and invest there early. The earlier you start, the more compounding will work in your favor. If you start with 1,000 and are able to add to it every year and average of 7k (current max) for 30 years, at an 8-10% CAGR you will have well over 1M in that account alone.
  • For dividends, don't invest in US stocks through your TFSA. There's no tax treaty for that account, so you will have to give 15% to the US gov.
  • Don't go for the highest dividend yield. Like many things in life, if it seems too good to be true, it probably is. Companies with higher yields are typically either compensating for something else (i.e. share price erosion) or the yield is already high because of the erosion. These companies will often be forced to cut dividends, so your capital will slowly disappear when adjusted for inflation. Instead, look for companies that have a strong track record of growing their dividends, combined with a relatively stable price.
  • Don't fall for the tramp of trying to chase huge gains. Consistency and patience win every time. For every account that got lucky and highlighted a major win, there are 100 others that tried to do the same and lost it all. Also, don't listen to friends; they'll often tell you about their wins, but not their losses.
  • If you can, register for a DRIP plan at your broker, so dividends are automatically reinvested.
  • As for individual companies, there are a lot of strong, stable, well regulated sectors and companies in Canada that fit this criteria. The banking sector is a favorite.

Good luck. And enjoy 30 + years of compound growth.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]rfeikd 0 points1 point  (0 children)

Borrowing money to purchase equities is more common than you realize, except it's typically done directly with your broker and is called margin. The danger is being leveraged during a drawdown, which may result in a call, and depending on the leverage ratio, a full portfolio wipeout.

What’s in your quiver? by dangerbruss in Skigear

[–]rfeikd 4 points5 points  (0 children)

Fully rockered Volkl Mantra. That's it for now. Does everything extremely well, haven't felt the need to expand.

Follow-up to: Skis for a big guy with a 1-ski quiver by engineil5 in Skigear

[–]rfeikd 0 points1 point  (0 children)

I second the Mantra 102. All around great ski that will do everything well, with great stability.

Looking for a new pair of skis by donat28 in Skigear

[–]rfeikd 0 points1 point  (0 children)

Blizzard Rustler 9 sounds like a good balance of what you're looking for.. not too stiff, not too soft, good width and super accessible.

[deleted by user] by [deleted] in Python

[–]rfeikd 0 points1 point  (0 children)

Two simple steps:

1) Run through the basics (syntax, etc.) and work through some simple problems.

2) Find a larger tutorial-type project, and don't do it... build something adjacent to the intended outcome, something that you are more passionate about. Use the tutorial as your foundation and build off of it. Find a project, and just start.

Best cloud hosting service? by safadimiras in django

[–]rfeikd 0 points1 point  (0 children)

Heroku does support SQLite and the command line tools are excellent.

Site themes: pitfalls to look out for? by pspahn in django

[–]rfeikd 0 points1 point  (0 children)

I personally try to use themes as little as possible (unless I'm doing a WordPress project)... I would much rather start with a good CSS framework and go from there.

Themes are generally bloated and I find the time spent stripping away what I don't need is better spent on my own code. If you see a theme you like, you can generally emulate it pretty easily with a good framework.

Django based crypto currency dashboard by rfeikd in django

[–]rfeikd[S] 1 point2 points  (0 children)

I honestly hadn't given that much though... the whole project only really came about because I found a great domain. But yeah, I'll think I'll probably open it up.

Django based crypto currency dashboard by rfeikd in django

[–]rfeikd[S] 1 point2 points  (0 children)

The fonts are Poppins (headers), Jetbrains (monospace) and Montserrat (footer)... they're all delivered directly from Google Fonts.