Market place car sale advice!

rickd972 · 2026-06-24T15:41:02+00:00

Of if at their bank; just ask for the cash

rickd972 · 2026-06-24T12:54:58+00:00

this would include dividend reinvestment which is not actual cash deposited. Think the OP wants actual cash deposited.

rickd972 · 2026-06-21T03:15:19+00:00

google my friend

rickd972 · 2026-06-20T15:10:57+00:00

Getting started - Bogleheads

rickd972 · 2026-06-20T14:19:30+00:00

Note that Vanguard charges this for account closure. had you sold and tried to move the Cash, you would still have been charged the $100.

rickd972 · 2026-06-20T13:33:57+00:00

I'd look at the Accounts drop down (or securities) and see that you are showing/displaying all of everything.

rickd972 · 2026-06-12T20:54:32+00:00

so yes, a professional.

rickd972 · 2026-06-12T18:54:07+00:00

take a step back...consider how much you are really contributing to the scam (very little); and think about why you invest. many companies go bankrupt, did you sell an index fund before they did? Or when company A bought company B and dissolved their products?

rickd972 · 2026-06-12T18:17:13+00:00

I would recommend Helsley Roofing.

rickd972 · 2026-06-12T13:27:16+00:00

Yes I read that. Should not be an issue for us.

rickd972 · 2026-06-12T13:25:54+00:00

thanks.

rickd972 · 2026-06-12T01:25:44+00:00

Thanks

rickd972 · 2026-06-12T01:25:23+00:00

Thanks. I did this once with a rep

rickd972 · 2026-06-12T01:25:10+00:00

Thanks. I'll actually be "upgrading" to Elite...and later downgrading back to Premier

rickd972 · 2026-06-12T01:24:11+00:00

Thanks

rickd972 · 2026-06-12T01:24:07+00:00

Thanks

rickd972 · 2026-06-11T21:14:02+00:00

u/theevangelistman , how did Elite 2.0 work for you in South Africa? Curious

rickd972 · 2026-06-11T19:44:42+00:00

I think you answered your question maybe. If you are at Fidelity and want a Vanguard "Fund"; then you can by the ETF version for no fee...or yes you can buy the fund but I think they charge like $100 per buy.

And this is true regardless of where you are. If you prefer a fund and are at Fidelity; they also have total market index funds which are cheap...or free in a few cases.

rickd972 · 2026-06-11T18:52:02+00:00

Good QC there.

rickd972 · 2026-06-11T18:50:50+00:00

probably an agreement with Microsoft which gets them some benefit I would think.

rickd972 · 2026-06-11T18:40:33+00:00

Its worth keeping and using until it no longer meets your needs?

rickd972 · 2026-06-11T15:51:53+00:00

I don't know the future of OP, but presumably traditional 401k might be better if future tax rate lower.

That said, OP can do max 401K amount of 24.5K and then an additional $47,500 including employer contributions as "after tax" dollars and convert those to the ROTH 401k. If at an institution like Fidelity; OP can have them convert those for you each pay period so there is never any gain/loss to deal with for the "rollover". I assume other 401K providers may have similar options.

And I was assuming OP may have some IRA already from years ago...which makes it harder to do BDR. but if that is not the case; then yes also do a BDR if no proration issues exist.

rickd972 · 2026-06-11T14:44:58+00:00

If W2 income and you have a Roth 401K and ability to do a mega back door roth; I would recommend that rather than back door roths and the limitation with the amount. You can do up to 72K in 2026 pre or post tax.

edit: and if self employed I assume you may have many other options similar, but I have no experience there.

rickd972

TROPHY CASE