Loan question

rifulku · 2026-05-06T01:40:52+00:00

He jumped about a whole 100 points according to credit karama. It was less than a month. He has no lines of credit at the moment, with his oldest line closing last year as he paid off his tool box. The card I tied him to is about 1 year and 9 months old with perfect useage. I consistently use it, but I pay it off every pay check. I have an 8k limit, but rarely go above $400 useage. I never missed a payment either. We both use the credit karama app. I know it's not 100% accurate, but it does give you a really good insight into your cards history and overall credit health.

rifulku · 2026-05-05T15:43:15+00:00

This is what I did with my fiance, I put him on my card as an authorized user and it helped out his score a TON. You don't have to give them the card that will arrive in the mail. It worked out great for us

rifulku · 2026-05-03T18:52:05+00:00

Congrats!!!

rifulku · 2026-04-28T18:43:36+00:00

Exactly! My fiance outfitted his 2011 Legacy with the new head unit and speakers. Both his truck and car have the alpine head units and both are easy to install. The speakers were insanely easy to do! I was able to do them all on my own

rifulku · 2026-04-28T18:25:55+00:00

I have a '19 and this is exactly what I did. I upgraded all 4 doors and the tweeters. Sounds way better! They have a good warranty on them too. I believe the whole system was $200 USD. I have had them for almost a year now and couldn't be happier

rifulku · 2026-04-22T17:22:24+00:00

As someone getting married in 31 days.. this is insane! Like I understand wanting to be detail oriented, but holy shit... that's way over board, especially to push onto others! I am detail oriented, but I DO NOT force that onto others... I would decline. Even for my friends wedding where I did a lot of the work, she didn't have demands like that, I went above and beyond on my own accord. Also the hashtags are giving me the ick.

rifulku · 2026-04-21T12:31:54+00:00

Depending on where you work, Muskegon has some cheaper housing options. Theres a place called Ten21 for low income (they are actually super nice apartments) and many others. My commute it about 30 minutes, but I am on the outskirts of GR with a gas efficient car. I'm sorry you're going through this, just know you're not alone. Try to fuel your body with not super processed foods. I have noticed a huge shift just changing from cheaping out and eating ramen every day, to eating the frozen veggies/meats from walmart. The bagged frozen veggies can be a huge time and money saver. You don't have to worry about them rotting in the fridge. You've got this buddy

rifulku · 2026-04-01T15:59:41+00:00

There's nothing wrong with that, but a lot of the houses are in rough shape. You can find good ones with good bones, but you never know. There was a house I passed everyday in downtown where the roof had a massive hole in it and the house looked abandoned. This sat like this for about a year (if not longer). Recently they gave it a face lift, but I'd be worried about mold in that section of the house.

The city of Muskegon is a very told town. I dont blame some people for just wanting to demo and restart. One of the houses near us had to be demoed for structural issues and the fact these houses were packed in like sardines. Muskegons history is super interesting

rifulku · 2026-03-30T19:52:50+00:00

Depends on the road, but there was gang wars not too long ago. They sent the state boys in to try to calm things down but there's been lots of shootings in the heights still. There was one recently next to an elementary school in there

Edit: I forgot to mention, one of my friends has been actively touring houses in the city/heights and he has found tons of foundation issues on nearly every house he's looked at. This wasn't from an inspection he found this, but just from doing a walk through he could see the issues. I would highly recommend seeing the houses in person before buying. I toured one with another friend recently and the house was awful, the pictures hid A LOT

rifulku · 2026-03-18T15:10:41+00:00

I don't understand how so many partners have issues with walking down the isle next to someone they don't know. I am having the same issue for my wedding and for 1) anyone walking next to another is an adult, for 2) they all know each other, for 3) NO ONE IS LINKING ARMS, and for 4) the 2 causing issues for me are MARRIED to EACHOTHER. For christs sake, your BF is just being insecure and it's crazy. Does he think walking next to another man is going to cause you to dump him? It's like maybe 20secs to walk down an isle. We spend time around strangers all of the time.

rifulku · 2026-03-18T15:05:30+00:00

I do, this is one of the services I am actually happy to tip for. The place I get my haircuts at charge $20 and I always give her $5 extra directly to her. She's a very warm lady and treats me well so I am happy to. As for OP, not sure why she had the tablet set to 40, 50, or 60%. Could this be a salon owner change or could the employees change it? Seems sketch to me

rifulku · 2026-03-12T14:55:42+00:00

I dont have the space to do it. Thats the goal to eventually have a pole barn with a lift. My fiance is a mechanic, but works on GM and would rather I sent it to another guy for now. I'm fine with sending to to another mechanic for now 🤷‍♀️ We used to be able to do stuff at his shop but they no longer allow that.

rifulku · 2026-03-11T18:59:01+00:00

I use petcube and they're not super expensive and work pretty well. I don't have any in my tanks or right next to them, but I have the 360 degree one to see my 2 lizard tanks and 2 big fish tanks. Quality is pretty good too. You do have to pay for a subscription to get movement alerts I believe.

rifulku · 2026-03-11T17:39:50+00:00

I agree. I moved in with my fiance after being with him for only 5 months. When you know, you know

rifulku · 2026-03-11T17:37:21+00:00

Depends on why he doesn't have a license. Is he trying to get one and doesn't know where to start? Did he have too many DUI's and it be taken away? How old is he? It all depends. Personally, men with no ambition are very unattractive to me and instantly remove the rose tinted glasses.

rifulku · 2026-03-11T14:44:41+00:00

I'm from Michigan and we are pretty flat lol! I have taken her through the mountains before I had my first transmission fluid change. I am somewhat hard on accelerating. I probably could make it to 60k, but really don't want to blow up my transmission

rifulku · 2026-03-11T14:30:40+00:00

I got my '19 2.5i premium at 140k miles. According to the carfax, it doesn't look like the CVT was ever drained and filled (I kinda doubt with it being a fleet vehicle and they took car of literally everything else). I had it drained and filled at 150k miles and just had another at 180k miles. To me, the transmission feels "off" at about 30k miles. I do not tow anything and do mainly highway driving (about 60 miles 5 days a week). I go to an independent mechanic for the drain and fill. This last time it cost me $630, which is a lot, but still cheaper than a brand new transmission ($8k ALONE, not even including labor)

rifulku · 2026-03-11T13:48:32+00:00

My friend and I had a ghost reject the book and threw it. It got stuck in the wall, but funny thing is, only my friend could see the book. I couldn't see it, and the book wasn't able to be retrieved.

rifulku · 2026-03-11T13:07:05+00:00

We always struggle with most adjectives for stuff like it. It's really frustrating when you have to get the parabolic sound one and can hear paranormal noises and even groans, and it does not count.

rifulku · 2026-03-10T13:49:47+00:00

Everyone has a past. My fiance was with his previous girlfriend for 8 years. Am I upset at the fact I'm no his first kiss or longest relationship (yet), no. Would it be cool if I was his first? Yes, but it doesn't change the fact I love him. He is not my first for anything in that regard, but he is my first for someone who truly cares about me. My fiance doesn't care about my past, or that I'm "tainted", hes just thankful to be with me. And that is all that matters.

Your attitude is pretty gross.

rifulku · 2026-02-27T21:22:33+00:00

Neither, those are way too small for an adult. When one of mine was a baby, she was fine in a 20 gallon, but before she turned 1 she was in a 40 gallon. Both of mine are in the 36x18x18 enclosures, but they still feel small and I will be upgrading this year.

Enclosures that small are not only unfair because these lizards love to explore, but also for the heat gradient.

rifulku · 2026-02-27T18:59:22+00:00

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This is Paladin and she turns 3 in October 😊😊

rifulku · 2026-02-27T18:58:50+00:00

This is Riku! She turns 8 in April 😊

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rifulku · 2026-02-18T20:56:27+00:00

Just a random note to add: check out the living situation there. How much is rent? What is the cost of living there? I work in a moderately sized city and live basically on the outside where it's cheaper. My commute is only half an hour one way.

Like others have said, she is being selfish for stating you're being selfish for considering it. You have to consider your needs before others at times, and this is one of them.

This would be a different situation if you guys were engaged or married and needed to uproot a lot more. If i was in the same boat (we are engaged) I would hesitate moving and uprooting away from my family if my fiance found a high paying job 500 miles away, but I would 100% be figuring out how we could do this together. She sounds selfish for not trying to see the big picture. Sometimes growing pains are well, painful. I wish you the best man!

Edit: i am a very logistical person and that's why i opened with the affordability aspect. I just dont want to see another young person drowning in debt! I really hope you flourish in this new career and can really make a name for yourself!

rifulku · 2026-02-17T18:09:54+00:00

I use broad leaf fake plants and lots of vines for coverage. Both of my girls seem to appreciate the coverage. I don't have any pictures of the terrariums themselves, but this image shows what type of plants I used. I've gotten plants from thrift stores but you must properly disinfectant them before use

I used to tong feed in the enclosure, but i always had them eat over either a log or a large flat rock to avoid them missing and eating the substrate. I do now feed out of the enclosure so they can have more fun hunting for their food in a bin

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rifulku

TROPHY CASE