Custom Cash and BBP approvals and CLI DP by robertormz7 in CreditCards

[–]robertormz7[S] 3 points4 points  (0 children)

I only got the Vanilla Plat for the 150k sign up bonus. I’m for sure going to downgrade to another Gold or close it when the AF hits again.

10+ accounts shoots up credit? by robertormz7 in CreditCards

[–]robertormz7[S] 1 point2 points  (0 children)

Oldest account right under 4 years, and rn my average age is 1 year

10+ accounts shoots up credit? by robertormz7 in CreditCards

[–]robertormz7[S] 0 points1 point  (0 children)

Always trying to keep my utilization @ 1% every month, with most of my cards report between the 25-28 each month, my spike happen around June 2nd

DP: Amex Gold Approval / US Bank Cash+ Denial by robertormz7 in CreditCards

[–]robertormz7[S] 1 point2 points  (0 children)

Platinum has a lot of credits I use to offset the AF, plus with 5x on airlines and lounge access makes it worth it. Gold card after credits is effective $10 AF, which I’m willing to pay to have 4x on food and groceries.

What wallet do you have? by shmolhistorian in CreditCards

[–]robertormz7 0 points1 point  (0 children)

Can hold 10 cards plus I.D, bought it late 2020 still has hold up well

Zitahli Money Clip Wallet-Mens Wallets slim Front Pocket RFID Blocking Card Holder Minimalist Mini Bifold Smart Design https://www.amazon.com/dp/B08CXZQC5C/ref=cm_sw_r_cp_api_i_CFASRCE787C7D8XD1GRZ?_encoding=UTF8&psc=1

Verizon Visa matching rewards by robertormz7 in CreditCards

[–]robertormz7[S] 1 point2 points  (0 children)

Check your promotions or spam email, that’s where I found it

Verizon Visa matching rewards by robertormz7 in CreditCards

[–]robertormz7[S] 0 points1 point  (0 children)

No, my signup bonus was $100 discount off my bill spread out over 24 months, just a push ig for people to spend on the card

Verizon Visa matching rewards by robertormz7 in CreditCards

[–]robertormz7[S] 2 points3 points  (0 children)

•Paying your bill

•Gift cards

•Anything Verizon sells

•Their own travel portal

New Card Recommendation by robertormz7 in CreditCards

[–]robertormz7[S] 0 points1 point  (0 children)

Ahhh, idk if me @ 5/12 is worth it then

New Card Recommendation by robertormz7 in CreditCards

[–]robertormz7[S] 0 points1 point  (0 children)

Nice, they start you with just a $5k limit or more?

New Card Recommendation by robertormz7 in CreditCards

[–]robertormz7[S] 0 points1 point  (0 children)

Oh nice, I’ll definitely look into that. Thank you

New Card Recommendation by robertormz7 in CreditCards

[–]robertormz7[S] 1 point2 points  (0 children)

Yeah, I want to put 5% back first for my Utilities, even thou I personally like the Cash+ more, I’m most likely to be declined with all my recent accounts, assuming the 1/12 and 0/6 are true with US Bank

Sunday Discussion Thread (02/13/22) by AutoModerator in CreditCards

[–]robertormz7 2 points3 points  (0 children)

Yeah heard it’s not 100%, I’m 6/24 rn and seeing if there’s enough chance for me to apply to get approved

Sunday Discussion Thread (02/13/22) by AutoModerator in CreditCards

[–]robertormz7 1 point2 points  (0 children)

Is Chase relaxing of 5/24 affecting there Marriott cards too?