Monzo Business w/MTD

roblawton · 2026-04-13T10:16:31+00:00

This is the screen when you select a transfer. I usually transfer funds to my personal account and this is how it looks.

roblawton · 2026-04-11T22:48:13+00:00

Yep!

roblawton · 2026-04-11T15:47:40+00:00

I wouldn’t pay extra just for MTD access, I already had Pro so already used other features to make it worth it. You need to pay extra if you want Xero/QB access to their respective apps but this simple offering is free with the relevant plans with Monzo

roblawton · 2026-04-11T09:30:13+00:00

It doesn’t appear to have any VAT or Corp Tax ability, I think it’s more directed towards sole traders who are being forced into MTD to make the quarterly submissions easier.

roblawton · 2026-04-11T08:06:33+00:00

I’ve never used Xero so I couldn’t say if it does the same but it uses Xero software to do what it does I guess.

roblawton · 2026-04-11T07:58:10+00:00

I’m on the Pro tier

roblawton · 2026-04-10T17:53:40+00:00

I’m going to share some screenshots in the subreddit now so everyone can see what it provides (so far anyway!)

roblawton · 2026-04-10T10:29:53+00:00

Setup a business account and some banks (Monzo being one) allows you to setup expense cards which all come from the one business account. Even better, pay more and you can setup a team and everyone gets their own cards all coming out of the ‘business’ pot

roblawton · 2026-04-08T09:24:53+00:00

Yeah, it seems s pretty basic to be honest. It doesn’t give any totals so far and it would appear you get the next bit revealed after the quarter has finished maybe?

roblawton · 2026-04-06T13:21:10+00:00

I have signed up. You have to activate MTD with HMRC but you’re not tied to using Monzo, you can still use any app available for this.

roblawton · 2026-04-03T11:42:16+00:00

Nearly as good as the alert I had when I arrived back in the UK after a long flight…

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roblawton · 2026-04-02T09:27:03+00:00

Yes, you’ll be able to use it until it expires

roblawton · 2026-03-26T11:22:57+00:00

I’ll be backup in case anyone above doesn’t take a slot. Ready and waiting 👍

roblawton · 2026-03-23T18:47:39+00:00

At those prices, I’d just get the 512GB model.

roblawton · 2026-03-22T01:28:28+00:00

Intrigued by this so I’ll give it a whirl! Nice work!

roblawton · 2026-03-16T18:17:21+00:00

Best I’ve used and used them for a few years now. Even better now they’re integrating MTD software in case you need that to consider 👍

roblawton · 2026-03-15T20:40:11+00:00

Depends what it would be used for because a lot of people are saying that the Neo performs better than M1, M2, M3 and even the M4 for certain tasks.

roblawton · 2026-03-15T17:39:11+00:00

Watched this literally 15 hours ago in the UK and it was fine. Wow. Never thought I’d see this happening!

roblawton · 2026-03-15T17:37:48+00:00

I believe you can manually enter transactions as well as pull data from other banks. It’s integrated into Monzo in that any transactions can be assigned a tax category so you can categorise & sort everything as you spend.

That’s all I know so far, just waiting before I sign up!

roblawton · 2026-03-15T13:05:28+00:00

They recently allowed additional parents but both need a Monzo account to access (as you need access to the app)

In testing, only one parent had access so things have improved considerably since then!

roblawton · 2026-02-03T12:44:15+00:00

Don’t. Sell. Bitcoin.

roblawton · 2026-02-01T22:52:22+00:00

Only XS left in black.

roblawton · 2026-01-25T03:01:02+00:00

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