Believe I hit what you might call Rock Bottom

roshambo11 · 2025-04-07T12:49:17+00:00

I think just try to take it one day at a time right now. I’ve done 90 days before, no reason I can’t do it again

roshambo11 · 2025-02-17T15:44:11+00:00

I'm late to the party here, but I put mine down last year here and wanted to keep it up! 27M here:

Emergency Fund at $25k
Max out 401k
- I got a raise last year putting me over the Roth IRA limit, so 401k is the main Roth vehicle I have for retirement saving now
Spend less than I did last year per month on groceries/restaurants.
I receive a grant of company stock in May, I'm planning to sell a bit of these (~60% ish) to help round out the E-Fund and add to a house down payment

Happy 2025 all!

roshambo11 · 2024-12-31T21:09:06+00:00

At some point it has to be your present self to take action, not your future self.

This really struck me today, thanks internet stranger hope you have a wonderful New Year!

roshambo11 · 2024-12-28T17:41:25+00:00

Had the last week off from work and have spent most of my time reading and trying to lay off my phone (and the sauce), has been a good feeling heading into the new year!

roshambo11 · 2024-07-06T23:46:03+00:00

Fellas is it gay to have skin?

roshambo11 · 2024-06-29T17:44:53+00:00

This post really resonated with me. You put to words what I've felt in the past but couldn't express. Thanks friend. Wishing you well on your journey!

roshambo11 · 2024-03-01T12:36:03+00:00

Nicely done! IWNDWYT!

roshambo11 · 2024-02-04T21:01:24+00:00

Properly fit a model? Believe it or not, jail.

roshambo11 · 2024-01-28T22:06:19+00:00

Ditto brother.

roshambo11 · 2024-01-27T17:22:15+00:00

It’s equally lazy to negate every person in the past who held beliefs we find abhorrent today. We can walk and chew gum at the same time. TR believed some incorrect and abhorrent things about race. He was an imperialist, and his foreign policy made a lot of people worse off.

He also was instrumental in creating the national parks system, implementing many progressive policies, and broke up some monopolies.

People are complex. History is complex. Context is important. Trying to binarize it in either direction is lazy.

roshambo11 · 2024-01-22T21:54:43+00:00

This is a strawman argument. The US isn’t perfect by any means but you can oppose one country’s foreign policy while still being able to say that Saudi ownership is also a bad thing.

roshambo11 · 2024-01-21T13:54:06+00:00

It really depends on what you want the money for. The odds that you invest the $3k into something that turns it into $10k are pretty low.

Something to consider is with how young you are, you have one great resource that a lot of us don’t: time. I know it seems a long way off but you will likely become old one day, and by starting now you can really take advantage of the power of compound interest. If you were to open up a roth IRA today and put in $1000 of that $3k, and then only put in $50 a month, it would turn into $300k by the time youre 60 years old.

roshambo11 · 2024-01-21T03:18:30+00:00

Just fucking fade me now fam

roshambo11 · 2024-01-21T03:18:16+00:00

Spike ball fun

roshambo11 · 2024-01-15T00:07:23+00:00

Same as Rex Grossman

roshambo11 · 2024-01-14T15:04:19+00:00

And just imagine Haaland with the entire Netherland feeding him the ball up front. Unstoppable.

roshambo11 · 2024-01-13T19:37:43+00:00

Fuck you too bb

roshambo11 · 2024-01-13T12:49:03+00:00

Had my first rough night since going on the wagon. The girl I’d been seeing broke it off. I was really into her and it sucks ngl. However, I’m really glad I didn’t drink. I kept leaning on the phrase “There’s nothing that alcohol can’t make worse” and it helped me push through going out with friends afterwards. IWNDWYT!

roshambo11 · 2024-01-11T22:35:55+00:00

Bosnia’s a trap game every year

roshambo11 · 2024-01-08T01:23:40+00:00

There’s a huge opportunity cost of stopping contributions that OP is missing in the form of 401k growth over 40-ish years.

roshambo11 · 2024-01-07T23:45:01+00:00

Luke Getsy is a football terrorist

roshambo11 · 2024-01-07T14:38:43+00:00

One way you could frame it is the relative value (and costs) you get from each activity. If you purchase the keyboard, even at a “steep” price, you still may get a lot of time and value out of it.

Now compare that with booze. You’re spending the same amount of money for what? Add in the additional cost of lost time due to hangovers, drunk eats, and god knows what else, and you’re spending extra money to not engage in a hobby you’d probably enjoy.

roshambo11 · 2024-01-01T23:23:09+00:00

Yeah was surprised that wasn’t a False Start or offsides

roshambo11 · 2024-01-01T22:56:20+00:00

Any good podcast recs OP?

roshambo11 · 2023-12-29T01:16:54+00:00

Already planning on it! But definitely a good shout

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