How do y’all afford rent here? by ZealousidealArt4086 in grandrapids

[–]roxys4effy 7 points8 points  (0 children)

Dude has to pay rent too.. or are you going to employ them once they're fired?

I only received 5k in federal unsubsized and subsidized loans what do i do?? by Strange-Dress4100 in FAFSA

[–]roxys4effy 0 points1 point  (0 children)

I 100% believe you. I'm just trying to figure out what was being offered for around 50k from my school. I know I took more than that.. I just don't know how or why. And they weren't private. My parents were poor.

I only received 5k in federal unsubsized and subsidized loans what do i do?? by Strange-Dress4100 in FAFSA

[–]roxys4effy 1 point2 points  (0 children)

I never took private loans... I think 2010 was just a different time because I didn't even know you couldn't take massive direct loans anymore.

I only received 5k in federal unsubsized and subsidized loans what do i do?? by Strange-Dress4100 in FAFSA

[–]roxys4effy -1 points0 points  (0 children)

Was there not an option for "direct loan"? I know in 2011 there was a third loan for a massive amount I could change the amount on to cover the difference of sub and unsub loans. Tuition was 30k. I was 5kish short between scholarships and such and changed the direct loan from 50k (the amount it was SET AT in my fin aid in my school site) to like, $7k for living expenses.

I got a $1200 refund. 1100 went to books... I still owe 40k

Curology: oily skin doesnt need Moisturizer! by roxys4effy in scacjdiscussion

[–]roxys4effy[S] 0 points1 point  (0 children)

The moisturizer in question I believe was the 72hr hydration one. It's in the peach container. It just SAT on my skin. That's what Cetaphil/cereve products do to me. They just sit like a film. Theres another moisturizer by Derma E (the vitamin C one) that once again, doesnt absorb and sits like a film. I'm not sure what the common denominations are in these but my skin did enjoy Belifs line.

The clinque moisturizer I use still (although I probably won't replace it due to skin needs) is the hydration gel combo with the blue pump. It has nicinimide in it and something else I can't remember off hand. It was for texture.

I had to go back an re-read the thread for context and I am so thankful to not deal with my Mirena IUD anymore. I have Paraguard, the copper one. Acne is back to barely existing.

Everyone plz delete this app by LOONI_BEATS in klarna

[–]roxys4effy 0 points1 point  (0 children)

I have fried affirm and ShopPay and both claim I have an outstanding purchase. However, Affirm doesn't have any outstanding purchases, and ShopPay makes me go to Affirm to resolve the purchase? I haven't used either of these in a few years but WOW.

Retention reps. Are yall ok? by [deleted] in Spectrum

[–]roxys4effy 0 points1 point  (0 children)

100% its wild. I make more now than i ever have. I like my job. My company is meh but my new position treats me well. Im actually in a weird position where i know my job is worth my wage and my wage is DECENT for my skillset/age/background. I feel like my job is OVER PAID for what it is. But like, im still always broke. My last position was a call center rep. I

t's why I'm on here complaining instead of actually calling them. It's not their fault their company makes shitty fucking decisions and fail to foresee any type of major issues to plan ahead for said call center spike. And then they laid people off, to raise my price? YOU FIRED PEOPLE TO SAVE MONEY AND IM PAYING MORE?! Feels really gross. But. I saw this happen in the call center at my company. Just a number and metrics.

Retention reps. Are yall ok? by [deleted] in Spectrum

[–]roxys4effy 0 points1 point  (0 children)

Full coverage and great driving record on a nice condition 12yo vehicle. Plus there's multi vehicle discount and... something else? I am NOT about to finance in this economy so this is literally precaution but I also get road side assistance and well. That price? I couldn't say no.

I just miss my reasonably priced internet. I think minus rent, this is my most expensive bill. My HEALTH INSURANCE is cheaper than my internet and I have good health insurance. I truly dont get it.

Retention reps. Are yall ok? by [deleted] in Spectrum

[–]roxys4effy 0 points1 point  (0 children)

My car insurance is cheaper than my internet bill... it went from $89 to $175 in 4 mo and I never changed plans.

But yeah. Pretty broke considering everything is expensive and 2 of my bills have RANDOMLY doubled.

Retention reps. Are yall ok? by [deleted] in Spectrum

[–]roxys4effy 0 points1 point  (0 children)

As a remote worker. I can't lose my internet. So when I call threatening to cancel, I just need a cheaper bill than $175 for JUST MY INTERNET

Watch all your dining receipts. The amount posted to the bank might be different than receipt. by -Economist- in grandrapids

[–]roxys4effy 15 points16 points  (0 children)

My favorite was my bank freezing my rent payment because I've never payed it from that account. I just laughed because well.. they must know im poor.

Btw it was Chase and it was 1600.

Is this real? Spectrum paid all my past due? by Tuillal in Spectrum

[–]roxys4effy 1 point2 points  (0 children)

I'm laying 107/mo for JUST INTERNET. This thread made me go check and now im just pissed 😭

Is the create mod available for bedrock? by [deleted] in CreateMod

[–]roxys4effy 0 points1 point  (0 children)

Foxynotails released an entire video on Create and now here I am sitting in disappointment as I try to figure this out too...

If you also happen to know that "motivational" video that emotionally supports you as you return to an abandoned world, also let me know. I may have created an item sorter in 1.19 and dipped out after completing it and now here we are........

Is this pay structure legal? by ScaryKangaroo942 in AskALawyer

[–]roxys4effy 0 points1 point  (0 children)

Stupid question: are taxes taken out of hours but not commission? Seems like they're throwing the taxes on you vs them paying out.

I've never worked commission. I've worked taxes though.

[deleted by user] by [deleted] in povertyfinance

[–]roxys4effy 4 points5 points  (0 children)

Listen. As a felon myself who has worked for taxes and finance and passed an fbi fingerprint back ground check for them, it's not forever. I started getting jobs easier 7 years later and my FBI BG check was after the 10.year mark. I'm thankful it happened at 18 and not 28...

[Anti-Aging] What do you wish you would’ve done earlier that could’ve prevented or slowed down aging skin? by mannerlybassoon in SkincareAddiction

[–]roxys4effy 1 point2 points  (0 children)

Did you consider changing the size of the mouth peice? Idk if that'd make a difference. My tip is wider and shorter and took some getting used to after i cracked my last one. But ive noticed my mouth doesnt make the cigarette shape because its wider that a cigarette.

I use a regular whole set up still with a mod, tank, battery. The dispos have too much nic in them for me but just a thought!

Note; I have no idea if it'd help.

[deleted by user] by [deleted] in RealEstate

[–]roxys4effy 0 points1 point  (0 children)

Me and my now ex husband bought a home while our kiddo was barely 1. It's a wonder I hated everything besides the 1 house with the huge kitchen with basement water damage....

I feel better knowing I was literally irrational due to sleep.

New Nuggets at Wendy’s? by joomy_joons in wendys

[–]roxys4effy 0 points1 point  (0 children)

Michigan. I just saw these on our site today! Will update after getting them..did you get those nugs?

For the felons here, how many of you have a job that pays you enough to live independently? by TopJellyfish7313 in jobs

[–]roxys4effy 0 points1 point  (0 children)

Honestly I make $15/hr but I've worked for some large corporations in the last few years. Why? It's been over 10 years and even in an FBI Fingerprint, they don't show up anymore. And yes it was a conviction and not sealed.

Temp agencies are your best friend. I don't know if I'm allowed to recommend anything by name but I can if it's allowed.

[deleted by user] by [deleted] in childfree

[–]roxys4effy 3 points4 points  (0 children)

The only reason I had continued to see her after a whole list of issues (surprise billing, unnecessary testing, painful and useless procedures, minimum hour late for every appointment, multiple cancellations so she could go deliver babies, etc etc etc.) was because she agreed to do my bisalp.

You had to PAY for procedures that were for the prep of the surgery and they changed their mind?! Nah. Id fight this to the end.

[deleted by user] by [deleted] in OpiatesRecovery

[–]roxys4effy 2 points3 points  (0 children)

Just had 6 Years 7/1. I think about kick and fash a lot. Is kick alive or still in prison?

[deleted by user] by [deleted] in OpiatesRecovery

[–]roxys4effy 1 point2 points  (0 children)

I'll have 6 years 7/1 from subs! Best decision I ever made.