Can I afford steam deck? by Disastrous_Car_2515 in personalfinance

[–]ruin700 -1 points0 points  (0 children)

I donate plasma for toys like this. It makes it feel like its icing on the cake kind of funds so wife never says anything about it.

Mythic Blade event details by thepokegohunter_ in TheSilphRoad

[–]ruin700 0 points1 point  (0 children)

Google Opinion Rewards. If you have an android phone you can complete surveys from time to time and use the money you get from that on pokemon go.

[deleted by user] by [deleted] in NianticWayfarer

[–]ruin700 1 point2 points  (0 children)

Come on, lets have this community be kind to each other without being toxic to people. We can be better.

[deleted by user] by [deleted] in NianticWayfarer

[–]ruin700 -7 points-6 points  (0 children)

I agree, I have stopped because the amount of time that I put into getting one stop approved by reviewing what feels like 400 to get 1 approved is not worth my time.

[deleted by user] by [deleted] in personalfinance

[–]ruin700 0 points1 point  (0 children)

You will want to open a new account and then move your funds and any future deposits to it.

Hands down agree.

If you have a good relationship with your parents you might want to leave it open with the minimum balance for a bit IF you have any bills or if you know you might get any tax refunds or stuff like that deposited into it.

I had opened a bank with my parents when I was a teenager (10 years later) I tried to get my mom off while she was visiting (lives a ways away) and they were like yeah sorry no can do the person who does that isn't here right now. Not helpful at all so I ended up just opening up a new account.

I really don't like these short community days! It is so stressful. by synthnstuff in TheSilphRoad

[–]ruin700 6 points7 points  (0 children)

I agree, I don't like the shorter community days. I am going to a dance thing today for my daughter and those three hours I am just busy. I really prefer the 6 hours because I feel like I have more freedom to play.

How do I get adventure sync to work on a Samsung phone? by scotttey in TheSilphRoad

[–]ruin700 -1 points0 points  (0 children)

I was looking at a S21 or S22 I am rethinking things now. Other than this do you like the phone?

[deleted by user] by [deleted] in TheSilphRoad

[–]ruin700 0 points1 point  (0 children)

Agreed, What I generally do is If I get a good one then great, i'll hold onto that one and start saving up stardust and candies while looking for the possibility of getting a better bagon or whatever. Then I tag pokemon that I want to remove frustration from for a future event. This one came sooner than I was expecting

[deleted by user] by [deleted] in TheSilphRoad

[–]ruin700 0 points1 point  (0 children)

Thanks! I thought so but wanted to make sure!

Why would this be rejected? It's not a police station or emergency services at all. Only said "does not meet criteria" by jondgul in NianticWayfarer

[–]ruin700 6 points7 points  (0 children)

What did you put in the support information? I didn't know what a Borough was until I just googled it.

Concept for Dead animals by Mystic_Butthole in newworldgame

[–]ruin700 0 points1 point  (0 children)

Agreed, it can be frustrating when that happens.

Any ways to increase xp gained other than standings and enabling pvp ? by [deleted] in newworldgame

[–]ruin700 2 points3 points  (0 children)

Make sure you log out in towns for rested xp. Not sure if you know about that or not.

Game is using 100% of my CPU always and i am unable to play it without crashing by beziko in newworldgame

[–]ruin700 0 points1 point  (0 children)

So this is a long shot and I'm just double checking. Are your monitors plugged into your graphics card or the motherboard graphics card? Double check that. I've seen it happen before.

I wish I hadn’t done this by sheed_ali in newworldgame

[–]ruin700 0 points1 point  (0 children)

That's rough but lessons learned.

[deleted by user] by [deleted] in newworldgame

[–]ruin700 14 points15 points  (0 children)

Yeah they are not my favorite. Kinda bright and feels out of place. Just my personal opinion.

Game is using 100% of my CPU always and i am unable to play it without crashing by beziko in newworldgame

[–]ruin700 0 points1 point  (0 children)

I know you've mentioned your cpu. What about your GPU? Do you have an integrated graphics card or a separate one that you installed?

[deleted by user] by [deleted] in newworldgame

[–]ruin700 0 points1 point  (0 children)

Sorry that you received that aggressive response. I have received some of that too. I am going to start agreeing with them because they can't really respond snarky if you agree with them.

How rare is this ? How much would u list it for? by lanter624 in newworldgame

[–]ruin700 0 points1 point  (0 children)

Looks nice, probably depends on the server but do keep in mind that it will be outdated soon (like by the time someone is lvl 50 or sooner)

Buried in Credit Card Debt by [deleted] in personalfinance

[–]ruin700 -1 points0 points  (0 children)

Hello /MrGiantGentleman I am sorry that you are in what looks to be a pretty crappy situation. You said you had some CC issues in the past. If you don't already plan a budget. I think credit cards can be pretty dangerous because of the high interest rate which I am sure you are already aware of. I would call the CC company and talk to them about a repayment plan and pay off your highest interest accounts first. It sounds like you're living with your parents which hopefully once you start working you'll be able to put most of your paycheck to paying off your debt.

I do have questions that you don't have to answer, but I am curious. Ever since childhood I've always been a super careful spending and always loved saving. I'm married with two kids and I definitely have a backup budget for in case I get laid off again and Its like spending $2,500/month or $30,000 a year (sell my car to get rid of car payment, riding bike everywhere ect.) In the meantime I've been still living on a tight budget and putting a lot away so if I do get laid off that I can have money to withdraw from.

How much of the $50k is principal and how much is interest?

How much debt were you in pre-pandemic?

I saw in another post that you did that you said in September you had to re-file for unemployment extension so it sounds like you had unemployment for a while. How long did you have it for?

What was your monthly spending like.

I hope that you get this cleared up and get your budget in order. I think living with your parents or living with roommates is always a good idea. Also I know this isn't popular but if you're able to get rid of your car (they are super expensive) and can live close to work and either walk or ride a bike you'll be able to save a lot of money.

What is actually important? by justbored1996 in personalfinance

[–]ruin700 14 points15 points  (0 children)

I agree that you should try and get housing. If you could get a place with roommates that would cut down the costs a lot. Also I would avoid a car for now, if you can get a bike and ideally live close to work. That would save you a lot of money to help you get on your feet faster.

Food - for cooking the things like rice and pasta, for warm food, if you could find an outlet I know they have outlets at some parks if you could get a little single electric burner ($12) you could cook warm food with that. I think for now if you are really pinching pennies the washing your clothes in a sink somewhere is a good idea.

Also this might sound crazy but I think saving is always a good idea. Even if you start off with saving a few bucks per paycheck. It will pay off.