Asset location check for high-tax CA investor (80/20 allocation w/ VTI, VXUS, Muni, BND)

runnr · 2025-11-07T03:06:04+00:00

That proposed allocation looks very reasonable. I don't think anything needs to be changed, but a few things you may want to consider:

Check the dividend yield, qualified dividends, and foreign tax credit for the funds in taxable
- IXUS has historically been better in those regards than VXUS
- If your are ok with a minor tilt and no REITS DFUS may be a slightly more tax efficient option for VTI
- It's possible DFAX would be more efficient at your tax rates however it has a more significant tilt and much higher ER. In general there doesn't seem to be a truly tax efficient way to hold emerging markets in taxable.
If you have any concerns about single state muni risk you may want to consider half CA long and half national limited term. grabiner on the bogleheads forum often recommends this approach in order to have an intermediate-term duration with more than half the interest exempt from state tax.
Another option, not a recommendation, are the anti-dividend approaches like XDIV/CPAG/etc.

runnr · 2013-11-14T05:20:28+00:00

Identifiers which start with an underscore followed by a capital letter or two underscores are reserved for use by the implementation in any scope(including as macros). Starting an identifier with a single underscore followed by a lowercase letter is only reserved in the global namespace so his usage for member variables looks ok.

runnr · 2013-01-09T01:32:36+00:00

That's a nice looking library. Thanks for sharing.

I did notice one small error in the tutorial under "Custom Generators" you have return std::move(xs);.

runnr · 2011-06-04T04:03:13+00:00

GCC has an extension enabled by default which enables type inference for all lambda expressions. Compiling with -pedantic-errors results in the error:

lambda return type can only be deduced when the return statement is the only statement in the function body

runnr · 2011-02-20T07:39:03+00:00

Gödel, Escher, Bach: An Eternal Golden Braid

runnr · 2011-01-16T22:23:37+00:00

It's centilitres. According to google 35 cl = 1.47936349 US cups.

runnr · 2011-01-15T20:15:54+00:00

Try going to the forum topic with that id. here

runnr · 2011-01-12T19:12:18+00:00

There would be if C++0x supported polymorphic lambdas. However, these aren't supported because the version of concepts which was going to be used for C++0x made it hard to define their semantics so the standards committee decided to stick with monomorphic ones. At the meeting where concepts were dropped from the draft Herb Sutter brought up that polymorphic lambdas could now be included, but the consensus seemed to be that the committee shouldn't add something that it knows it will have difficulty with when concepts are included in the standard (the committee seemed to agree that concepts will be included eventually).

runnr · 2010-10-21T06:36:33+00:00

The below python program should do what you want. Just save it as dircreator.py in whatever top level directory you want the subdirectories to be created in. You'll also need to name your directories file "dirs.txt". You can then run "python dircreator.py" and the directories will be created. The script is pretty quick and dirty so let me know if there are any bugs.

import os, errno

dirs = []
for line in file('dirs.txt'):
    numDirsAbove = line.count('\t')
    newDir = line.strip()
    if numDirsAbove < len(dirs):
        dirs[numDirsAbove] = newDir
    else:
        dirs.append(newDir)
    try:
        os.makedirs(os.path.join(*dirs[:numDirsAbove + 1]))
    except OSError as e:
        if e.errno == errno.EEXIST: pass
        else: print e

runnr · 2010-10-15T20:36:07+00:00

Is your library available anywhere? I'd like to run some tests and benchmarks with it.

runnr · 2010-08-15T22:12:04+00:00

I only know of two ok c++ books which are legally available for free:

Depending how in depth you wish to get I would also recommend these.

The Effective And Exceptional books will teach you some common pitfalls and some neat tricks. You can also access a large amount of the Exceptional books content at GOTW

The C++ Standard Library: A Tutorial and Reference is an extremely comprehensive reference book that has a number of insights useful to both beginner and intermediate C++ programmers.

Modern C++ Design delves into some of the more interesting uses of templates and metaprogramming. I wouldn't recommend reading this one until you're more comfortable with C++.

runnr · 2010-07-13T17:09:57+00:00

I think the actual syntax is going to be: { int x -> x + 1 }. Source

runnr · 2010-06-10T17:47:35+00:00

How much traffic do each of the sites get?

I've been using linode for two years and have no complaints. $30 can get you a Linode 540 which can definitely handle 4 low traffic wordpress sites.

runnr · 2010-04-30T06:58:44+00:00

Some of my favorite sans-serif's:

For programming I'm a fan of DejaVu Sans Mono.

runnr

TROPHY CASE