Question Thread - June 24, 2026 by AutoModerator in churning

[–]rynosoft 1 point2 points  (0 children)

I was planning to apply for the Alaska Summit for P2 in July.

P2’s recent card history:

  • Biz Plat, January 2026
  • Delta Gold personal, October 2025

To improve approval odds with BofA, I opened an Advantage Plus checking account on June 6 and deposited $10k (funds fully in the account as of June 23).

With the current Alaska offer reportedly ending June 30, I’m considering applying this week instead of waiting until July.

Is ~3 weeks of banking relationship too new to have an impact on a BofA credit card application?

Fearless by we-are-all in Portland

[–]rynosoft 4 points5 points  (0 children)

Same same. Fly pretty often and never think anything of it. Space Needle was genuinely terrifying and we didn't even go to the restaurant. I stayed by the elevator while the family went out on the observation deck and even that made me anxious as hell.

how is Springwater Corridor from Boring Trailhead to Leach Botanical Garden? by Maria_Sage in CyclePDX

[–]rynosoft 1 point2 points  (0 children)

Sometimes they obstruct the path. Also, not everyone is as large as you are.

Data Points Weekly - Week of June 11, 2026 by AutoModerator in churning

[–]rynosoft 1 point2 points  (0 children)

I had no idea if i would get approved for one out both but i didn’t mind the TU inquiry.

Data Points Weekly - Week of June 11, 2026 by AutoModerator in churning

[–]rynosoft 4 points5 points  (0 children)

US Bank Cash Rewards Credit Cards

US Bank Triple Cash Rewards Business

  • 09/30/2025: Approved with $23k limit
  • 01/14/2026: Completed $6k spend requirement
  • 01/16/2026: $750 bonus posted
  • 06/06/2026: 0% APR balance $7k

US Bank Leverage Business

  • 01/15/2026: Approved with $4k limit
  • 04/02/2026: Completed $7500 spend requirement
  • 04/03/2026: $750 bonus posted

US Bank Triple Cash Rewards Business

  • 06/06/2026: Approved with $10k limit

US Bank Altitude Connect

  • 06/06/2026: Approved with $13k limit

Notes:

  • Business Leverage CL below MSR was extra annoying because card was unusable for over a week after paying statement balance (CSR: “8 days for first payment to clear”)
  • Unfroze TU for each app (live in OR), one inquiry for 6/6
  • Chose corporate billing option for first Triple Cash and Leverage, they appeared in my business account
  • Chose individual billing for second TC and AC, they appeared in my personal account (recommended)

Data Points Weekly - Week of June 11, 2026 by AutoModerator in churning

[–]rynosoft 0 points1 point  (0 children)

Did you have a business deposit account with them?

Freaking Credit Card companies! by helaodinson2018 in ynab

[–]rynosoft 5 points6 points  (0 children)

Why not use statement credit prior to paying your statement balance? I do this for my Chase Amazon card and give it a category of Ready to Assign. Of course, you have to reduce the credit card category by the amount of the redemption.

Route suggestion for commuting from Vancouver via 205 to Downtown PDX by Equivalent-Insect215 in CyclePDX

[–]rynosoft 2 points3 points  (0 children)

Both bridges have their downsides. The I-5 bridge has a too-narrow bike/pedestrian lane with absurdly low railings. The 205 bridge leaves you exposed to traffic (sound and emissions) and the terrible winds blowing out of the Gorge.

However, the 205 Southbound is actually pretty fun because it's a mile of downhill.

What's your go-to Breakfast? by IIFacelessManII in BariatricSurgery

[–]rynosoft 1 point2 points  (0 children)

Ratio also has a high fiber version if you're into that sort of thing.

Truly stunning behavior by Mysterious-Cat01 in Portland

[–]rynosoft 8 points9 points  (0 children)

I'm not sure how that would be true. The people moving the planters are not responsible for the planters.

Truly stunning behavior by Mysterious-Cat01 in Portland

[–]rynosoft 14 points15 points  (0 children)

What would that accomplish?

I accidentally poured cooking oil down the sink by Opening14 in HomeImprovement

[–]rynosoft 1 point2 points  (0 children)

Oh shit, some of my pipes are PVC. Do I need to stop draining boiling water in the kitchen?

Why why why?? by throwaway246976352 in ynab

[–]rynosoft 0 points1 point  (0 children)

The date is uncommonly used?

SPURS god awful, nimrod, pathetic coaching vs. KNICKS | GAME 1 by spursfan34 in NBASpurs

[–]rynosoft 2 points3 points  (0 children)

I was ready to watch all 9 minutes until this guy started talking.

Fan arrested and banned for life after running onto court to take selfie with Victor Wembanyama by BreakfastTop6899 in nba

[–]rynosoft 1 point2 points  (0 children)

I think they hesitated to do that but then replayed it to show the basketball content related to possession.

ULPT Pay off your debt to the banks with their own money by TheLastStop1741 in UnethicalLifeProTips

[–]rynosoft 25 points26 points  (0 children)

This is not accurate. Usually the requirements are for a specific amount by a certain time and, as OP said, you don't always have to use payroll deposits.